Hi, I’m
Mohamed sharafeldin
Dubai,uae
Summary
Resilient individual with positive, can-do attitude seeks Mortgage Broker role. Achieves targets through strategic planning and persuasive presentations. Confident communicator with excellent market knowledge for helpful client advice
Overview
11
years of professional experience
Work history
MASHREQ BANKDubai, UAE
Mortgage Advisor
08.2023 - Current
Job overview
- A mortgage advisor is a professional who provides expert guidance and advice to individuals or businesses seeking to obtain a mortgage loan. Their primary role is to assist clients in navigating the complex process of securing a mortgage, ensuring they make informed decisions that align with their financial goals and circumstances.
Here is a general job description for a mortgage advisor - : 1. Client Consultation: Meet with clients to understand their financial situation, goals, and mortgage needs. Gather relevant information such as income, credit history, and existing debts to assess their eligibility for a mortgage.
- 2. Mortgage Options Analysis: Research and analyze various mortgage products from different lenders to identify suitable options for clients. Consider factors such as interest rates, loan terms, repayment options, and eligibility criteria. 3. Financial Assessment: Evaluate clients' financial capacity to determine the maximum loan amount they can afford. Conduct affordability calculations, considering income, expenses, and other financial commitments, to ensure responsible lending practices.
- 4. Advice and Recommendations: Provide clients with personalized advice and recommendations based on their financial situation and mortgage requirements. Explain the pros and cons of different mortgage options, helping clients make informed decisions.
- 5. Application Assistance: Assist clients in completing mortgage application forms accurately and efficiently. Collect and review all necessary documentation, such as income statements, tax returns, and bank statements, to support the application process.
- 6. Liaison with Lenders: Act as an intermediary between clients and mortgage lenders. Submit mortgage applications, negotiate terms, and communicate with lenders on behalf of clients to ensure a smooth application process.
- 7. Compliance and Regulations: Stay updated on mortgage industry regulations, guidelines, and lending criteria. Ensure compliance with relevant laws and regulations, such as lending standards, data protection, and anti-money laundering protocols.
- 8. Relationship Management: Build and maintain strong relationships with clients, providing ongoing support and assistance throughout the mortgage process. Keep clients informed about the progress of their application and address any concerns or questions they may have.
- 9. Market Research: Stay informed about market trends, changes in interest rates, and new mortgage products. Continuously research and evaluate lenders to ensure access to the most competitive mortgage options for clients.
- 10. Professional Development: Stay abreast of industry developments by attending training sessions, seminars, and workshops. Obtain relevant certifications and licenses required to perform mortgage advisory services.
WAYYEDDubai, UAE
Owner Manager
01.2020 - 06.2023
ADCB BANK, Dubai, uae
Senior Mortgage Advisor
08.2015 - 12.2019
Job overview
- A mortgage advisor is a professional who provides expert guidance and advice to individuals or businesses seeking to obtain a mortgage loan. Their primary role is to assist clients in navigating the complex process of securing a mortgage, ensuring they make informed decisions that align with their financial goals and circumstances.
EMIRATES NBD Bank, Multi Products
RELATIONSHIP OFFICER
06.2014 - 03.2015
Job overview
- Responsible in creating and maintaining relations with potential customers
- To look after the financial product's Personal loans as core product and credit card for specific target market in salaried segment based in UAE, Maintain and develop a portfolio of key customer's relationships
- Coordinating with Credit Risk and operation on daily basis to complete the process within the policy, adhere to all policies with regard to KYC / AML/ F&I as set out by the Bank from time to time, applying new ideas in sales strategies that help to meet the hard targets and deadlines swiftly, Representing the Bank at trade exhibitions, events and demonstrations, Maintain daily sales activity report and directly reporting to Team Leader.
MILLENNIUM Hotels & Resorts
Airport Representative
05.2012 - 06.2014
Job overview
- Our counters are in Dubai Airport Ter1 and Ter3
- It was selling the rooms including transfers from and to Dubai airport with or without the meals to all Millennium & Copthorne hotels in Dubai.
Education
Cairo University
Bachelor from faculty of Commerce
Skills
- Work Skills: -
- Mortgage lead generation
- Working closely with colleagues banking services to individuals to maximize sales and services for corporate clients
- Able to work under high pressure through communication with customers internally and externally, and service, both internally for corporate clients and individuals
- Dealing with all types of customers and provide services appropriate to the needs of each client and product marketing with him abide by the rules work (COMPANY POLICY)
- Guiding the efforts of established ways of increasing the satisfaction of employees in order to retain and add new customers
- Personal Qualification: -
- Persuasive Communication Skills
- Work under pressure & can handle more than one task
- Fast learner & adaptable to different environments
- Excellent co-operative skills
- Dedicated & devoted to complete the job given to me
- Enthusiasm & willingness to work
- Other Skills: -
- Computer:
- Microsoft Office, Internet & social media
- Mortgage lead generation
Additional Information
- Visa Status: Transferable.
Languages
Arabic
Native
English
Fluent
Availability
See my work availability
Not available
Available
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
morning
afternoon
evening
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Timeline
Mortgage Advisor
MASHREQ BANK
08.2023 - Current
Owner Manager
WAYYED
01.2020 - 06.2023
Senior Mortgage Advisor
ADCB BANK,
08.2015 - 12.2019
RELATIONSHIP OFFICER
EMIRATES NBD Bank, Multi Products
06.2014 - 03.2015
Airport Representative
MILLENNIUM Hotels & Resorts
05.2012 - 06.2014
Cairo University
Bachelor from faculty of Commerce
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