Mohammad Lootah
Dubai,United Arab Emirates
Overview
12
12
years of professional experience
1
1
Certification
Work history
Assistant Credit Manager
Commercial Bank of Dubai
Dubai, UAE
2026.01 - Current
- Analyzed corporate credit proposals, financial performance, creditworthiness, and risk in line with Bank policies and UAE Central Bank regulations.
- Reviewed credit applications, identified key risks and information gaps, and provided recommendations to support lending decisions.
- Prepared credit assessment reports and SWOT analyses for senior credit management review.
Vice President - MSMEs
Emirates Development Bank
Dubai, UAE
2025.01 - 2025.04
- Managed client relationships and supported customer satisfaction within the MSME portfolio.
- Built strong industry networks to identify business opportunities and collaboration channels.
- Oversaw financial operations to support the organization’s financial stability.
Credit Analyst
Abu Dhabi Commercial Bank (ADCB)
Dubai, UAE
2021.11 - 2025.01
- Analyzed financial statements, credit history, and risk profiles of existing and potential clients.
- Reviewed credit applications, performed credit checks, and structured deals based on risk assessment.
- Conducted financial forecasting and assessed business, economic, and industry risks.
Portfolio Management Intern
Bloomberg Market Concepts
Dubai, UAE
2019.11 - 2019.12
- Analyzed data to support portfolio management and strategic decision-making.
- Used statistical tools to conduct descriptive and predictive financial analysis.
Advisory Internship Program
Ernst & Young Global Limited (EY)
Dubai, UAE
2019.08 - 2019.09
- Supported engagement teams in strategy formulation, execution, and client advisory work.
- Identified business risks and issues, recommending practical resolutions.
Intern Program
Dubai Municipality
Dubai, UAE
2014.04 - 2014.05
- Maintained inventory records, processed orders, and supported operational reporting.
- Prepared research, updated spreadsheets, and produced timely administrative reports.
Education
Bachelor of Science - Finance Major, Accounting Minor
University of Sharjah
SharjahSkills
- Financial Analysis
- Credit Risk Assessment
- Financial Reporting
- Data Analysis
- Advanced Excel
- Compliance Awareness
Certification
- The International Banking & Finance Certificate (2022)
- Bloomberg Market Concepts Experience Certificate (2019)
- Ernst & Young Advisory (PI strategy) Experience Certificate (2019)
- National Service Completion Certificate (30/08/2015 – 09/01/2016)
Languages
Arabic
Native
English
Fluent
Timeline
Assistant Credit Manager
Commercial Bank of Dubai
2026.01 - Current
Vice President - MSMEs
Emirates Development Bank
2025.01 - 2025.04
Credit Analyst
Abu Dhabi Commercial Bank (ADCB)
2021.11 - 2025.01
Portfolio Management Intern
Bloomberg Market Concepts
2019.11 - 2019.12
Advisory Internship Program
Ernst & Young Global Limited (EY)
2019.08 - 2019.09
Intern Program
Dubai Municipality
2014.04 - 2014.05
Bachelor of Science - Finance Major, Accounting Minor
University of Sharjah