Mohammad Yasser Darkal

• Managed full credit cycle for retail products including PL, Mortgages, Auto Loans, and Credit Cards.
• Improved approval accuracy and reduced default rates through enhanced risk assessment procedures.
• Supervised and developed credit analysts and ensured strong adherence to internal policies.
• Implemented corrective actions based on portfolio performance indicators.
• Maintained full compliance with Central Bank regulations and internal audit standards.
• Coordinated with sales, underwriting, and collections to ensure portfolio stability.

• Oversaw budgeting, financial planning, forecasts, and monthly/annual reports.
• Handled cost-control processes and improved efficiency of financial operations.
• Developed internal reporting templates and compliance tracking mechanisms.
• Collaborated with auditors and government reviewers to ensure transparency.
• Managed procurement activities and verified financial documentation.

Develop annual sales plans and marketing campaigns specifically tailored to health-conscious consumers, This often involves B2B relationship building with customers to increase the sales and growth the business