MOHAMMED AL ALI
Dubai,United Arab Emirates
Summary
Accomplished banking and operations professional with expertise in managing corporate portfolios valued at AED 3 billion. Proven leadership in overseeing teams of up to 30 staff, driving strategic planning and performance management. Skilled in compliance and risk management, including AML/CFT program development and sanctions compliance across multiple jurisdictions. Strong analytical problem-solving abilities and effective communication skills focused on business development and cross-border transactions.
Overview
19
19
years of professional experience
1
1
Certification
Work history
Business Head
Desert Exchange
Dubai, UAE
2021.11 - 2026.02
- Assisted in implementing growth strategies across designated geographies to enhance transaction volumes.
- Supported expansion of distribution networks while maintaining compliance with regulatory standards.
- Facilitated smooth customer experience for both remitter and recipients.
- Set ambitious targets to encourage sales growth.
- Developed comprehensive business plans guiding company towards its objectives.
- Established performance metrics improving overall business performance.
- Motivated employees to perform at their best through effective leadership and support.
Chief Compliance Officer
Desert Exchange
Dubai, UAE
2016.11 - 2021.01
- Coordinate aml/cft framework set-up and execution, ensuring alignment with regulatory requirements.
- Assist in designing compliance policies consistent with uae laws and international standards.
- Support risk assessment processes by identifying and monitoring financial crime risks.
- Facilitate testing and optimisation of compliance systems for improved efficiency.
- Act as main contact for aml/cft queries from central bank of uae and other authorities.
- Conduct investigations and prepare suspicious activity reports for submission to financial intelligence unit.
- Maintain and update aml/cft policies in response to regulatory changes.
- Develop training programs to enhance staff awareness and compliance culture.
- Provide compliance advice to business teams to support regulatory adherence.
- Maintain aml dashboards and produce risk reports for management.
- Manage due diligence for high-risk relationships and respond to regulatory inquiries.
Unit Head – Corporate Portfolio & Liabilities
Noor Bank
Dubai, UAE
2015.05 - 2017.01
- Assisted team of relationship managers in achieving revenue growth.
- Supported management of corporate portfolio to ensure compliance with regulations.
- Aided in mentoring junior staff for professional development and high performance.
- Executed day-to-day duties with accuracy and efficiency.
- Completed tasks within tight deadlines successfully.
- Resolved customer issues to increase satisfaction levels.
- Acquired new skills to enhance efficiency and productivity.
- Applied positive customer service approach to elevate satisfaction levels.
- Delivered customer service by actively listening to concerns and addressing questions.
Senior Relationship Manager (Business Banking Group)
Emirates Islamic Bank
Dubai, UAE
2013.01 - 2015.04
- Assisted in managing portfolios for business banking clients to meet targets.
- Supported team of 20 staff, including relationship officers and team leaders, to achieve departmental goals.
- Maintained over 800 accounts valued at over AED 900 million while developing client relationships.
Relationship Manager (Business Banking Group)
Abu Dhabi Commercial Bank (ADCB)
Dubai, UAE
2009.01 - 2013.01
- Supported team managing diversified portfolio, contributing to top sales and relationship management performance.
- Guided and encouraged team of 20-25 staff members, including senior team leaders, team leaders, and sales officers.
- Assisted in achieving recognition as department's top sales manager for two consecutive years (2011 & 2012).
Senior Relationship Officer (Business Banking)
Mashreq Bank
Dubai, UAE
2007.01 - 2009.01
- Facilitated sales of diverse business banking products, including liabilities, assets, loans, financing, investments, and insurances, to meet financial goals.
- Developed and nurtured customer relationships within designated territory to enhance sales performance and customer loyalty.
- Assisted team in achieving targets through effective client engagement and support.
Education
Postgraduate (MS) - Information Technology
SALU
1999 - 2001
Skills
- Banking & Operations: Corporate Portfolio Management (up to AED 3 billion), Business Development, Trade Finance, Asset & Liability Management, Cross-Border Transactions (SWIFT), Foreign Exchange
- Leadership & Management: Team Leadership (up to 30 staff), Strategic Planning, Performance Management, Mentoring, Stakeholder Management, Training & Development
- Analytical & Personal: Problem-Solving, Decision-Making, Detail-Oriented, Integrity, Interpersonal Skills, Communication (Written & Oral), Presentation Skills, Organizational Skills
- Compliance & Risk Management: AML/CFT Program Development & Implementation, Sanctions Compliance (OFAC, UN, EU, UK), Risk Assessment, Compliance Audits, Policy & Procedure Design, Regulatory Compliance (CBUAE), Financial Crime Investigation
Certification
- CFCP – Certified Anti-Financial Crime Professional
- AFC – Certified Crypto-assets Financial Crime Compliance
- ICA Diploma - Anti-Money Laundering (AML/CFT) (Registration # CON-000732012)
- CAMS - Member (Membership # 1001044286)
- Trainings:
- AML/CFT Compliance Program (KHDA)
- Counterfeit Currency & Prevention (FERG; Central Bank of the UAE)
- Ethics & Integrity (FERG)
- AML/CFT & Due Diligence (FERG; Central Bank of the UAE)
- AML/CFT on Proliferation Financing (King's College London / CBUAE - 10-day program)
LANGUAGES
English: Fluent (Speak, Read, Write)
Arabic: Native (Speak, Read, Write)
Timeline
Business Head
Desert Exchange
2021.11 - 2026.02
Chief Compliance Officer
Desert Exchange
2016.11 - 2021.01
Unit Head – Corporate Portfolio & Liabilities
Noor Bank
2015.05 - 2017.01
Senior Relationship Manager (Business Banking Group)
Emirates Islamic Bank
2013.01 - 2015.04
Relationship Manager (Business Banking Group)
Abu Dhabi Commercial Bank (ADCB)
2009.01 - 2013.01
Senior Relationship Officer (Business Banking)
Mashreq Bank
2007.01 - 2009.01
Postgraduate (MS) - Information Technology
SALU
1999 - 2001