MOHAMMED KAMAL SABIL
Sharjah,United Arab Emirates
Summary
Accomplished professional with expertise in AML/CFT compliance and risk assessment, specialising in transaction monitoring and reporting, customer due diligence, and enhanced due diligence. Demonstrates proficiency in sanctions and PEP screening, FATF compliance standards, and the implementation of AML systems and controls. Skilled in data analysis and Power BI reporting, providing audit support and examination assistance to ensure regulatory adherence. Committed to advancing career goals within the financial compliance sector by leveraging analytical skills to enhance organisational integrity.
Overview
5
5
years of professional experience
7
7
years of post-secondary education
Work history
AML / Compliance Analyst – Transaction Monitoring
Bank of Khartoum – Sudan
01.2021 - 01.2026
- Assisted in the implementation and enhancement of AML/CFT programs in line with applicable laws, regulations, and FATF recommendations.
- Monitored and analyzed high-volume customer transactions to identify unusual patterns and potential money laundering or terrorist financing risks.
- Investigated alerts generated from transaction monitoring systems and performed detailed case analysis.
- Reviewed internal suspicious transaction reports received from branches and other departments.
- Assisted in preparing and submitting Suspicious Transaction Reports (STRs) to the Financial Intelligence Unit (FIU) in accordance with regulatory requirements.
- Conducted CDD and EDD reviews for high-risk customers, including PEPs.
- Performed sanctions, PEP, and name screening for customers and transactions.
- Contributed to the development and optimization of AML transaction monitoring scenarios, rules, and thresholds to improve detection accuracy and reduce false positives.
- Assisted in identifying AML/CFT compliance gaps and supporting corrective actions.
- Contributed to AML risk assessment frameworks for products, services, and customer segments.
- Developed Power BI dashboards and analytical reports to support behavioral transaction analysis and compliance reporting.
- Served as Archive & Records Custodian, ensuring audit-ready AML documentation and proper record retention.
- Responded to regulatory inquiries and compliance-related correspondence in a timely and professional manner.
- Official Job Title: Compliance Transaction Monitoring Assistant
Education
Bachelor’s Degree - Statistics
University of Khartoum
Khartoum, Sudan 12.2012 - 01.2020
Skills
- AML/CFT compliance and risk assessment
- Transaction monitoring and reporting
- Customer due diligence and enhanced due diligence
- Sanctions and PEP screening
- FATF compliance standards
- AML systems and controls
- Data analysis and Power BI reporting
- Audit support and examination assistance
LANGUAGES
Arabic: Native
English: Professional Working Proficiency
REGULATORY & COMPLIANCE KNOWLEDGE
- FATF Recommendations
- AML/CFT Frameworks
- Transaction Monitoring Controls
- Sanctions Compliance
- Risk-Based Approach
- Internal & External Audit Support
ADDITIONAL INFORMATION
- Based in UAE (Sharjah) | Open to relocation within UAE
- Available for immediate interview
Timeline
AML / Compliance Analyst – Transaction Monitoring
Bank of Khartoum – Sudan
01.2021 - 01.2026
Bachelor’s Degree - Statistics
University of Khartoum
12.2012 - 01.2020