MOHAMMED NIHAL
DUBAI
Summary
Highly Skilled professional with 4 years of experience specializing in corporate onboarding processes and transaction monitoring. Demonstrated expertise in efficiently onboarding new clients, ensuring compliance with regulatory requirements, and monitoring transactions to detect and prevent fraudulent activities. Proficient in conducting thorough investigations and implementing risk assessments to safeguard the organization's reputation. Strong attention to detail, analytical abilities, and excellent communication skills. Adept at working collaboratively with cross-functional teams to achieve operational effectiveness and uphold integrity in financial transactions.
Overview
7
7
years of professional experience
1
1
Certification
Work History
CORPORATE ONBOARDING AND BRANCH COMPLIANCE ANALYST
LULU INTERNATIONAL EXCHANGE LLC
10.2020 - Current
- New Corporate and WPS Onboarding. Verify and validate client identification documents, ensuring accuracy and completeness during the onboarding process.
- KYC Screening of new corporate and WPS customer, carry out CDD, EDD. Perform ongoing monitoring and reviews of existing client records to maintain up-to-date KYC documentation.
- Maintain accurate records and complete reports for internal audits and regulatory reviews related to KYC procedures. Comply with all compliance requirement.
- Ensure adherence to Anti-Money Laundering (AML) regulations by identifying and reporting suspicious activities during onboarding.
- Self-Audit Checkout Documents, completing all transaction documents correctly
- Assess customer risk profiles based on KYC data and escalate high-risk accounts for enhanced due diligence.
- Following AML rules, office guidelines, policy, and procedures of the company as well as Central Bank of UAE.
- Stay updated on the latest regulatory changes and ensure onboarding processes align with evolving compliance requirements.
- Conducted thorough AML investigations and risk assessments to identify and mitigate potential money laundering and terrorist financing risks.
- Implemented AML policies and procedures in compliance with regulatory requirements and industry best practices.
- Reviewed and analyzed customer transactions and account activity for suspicious patterns or red flags
- Prepared and filed Suspicious Activity Reports (SARs) with regulatory authorities as required.
- Extensive experience in anti-money laundering (AML) compliance within the financial services sector.
- Proficient in developing and implementing AML policies and procedures to ensure regulatory adherence.
- Skilled in conducting AML risk assessments and investigations to identify and mitigate financial crime risks.
- Excellent analytical and problem-solving abilities, with a focus on preventing financial crime and ensuring the integrity of financial systems.
- Developed and implemented KYC processes and procedures for customer onboarding, ensuring compliance with regulatory requirements.
- Conducted thorough customer due diligence (CDD) and enhanced due diligence (EDD) checks to verify the identity of customers and assess potential risks.
- Investigated and resolved discrepancies in customer documentation and information, escalating issues as necessary.
- Identified and reported suspicious activity to risk management teams, ensuring compliance with AML regulations.
Accountant
AYYAR & CHERIAN CHARTERED ACCOUNTANTS
06.2018 - 10.2019
- Invoicing and cash management for office
- Maintaining Receipts in Files according to dates and token numbers
- Documenting financial transactions by entering account information
- Processing accounts payable and accounts receivable
- Securing financial information by completing database backups
- Maintaining a record of General ledger entries, billing, and receipts
- Preparation of management monthly information reports
Accountant
A.S.S. ACCOUNTANT SERVICE SOCIETY.
01.2018 - 01.2018
- Preparation of final accounts
- Payroll, fixed assets, tax management
- Accounts payable, electronic funds transfer
- Accounts receivable, credit card, and collection management
- Assist various functions understanding internal financial policies and implementation
Education
CERTIFIED PUBLIC ACCOUNTANT - FINACIAL ANALYSIS
ACCOUNTANT SERVICE SOCIETY
01.2018
Bachelor of Commerce - FINANCIAL ACCOUNTING AND ANALYSIS
PONDICHERRY UNIVERSITY
01.2017
Skills
- Anti money laundering
- AML compliance
- Financial crime
- Know Your Customer (KYC)
- Suspicious Activity Reporting (SAR)
- Customer Due Diligence (CDD)
- Transaction monitoring
- Risk assessment
- Enhanced due diligence (EDD)
- AML regulations
- Politically exposed person (PEP)
- Customer screening
- Sanctions Screening
- Ultimate beneficial owner (UBO)
- AML Investigation
- Assessing Money laundering typologies
Certification
CPD ACAMS
HAYFORD INSTITUTE
JAN 2024 - MAR 2024
CAMS
ACAMS ASSOCIATION
DEC 2024 - Present
PRO AML
AML/CFT Policies and procedure
JAN 2025
SAP FICO B1 TALLY-ERP
ACCOUNTANT SERVICE SOCIETY
MARCH 2019
Languages
HINDI
URDU
ENGLISH
MALAYALAM
TAMIL
ARABIC
Timeline
CORPORATE ONBOARDING AND BRANCH COMPLIANCE ANALYST
LULU INTERNATIONAL EXCHANGE LLC
10.2020 - Current
Accountant
AYYAR & CHERIAN CHARTERED ACCOUNTANTS
06.2018 - 10.2019
Accountant
A.S.S. ACCOUNTANT SERVICE SOCIETY.
01.2018 - 01.2018
CPD ACAMS
HAYFORD INSTITUTE
JAN 2024 - MAR 2024
CAMS
ACAMS ASSOCIATION
DEC 2024 - Present
PRO AML
AML/CFT Policies and procedure
JAN 2025
SAP FICO B1 TALLY-ERP
ACCOUNTANT SERVICE SOCIETY
MARCH 2019
CERTIFIED PUBLIC ACCOUNTANT - FINACIAL ANALYSIS
ACCOUNTANT SERVICE SOCIETY
Bachelor of Commerce - FINANCIAL ACCOUNTING AND ANALYSIS
PONDICHERRY UNIVERSITY
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