Hi, I’m
MOHAMMED ABDUL LATHEEF, CAMS
Sharjah,UAE
Summary
CAMS-certified(7.0 with 83 score) Compliance Professional and Branch Manager with extensive experience in high-volume Exchange House operations (MSB). Expertise in financial crime risk mitigation, Transaction Monitoring, and CDD/EDD systems management aligned with CBUAE AML/CFT regulations. Demonstrated success in preparing and reporting Suspicious Transaction Reports to the UAE FIU, ensuring compliance with FATF and US regulatory standards. Committed to maintaining regulatory adherence and operational integrity across all compliance functions.
Overview
17
years of professional experience
5
years of post-secondary education
1
Certification
Work history
Al Ansari Exchange LLCSharjah, UAE
BRANCH MANAGER, CAMS|AML&COMPLIANCE-BRANCH OPS
01.2013 - 10.2025
Job overview
- Assessed and mitigated financial crime risks by verifying UBOs, identifying PEP exposure, and applying FATF-aligned risk assessment methodologies.
- Conducted transaction monitoring reviews using risk scoring and Customer Risk Assessment (CRA) indicators to detect anomalies and unusual activity patterns.
- Executed comprehensive PEP and sanctions screening in compliance with CBUAE and OFAC frameworks, ensuring full adherence to global watchlist obligations.
- Oversaw client onboarding aligned with CRA models, verifying documentation authenticity and enforcing branch-level AML/CFT policies and procedures.
- Supported investigations related to correspondent banking relationships, preparing reports consistent with FATF and USA PATRIOT Act standards.
- Collaborated in revising branch AML/CFT procedures and advised management on integrating RegTech enhancements such as network analysis and entity resolution tools to strengthen transaction monitoring capabilities.
- Led and mentored a team of 30+ staff, cultivating a compliance-first culture, improving reporting accuracy, and enhancing operational efficiency across all functions.
- Streamlined branch operations to ensure regulatory adherence, customer satisfaction, and alignment with internal audit requirements.
TATA Consultancy Services. Client (CITIBANK)Chennai, India
Business Process Analyst
01.2009 - 01.2013
Job overview
- Analyzed and Optimized Business Processes: Conducted detailed analysis of existing processes, identified inefficiencies, and resolved root causes of issues, leading to a 10% increase in overall efficiency.
- Enhanced Reporting and Performance: Generated daily MIS reports with key insights, which improved process performance and resulted in a 15% increase in customer satisfaction.
- Improved Delivery Timelines: Coordinated with cross-functional teams to streamline the delivery of banking documents and cards, achieving a 20% increase in on-time delivery.
Education
Bharathiyar, University Karpagam Arts & Science CollegeINDIA
Masters of Science from Industrial BioTechnology
02.2009 - 02.2011
Bharathiyar, University Karpagam Arts & Science College
Bachelor of Science from BioTechnology
01.2006 - 01.2009
Skills
FATF & CBUAE AML/CFT Compliance USA PATRIOT Act OFAC Sanctions Transaction Monitoring (TM) CDD & EDD Customer Risk Assessment (CRA) Risk Scoring & PEP Screening STR/SAR Reporting UBO Verification Correspondent Banking Risk Financial Crime Risk Mitigation AML Policy & Procedure Development RegTech & AI-Driven Monitoring Fraud Detection & Anomaly Analysis Compliance Training & Branch Oversight
Certification
- Certified Anti Money Laundering Specialist (CAMS) with 83 passing score (ACAMS.org)
- Advance Anti Money Laundering (Al Ansari Exchange - Yearly Training)
- Risk And Fraud Detection Level 2 (Al Ansari Exchange - Yearly Training)
LANGUAGES
English
Fluent
Malayalam
Native
Hindi
Fluent
Tamil
Native
Accomplishments
outstanding performer in rating for continuous 5 year
Timeline
BRANCH MANAGER, CAMS|AML&COMPLIANCE-BRANCH OPS
Al Ansari Exchange LLC
01.2013 - 10.2025
Bharathiyar, University Karpagam Arts & Science College
Masters of Science from Industrial BioTechnology
02.2009 - 02.2011
Business Process Analyst
TATA Consultancy Services. Client (CITIBANK)
01.2009 - 01.2013
Bharathiyar, University Karpagam Arts & Science College
Bachelor of Science from BioTechnology
01.2006 - 01.2009