Summary
Overview
Work history
Education
Skills
Certification
LANGUAGES
Accomplishments
Timeline
Hi, I’m

MOHAMMED ABDUL LATHEEF, CAMS

Sharjah,UAE
MOHAMMED ABDUL LATHEEF, CAMS

Summary

CAMS-certified(7.0 with 83 score) Compliance Professional and Branch Manager with extensive experience in high-volume Exchange House operations (MSB). Expertise in financial crime risk mitigation, Transaction Monitoring, and CDD/EDD systems management aligned with CBUAE AML/CFT regulations. Demonstrated success in preparing and reporting Suspicious Transaction Reports to the UAE FIU, ensuring compliance with FATF and US regulatory standards. Committed to maintaining regulatory adherence and operational integrity across all compliance functions.

Overview

17
years of professional experience
5
years of post-secondary education
1
Certification

Work history

Al Ansari Exchange LLC
Sharjah, UAE

BRANCH MANAGER, CAMS|AML&COMPLIANCE-BRANCH OPS
01.2013 - 10.2025

Job overview

  • Assessed and mitigated financial crime risks by verifying UBOs, identifying PEP exposure, and applying FATF-aligned risk assessment methodologies.
  • Conducted transaction monitoring reviews using risk scoring and Customer Risk Assessment (CRA) indicators to detect anomalies and unusual activity patterns.
  • Executed comprehensive PEP and sanctions screening in compliance with CBUAE and OFAC frameworks, ensuring full adherence to global watchlist obligations.
  • Oversaw client onboarding aligned with CRA models, verifying documentation authenticity and enforcing branch-level AML/CFT policies and procedures.
  • Supported investigations related to correspondent banking relationships, preparing reports consistent with FATF and USA PATRIOT Act standards.
  • Collaborated in revising branch AML/CFT procedures and advised management on integrating RegTech enhancements such as network analysis and entity resolution tools to strengthen transaction monitoring capabilities.
  • Led and mentored a team of 30+ staff, cultivating a compliance-first culture, improving reporting accuracy, and enhancing operational efficiency across all functions.
  • Streamlined branch operations to ensure regulatory adherence, customer satisfaction, and alignment with internal audit requirements.

TATA Consultancy Services. Client (CITIBANK)
Chennai, India

Business Process Analyst
01.2009 - 01.2013

Job overview

  • Analyzed and Optimized Business Processes: Conducted detailed analysis of existing processes, identified inefficiencies, and resolved root causes of issues, leading to a 10% increase in overall efficiency.
  • Enhanced Reporting and Performance: Generated daily MIS reports with key insights, which improved process performance and resulted in a 15% increase in customer satisfaction.
  • Improved Delivery Timelines: Coordinated with cross-functional teams to streamline the delivery of banking documents and cards, achieving a 20% increase in on-time delivery.

Education

Bharathiyar, University Karpagam Arts & Science College
INDIA

Masters of Science from Industrial BioTechnology
02.2009 - 02.2011

Bharathiyar, University Karpagam Arts & Science College

Bachelor of Science from BioTechnology
01.2006 - 01.2009

Skills

    FATF & CBUAE AML/CFT Compliance USA PATRIOT Act OFAC Sanctions Transaction Monitoring (TM) CDD & EDD Customer Risk Assessment (CRA) Risk Scoring & PEP Screening STR/SAR Reporting UBO Verification Correspondent Banking Risk Financial Crime Risk Mitigation AML Policy & Procedure Development RegTech & AI-Driven Monitoring Fraud Detection & Anomaly Analysis Compliance Training & Branch Oversight

Certification

  • Certified Anti Money Laundering Specialist (CAMS) with 83 passing score (ACAMS.org)
  • Advance Anti Money Laundering (Al Ansari Exchange - Yearly Training)
  • Risk And Fraud Detection Level 2 (Al Ansari Exchange - Yearly Training)

LANGUAGES

English
Fluent
Malayalam
Native
Hindi
Fluent
Tamil
Native

Accomplishments

    outstanding performer in rating for continuous 5 year

Timeline

BRANCH MANAGER, CAMS|AML&COMPLIANCE-BRANCH OPS

Al Ansari Exchange LLC
01.2013 - 10.2025

Bharathiyar, University Karpagam Arts & Science College

Masters of Science from Industrial BioTechnology
02.2009 - 02.2011

Business Process Analyst

TATA Consultancy Services. Client (CITIBANK)
01.2009 - 01.2013

Bharathiyar, University Karpagam Arts & Science College

Bachelor of Science from BioTechnology
01.2006 - 01.2009
MOHAMMED ABDUL LATHEEF, CAMS