MOHAMMED IRFAN TARKATTI

• Oversaw comprehensive business control processes, ensuring strict adherence to KYC and AML regulatory standards across client accounts and transactions.
• Conducted in-depth evaluations of client profiles to identify potential compliance risks and recommended action plans for remediation.
• Compiled and finalised consolidated audit reports, drawing on observations of processes & findings to improve operational compliance.
• Facilitated cross-functional workflows with departments to improve communication, transparency, and the quality of deliverables.

RISK (SFO & MRC):

• Conducted fraud investigations and applied risk treatment in Micro and Established Seller categories
• Conducted risk reviews on alerted cases, addressing AML scenarios and unfavourable screenings
• Managed compliance review processes for customer and account transactions
• Facilitated remediation engagements, analysing KYC documents for client information
• Conducted evaluations and reports to mitigate future risk
• Monitored analysts' assessments to ensure compliance with financial crime compliance regulations
• Performed ongoing analysis of customer data to assess potential risk rating and threshold adjustments
• Handled Appeals, Collusion, Group Review, RAX, and RA0 restrictions queues across SFO and MRC departments

FRAUD INVESTIGATION UNIT (FIU/SAR):

Prepared and submitted SARs to NCA and FNTT regulators in compliance with AML regulations

• Performed in-depth investigations into transactions, individuals, and entities to mitigate financial crime risks
• Conducted detailed investigations and reports on suspected money laundering cases under AML compliance standards
• Handled ongoing monitoring and resolution of financial investigations complaints.
• Resolved high-priority cases from Research & Exit Management, AML, and Transaction Monitoring
• Analysed user accounts using Zendesk, TC-40, and DPA reports
• Facilitated movement of fraudulent funds to victim accounts and banks
• Investigated high-risk customer profiles identified through negative media in line with AML/KYC protocols

• Performed AML checks across diverse business lines ensuring compliance with AML policies
• Verified transaction patterns for high-risk or sanctioned regions and raised alerts for unusual activity reports (UAR) for further investigation.
• Provided frontline compliance checks (L0) to prevent potential links to illegal activities, including terrorist financing, and conducted enhanced due diligence (EDD) as required