MOHAMMED SAIF
Dubai,India
Summary
Results-driven Deputy Manager with 2 years and 6 months of experience in Institutional Banking at ICICI Bank, a leading global financial institution. Proven expertise in managing key client relationships, driving revenue growth through strategic cross-selling, and delivering tailored financial solutions. Adept at navigating complex onboarding and KYC compliance. Seeking to leverage client advisory and business development skills to contribute to a dynamic banking team in the UAE.
Overview
3
3
years of professional experience
4046
4046
years of post-secondary education
1
1
Certification
Work history
Deputy Manager (Grade DM-II)
ICICI Bank
Chennai
03.2023 - 10.2025
- Managed end-to-end banking relationships for portfolio of institutional clients (e.g., schools, colleges), analyzing their financial operations to provide customized liability and digital banking solutions.
- Drove fixed deposit (FD) mobilization and successfully cross-sold asset and liability products, directly contributing to portfolio revenue growth.
- Orchestrated seamless onboarding of new institutional accounts, ensuring 100% compliance with KYC and regulatory standards.
- Acted as primary point of contact, resolving client inquiries promptly to enhance satisfaction and retention rates.
- Championed adoption of digital platforms, increasing client engagement and streamlining their payment and banking operations.
- Relationship Manager - Institutional Banking
Accounting Intern
Private Auditor's Office
Chennai
08.2022 - 10.2022
- Gained hands-on experience in bookkeeping using Tally ERP and assisted in foundational stages of GST filing and audit procedures.
Intern
Indian Bank
Chennai
07.2022 - 07.2022
- Supported daily banking operations and customer service, gaining exposure to loan processing and account management.
Education
PGDM - Banking and Finance
Manipal Academy of Higher Education (MAHE)
Bangalore05.2023
Bachelor of Commerce - Bank Management
The New College, University of Madras
Chennai06.2022
Skills
- Relationship Management: Client Acquisition & Retention, Strategic Advisory, Negotiation, Customer Service
- Banking Operations: KYC/AML Compliance, Account Onboarding, Portfolio Management, Cross-selling
- Technical Skills: Tally ERP, MS Office Suite (Excel, Word, PowerPoint), Core Banking Systems
- Professional Skills: Problem-Solving, Team Collaboration, Communication
LANGUAGES
English: Professional Proficiency
Hindi: Professional Proficiency
Tamil: Native Proficiency
Urdu: Professional Proficiency (Spoken)
Certification
STEP – English Proficiency & Business Communication, The
Hindu Group (Skills Training & Education Programme),
Completed: February 2023, Level 10.1 Assessed across Reading
(9.5), Writing (11.4), Listening (9.7), and Speaking (10.0)
Timeline
Deputy Manager (Grade DM-II)
ICICI Bank
03.2023 - 10.2025
Accounting Intern
Private Auditor's Office
08.2022 - 10.2022
Intern
Indian Bank
07.2022 - 07.2022
PGDM - Banking and Finance
Manipal Academy of Higher Education (MAHE)
Bachelor of Commerce - Bank Management
The New College, University of Madras