Muhammad Irfan
Dubai
Summary
An enthusiastic banking professional with over 7 years of diverse experience in Conventional and Corporate banking sector have delivered in various challenging assignments & managerial rolls up to the entire satisfaction of superiors. I will be happy to work with a renowned institution where I can grow further by using my experience & skills for the best interest of the organization.
Overview
8
8
years of professional experience
Work History
Manager Sales and Accounts
Ihsan Zadran Auto Spare Parts TR LLC
Sharjah
09.2024 - Current
- Maintain accurate and up-to-date financial records, including accounts payable, accounts receivable, and general ledger accounts.
- Record and reconcile financial transactions, including purchases, sales, and payments.
- Manage and reconcile inventory accounts, including tracking stock levels and costing.
- Process invoices, credit notes, and payments in a timely and accurate manner.
- Ensure compliance with VAT and tax regulations.
- Manage and follow up on outstanding payments and debts.
Senior Officer Reconciliations and Settlement
U Microfinance Bank Limited
Islamabad
09.2022 - 09.2024
- Preparation of RAAST Transactional Reconciliation with MPG Report on daily Basis
- Preparation of RAAST GL Reconciliation with MPG Report on daily Basis
- RAAST Dispute Handling and resolving the member banks queries in a timely manner
- Settlement Account Transfer In/Transfer Out Reconciliation, and Billing Companies Reconciliation (UBPS,1-Link & NADRA Channel)
- Corporate Client Salary Disbursements/Reversals
- Reconciliations of Agent Payments
- Disbursement of Promo Commissions, Customer Rewards Disbursements, Ufone Refunds processing, Airtime Reversals
- Utility Bill Payments and Reversals on daily basis (UBPS,1-Link & NADRA)
- Processing of Utility Bills of all Branches
- Donation Companies Reconciliation
- Record keeping of all Reconciliations, Voucher Posting, M-wallet Vouchers, Process and Reversal of Bills, Transfer In/Transfer Out etc
- Complaints handling regarding Bill Payments, Correspondent Bank Payments
Officer Grade II
Askari Bank Limited
Islamabad
04.2018 - 09.2022
- Updating Of Customer Data as Per Bank Record
- Transfer Of Funds
- Remittance Recovery of Outstanding Dues and Charges
- Overseas Customer Service and Issue Solving
- Maintenance Of Customer Data Issuance of Pay Order and Demand Draft
- Internet Banking
- Foreign Currency
- Customer Interaction Management (CIM)
- Credit Card Sale
- Auto Finance
- Mortgage Finance
- Complaint Management Commitment to Customer Service
- ATM And Cheque Book Issuance
- Account Opening Account Maintenance and Statement Of Account Issuance
Assistant Accounts Officer
Accounting house
Islamabad
11.2016 - 01.2018
- Working as Accounts assistant to look after the issues related to accounts department
Education
Masters in science - MS Project Management
Air University
01.2019
Master’s in business administration - MBA, Islamic Banking, Advance Accounting, Risk Management, HRM
Air University
01.2017
Bachelors in Commerce - B.Com, Advance Accounting, Cost Accounting, Taxation, MBF, Commerce
University of the Punjab
01.2013
Intermediate/A-Level - I.Com
Federal Board
01.2011
Matriculation/O-Level - Matriculation, Computer, Physic, Chemistry, Mathematics
Federal Board
01.2009
Skills
- Reconciliation and Settlement
- Account Receivable
- Account Payable
- GL Settlement
- Salary Disbursement
- Payroll Management
- Cross selling credit Card
- Auto Finance
- Mortgage loan
- Banca assurance
- Customer Relationship Management (CRM)
- Complaint Management
Projects
University of Maryland, Project Management Symposium certificate, Bancassurance Gold Winner, Gold winner while achieving the target assigned, Paypak Campaign Topper, I have secured first position in Askari Bank Paypak Campaign
Languages
English, Urdu, Punjabi, Pashto
Languages
Urdu, Pashto
First Language
English
Upper Intermediate
B2
Punjabi
Proficient
C2
Hindi
Proficient
C2
Timeline
Manager Sales and Accounts
Ihsan Zadran Auto Spare Parts TR LLC
09.2024 - Current
Senior Officer Reconciliations and Settlement
U Microfinance Bank Limited
09.2022 - 09.2024
Officer Grade II
Askari Bank Limited
04.2018 - 09.2022
Assistant Accounts Officer
Accounting house
11.2016 - 01.2018
Masters in science - MS Project Management
Air University
Master’s in business administration - MBA, Islamic Banking, Advance Accounting, Risk Management, HRM
Air University
Bachelors in Commerce - B.Com, Advance Accounting, Cost Accounting, Taxation, MBF, Commerce
University of the Punjab
Intermediate/A-Level - I.Com
Federal Board
Matriculation/O-Level - Matriculation, Computer, Physic, Chemistry, Mathematics
Federal Board