Summary
Overview
Work History
Education
Skills
Community Engagement & Volunteerism
Additional Information
Work Preference
Quote
Software
Work Availability
Accomplishments
Languages
Certification
Timeline
BusinessAnalyst
Muhammad Rameez Tahir (FCCA -UK), CFM

Muhammad Rameez Tahir (FCCA -UK), CFM

Summary

Senior Finance Professional with 13+ years experience in seaport operations, capital project finance, management reporting, treasury, audit, and ERP transformation. Proven track record in managing multi-billion-dirham financial operations in infrastructure and EPC sectors. Specializing in Oracle Fusion ERP implementations, CAPEX planning, KPI frameworks, and treasury optimization. Trusted advisor to C-suite leadership for data-led financial strategy, IFRS and UAE Tax compliance, and FIDIC contract and insurance portfolio management to align financial systems with organizational goals.

Overview

15
15
years of professional experience

Work History

SENIOR FINANCIAL ANALYST

Port of Fujairah
01.2024 - Current
  • Led Enterprise-wide CAPEX/OPEX budgeting and forecasting, delivering actionable variance insights and presenting strategic analyses to senior leadership and benchmarking peers.
  • Oversaw liquidity management and treasury operations, aligning fund placement with economic indicators such as Fed rate shifts, EIBOR trends, and bond yields.
  • Assessed deposit foreclosure triggers and coordinated treasury moves with partner banks, producing monthly funding forecasts and investment reports.
  • Built and deployed KPI dashboards to enhance departmental performance visibility and drive accountability.
  • Created automated MIS dashboards offering real-time insights into fund usage, revenue variance, and cost control.
  • Co-managed the implementation of an automated CAPEX control system with IT, improving budget compliance, spending visibility, and alignment across teams.
  • Managed post-contract financials for capital projects under FIDIC frameworks, overseeing variation claims, EOT assessments, cost impact reviews, and bank guarantees.
  • Oversaw the corporate insurance portfolio, managing renewals, claim cycles, and policy optimization with focus on loss ratio efficiency.
  • Ensured IFRS-aligned reporting and GL accuracy; authored technical memos on complex accounting scenarios in capital and insurance domains.
  • Provided valuable insights by leading monthly variance analysis reviews between actual results and budget/forecast expectations.
  • Enabled informed decision-making by presenting key findings from complex data sets in clear, concise formats for senior leadership team members.
  • Trained new analysts on corporate policies and procedures and implemented mentoring program, reducing onboarding time.
  • Reviewed and analyzed project spending throughout project life cycle.

GROUP FINANCIAL ACCOUNTANT

Port of Fujairah
08.2014 - 12.2023
  • Executed ERP transformation via Oracle Fusion (Project Etijah), contributing to process review, FDD validation, UAT coordination, and module testing across Finance; received Certificate of Appreciation.
  • Redesigned treasury operations with daily dashboards for AED 1B portfolio, enhancing income, collections, and liabilities tracking.
  • Developed a core finance system to track guarantees, insurance, and cash forecasts for capital projects worth AED multimillion+.
  • Accelerated fund placement by shifting 75% of collections to digital channels, reducing lag and manual dependencies.
  • Negotiated 26-day free credit window by extending payment terms from 30 to 56 days, optimizing working capital without financing cost.
  • Supported successful closure of syndicated loan facility, coordinating financial data and institutional documentation.
  • Managed insurance policy lifecycle and vendor contracts, ensuring compliance and cost-effective maintenance cycles.
  • Digital Transformation & Process Optimization: Led the successful NBF Online Payment Integration and banking process digitization, streamlining remittance workflows and enhancing financial operations.
  • Managed cash forecasting, fund float, and surplus deposit structuring.
  • Liaised with banks on facility reviews, forex needs, and liquidity solutions.
  • Handled insurance claims, renewals, and YoY loss ratio tracking, negotiating terms with brokers for optimal coverage.
  • Managed insurance schedules, credit notes, and claim documentation to ensure compliance and mitigate risk across port assets.
  • Drafted and administered third-party equipment maintenance contracts, including preventive scopes, billing cycles, and corrective claims handling.

GENERAL LEDGER ACCOUNTANT

Port of Fujairah
11.2013 - 07.2014
  • Managed Oracle EBS Fixed Asset Module, overseeing acquisitions, disposals, capitalization, and accurate depreciation processing.
  • Supported month-end close and reconciliations across multiple ledgers, ensuring accurate adjustments and compliance.
  • Assisted in preparing MIS reports and variance analysis, maintaining financial data integrity and audit readiness.

INTERNAL AUDIT EXECUTIVE

Service Industries Limited
09.2011 - 08.2013
  • Investigated internal control gaps such as excess raw materials and forged invoices; prepared reports on export sales disputes.
  • Verified and analyzed expenses and account balances, including air shipments, commissions, fuel, power, debtor confirmations, and marketing costs for the Tyre & Tube segment.
  • Managed stock count activities, including surprise stock-taking, report preparation, and dead stock identification.

EXECUTIVE ACCOUNTS OFFICER

Service Industries Limited
09.2010 - 08.2011
  • Supported budgeting, forecasting, cash and bank reconciliations, and IFRS-based reporting.
  • Collaborated with auditors and helped drive internal control improvements across accounts.

Education

Certified Financial Modeler - CFM-UK

The Institute of Financial Accountants
01.2022

B.Sc. (Hons.) - Applied Accounting

Oxford Brookes University
01.2012

Association of Chartered Certified Accountants - ACCA

SKANS School of Accountancy
12-2011

Foundation Course - Certified Accounting Technician

School of Accountancy
01.2009

Skills

  • Strategic financial management
  • Financial accounting expertise
  • IFRS, UAE Tax Law Compliance
  • Oracle EBS/Oracle Cloud Fusion
  • Process Reengineering
  • Financial Reporting
  • CAPEX Budgeting & Automated Controls
  • Capital Projects Accounting & FIDIC Compliance
  • Reconciliation, Audit & Internal Control
  • Treasury Management & Cash Flow Optimization
  • KPI Development & Performance Frameworks
  • Insurance Claims, Renewals & Risk Evaluation
  • MIS Reporting & Analysis
  • Contract Accounting
  • Team Leadership
  • Ship owner claims
  • SOP Development
  • Budgeting and planning

Community Engagement & Volunteerism

Sports Committee Member

Port of Fujairah

  • Coordinated sports events to promote wellness and employee engagement
  • Managed event budgets for efficient, cost-effective execution
  • Promoted cross-departmental participation and inclusivity

Additional Information

  • FIDIC Conditions of Contract – Red Learning, UAE (2023)
  • Oracle Fusion Implementation – Internal workshop, PoF (2022)
  • ACCA Regional Conference – Techovate – ACCA Middle East (2019)
  • AOIFI Accounting Standards – ICAP, UAE Chapter (2019)
  • Microsoft Excel: Dashboard Techniques – Vinsys (2019)
  • Microsoft Excel 2016 – Advanced Level – Vinsys (2019)
  • IFRS Super Conference – ICAI, UAE Chapter (2019)
  • Technical Seminar on VAT – ICAI, UAE Chapter (2019)
  • Seminar on Forensic Audit – ICAI, UAE Chapter (2019)
  • IFRS Masterclass 2018 – Philippine Business School, Dubai (2018)

Work Preference

Work Type

Full Time

Work Location

On-SiteRemote

Important To Me

Career advancementCompany CulturePersonal development programsHealthcare benefitsWork from home optionTeam Building / Company RetreatsStock Options / Equity / Profit Sharing

Quote

Don’t fear failure. Not failure, but low aim, is the crime. In great attempts it is glorious even to fail.
Bruce Lee

Software

Oracle EBS

Oracle Fusion

Microsoft Excel

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse

Accomplishments

Executed ERP transformation via Oracle Fusion (Project Etijah), contributing to process review, FDD validation, UAT coordination, and module testing across Finance; received Certificate of Appreciation.

Redesigned treasury operations with daily dashboards for AED 1B portfolio, enhancing income, collections, and liabilities tracking.

Developed a core finance system to track guarantees, insurance, and cash forecasts for capital projects worth AED multimillion+.

• Accelerated fund placement by shifting 75% of collections to digital channels, reducing lag and manual dependencies.

• Negotiated 26-day free credit window by extending payment terms from 30 to 56 days, optimizing working capital without financing cost.

• Supported successful closure of syndicated loan facility, coordinating financial data and institutional documentation.

• Managed insurance policy lifecycle and vendor contracts, ensuring compliance and cost-effective maintenance cycles.

Digital Transformation & Process Optimization: Led the successful NBF Online Payment Integration and banking process digitization, streamlining remittance workflows and enhancing financial operations.

Languages

English
Advanced (C1)
Urdu
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Punjabi
Bilingual or Proficient (C2)

Certification

Licenses & certifications
  • Understanding of FIDIC Conditions of Contract - Red, Yellow and Silver Book 1999 Edition
  • Certified Financial Modeler (CFM) - The Institute of Financial Accountants - Issued Oct 2022 Credential ID LC-FM-447

Timeline

SENIOR FINANCIAL ANALYST

Port of Fujairah
01.2024 - Current

GROUP FINANCIAL ACCOUNTANT

Port of Fujairah
08.2014 - 12.2023

GENERAL LEDGER ACCOUNTANT

Port of Fujairah
11.2013 - 07.2014

INTERNAL AUDIT EXECUTIVE

Service Industries Limited
09.2011 - 08.2013

EXECUTIVE ACCOUNTS OFFICER

Service Industries Limited
09.2010 - 08.2011

B.Sc. (Hons.) - Applied Accounting

Oxford Brookes University

Foundation Course - Certified Accounting Technician

School of Accountancy

Certified Financial Modeler - CFM-UK

The Institute of Financial Accountants

Association of Chartered Certified Accountants - ACCA

SKANS School of Accountancy
Muhammad Rameez Tahir (FCCA -UK), CFM