MUHAMMED SUHAIL ISMAL
Abu Dhabi
Summary
Dynamic Credit Card Sales Executive with a proven history of developing and enhancing innovative credit card offerings that resonate with customers and drive substantial business growth. Expertise in analyzing market trends and consumer behavior informs the creation of strategic product initiatives aligned with organizational goals, consistently surpassing customer expectations. A commitment to delivering market-leading credit card solutions, combined with a keen ability to navigate the complexities of the financial landscape, positions organizations for a competitive edge. Proven track record of leveraging insights and leadership to spearhead impactful product initiatives that enhance customer experience and propel overall business success.
Overview
11
11
years of professional experience
1
1
Certificate
Work History
Sales Executive
Innovations Group UAE (Emirates Islamic Bank Credit Cards)
02.2024 - Current
- As a dedicated Credit Card Sales Executive, I specialize in driving revenue growth through strategic sales initiatives and exceptional customer service. My role involves:
- Client Engagement: Building and maintaining strong relationships with clients to understand their financial needs and provide tailored credit card solutions.
- Sales Strategy: Developing and implementing effective sales strategies to achieve and exceed monthly 100 %targets.
- Product Knowledge: Staying informed about the latest credit card products and industry trends to offer clients the best options available.
- Market Research: Analyzing market trends and competitor offerings to identify new opportunities for growth.
- Customer Support: Providing ongoing support and guidance to clients throughout the application process and beyond, ensuring a seamless experience.
Financial Accountant
Fitup Uniforms Trading Co LLC
02.2021 - 02.2024
- Set up and improved accounting models and processes to meet business needs and maximize effectiveness of operations.
- Managed entire accounting and financial reporting cycle including gathering information, preparing and archiving documents, closing books and finalizing reports.
- Used Microsoft Excel to reduce more than 90% manual works and develop spreadsheets models for cost accounting and inventory tracking.
- Allocated shared costs between cost centres and did cost estimates.
- Organized and carried out efficient month-end, quarterly and year-end financial reporting and financial statements.
- Managed financial reporting processes to ensure compliance with accounting standards and regulations.
- Oversaw the preparation of monthly, quarterly, and annual financial statements for various stakeholders.
Senior Accountant
Safa International General Trading L.L.C
09.2019 - 10.2020
- Tracked and recorded expenses and reconciled accounts to maintain accurate, current and compliant financial records.
- Monitored premises, screened visitors, updated logs and issued passes to maintain security.
- Kept physical files and digitized records organized for easy access.
- Setup and improved accounting systems and processes to meet business needs and maximize effectiveness of operations.
- Investigated and resolved variances in digital and physical records to promote record integrity.
- Managed month-end close processes, ensuring timely and accurate financial reporting.
- Led annual budgeting process, collaborating with cross-functional teams of a 5 members to align financial goals.
Junior Accountant
New Caravans Hotel and Restaurants LTD
01.2015 - 03.2018
- Gained Management Team’s confidence and Trust to extend the Job role and responsibilities to other functional areas such as General Administration, Procurement and Logistics. Give 100% Loyalty for the company.
- Assisted the chief Accountant in variety of business roles.
- Deputized for Accounts and Administration In charge in his absence.
- Involved in Preparation & Filing of GST returns.
- Monitored accounts payable and receivable statuses and delegated related tasks .
- Managed accounts payable and receivable processes to ensure timely financial transactions.
- Prepared monthly financial statements, maintaining accuracy and compliance with accounting standards.
Education
CAP (Corporate Account Practitioner) - Business/Corporate Communications
Accountia (International School of Accounting)
Malappuram, Kerala- India03.2019
Bachelor of Commerce - BCOM - Business/Commerce, General
Calicut University
Thenhipalem, Malapuram04.2018
Higher Secondary 10+2 - Computer Science
Government of Kerala, Board Of Higher Secondary Examination
Malappuram, Kerala- India03.2015
SSLC - PCM
Government of Kerala General Education Department
Malappuram, Kerala- India03.2013
Skills
- Customer-oriented assistance
- Product knowledge
- Sales expertise
- Sales presentations
- Customer service
- Relationship building
Certification
- Anti Money Laundering (AML) Training - IDMM
- Know Your Customer (KYC) Training - IDMM
- Sales And Team Work -Training - IDMM
- Selling and persuasion - Training - IDMM
- Banking And Its Products - Training - IDMM
Timeline
Sales Executive
Innovations Group UAE (Emirates Islamic Bank Credit Cards)
02.2024 - Current
Financial Accountant
Fitup Uniforms Trading Co LLC
02.2021 - 02.2024
Senior Accountant
Safa International General Trading L.L.C
09.2019 - 10.2020
Junior Accountant
New Caravans Hotel and Restaurants LTD
01.2015 - 03.2018
CAP (Corporate Account Practitioner) - Business/Corporate Communications
Accountia (International School of Accounting)
Bachelor of Commerce - BCOM - Business/Commerce, General
Calicut University
Higher Secondary 10+2 - Computer Science
Government of Kerala, Board Of Higher Secondary Examination
SSLC - PCM
Government of Kerala General Education Department