Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
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Muna Jama

Ras Al-Khaimah,RK

Summary

Skilled Executive with 10+ years experience in business development, strategic planning, process improvements. Adept at implementing improvements to optimize efficiency in business operations. Highly skilled in process optimization, team leadership and result oriented performance .

Overview

14
14
years of professional experience
1
1
Certification

Work History

Associate Vice President

RAKBANK
02.2023 - Current
  • Achieved departmental goals by developing and implementing strategic initiatives.
  • Optimized team performance through effective leadership and staff development programs.
  • Enhanced operational efficiency by streamlining processes and implementing cost-saving measures.
  • Ensuring Turn around Time is met


Credit Manager

RAKBANK
01.2018 - 01.2023
  • Improved credit risk management by implementing effective underwriting policies and procedures.
  • Developed strong relationships with clients through professional communication and timely resolution of credit issues.
  • Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
  • Enhanced department efficiency by streamlining processes, reducing errors, and automating routine tasks.
  • Ensuring productivity is increased by 20% on yearly basis

Assistant Manager CPV

RAKBANK
05.2015 - 12.2017
  • Improved customer satisfaction by addressing and resolving complaints promptly.
  • Streamlined the verification process by implementing new processes and procedures.
  • Developed strong working relationships with staff, fostering a positive work environment.
  • Monitoring the quality of calls to ensure the standard script was followed
  • Conducted employee performance evaluations, providing constructive feedback for growth and development.
  • Implemented staff training programs, enhancing product knowledge and improving customer service skills.

CPV Officer

Rakbank
09.2014 - 04.2015
  • Improved overall department efficiency by streamlining processes and implementing new policies.
  • Enhanced communication between team members by organizing regular meetings and fostering open dialogue.
  • Increased employee satisfaction with constructive performance evaluations and targeted feedback.
  • Boosted team morale through recognition programs, resulting in higher productivity levels.


Assistance Team Leader -CPV

Rakbank
07.2013 - 08.2014
  • Enhanced team productivity by implementing efficient work processes and regularly reviewing performance metrics.
  • Developed team members'' skills through targeted coaching sessions, resulting in improved individual performance.
  • Led cross-functional teams to execute projects on time, within budget, and with high-quality outcomes.
  • Streamlined workflows for increased efficiency, reducing turnaround times for critical tasks.
  • Standing in for Team Leader in handling business escalations and managing day to day work

CPV Analyst

Rakbank
01.2011 - 07.2013


  • Conducting Customer and employer verification
  • Conducting system checks to ensure customer has no adverse remarks
  • Ensuring productivity is met 100%
  • Ensuring error rate is maintained
  • Nil customer complaints
  • Providing fast turn around time for high profile cases

Data Analyst- Temporary

Rakbank
05.2010 - 12.2010

Handling data clean up for archival system


Education

BBA - International Business

Al Ghurair University
Dubai, United Arab Emirates
07.2016

High School Diploma -

New Indian School
Ras Al-Khaimah, United Arab Emirates
03.2009

Middle School -

Ideal English School
Ras Al-Khaimah, United Arab Emirates
03.2007

Skills

  • Cross functional Team Leadership
  • Business Process improvement
  • Lean Six Sigma
  • Quality assurance
  • Operations Management

Languages

English
Bilingual or Proficient (C2)
Arabic
Bilingual or Proficient (C2)

Certification

  • Certified [Job Title], [Company Name] - [Timeframe]

Timeline

Associate Vice President

RAKBANK
02.2023 - Current

Credit Manager

RAKBANK
01.2018 - 01.2023

Assistant Manager CPV

RAKBANK
05.2015 - 12.2017

CPV Officer

Rakbank
09.2014 - 04.2015

Assistance Team Leader -CPV

Rakbank
07.2013 - 08.2014

CPV Analyst

Rakbank
01.2011 - 07.2013

Data Analyst- Temporary

Rakbank
05.2010 - 12.2010

BBA - International Business

Al Ghurair University

High School Diploma -

New Indian School

Middle School -

Ideal English School
Muna Jama