Nabiha Bhatti
Dubai,UAE
Summary
Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyse financial status and recommend business strategies. Experienced in qualitative and quantitative analysis, contract management and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.
Overview
9
9
years of professional experience
14
14
years of post-secondary education
1
1
Certification
Work history
Financial analyst
JBC Properties (Wisal Development LLC)
Dubai, UAE
2023.10 - Current
- Lead monthly meetings with directors to analyse spending and provide financial recommendations.
- Analyze and review cash receipts from various bank accounts.
- Keep track of and allocating all receipts for debtor/sundry cash.
- Work with financial team to coordinate high-volume workflow under stringent deadlines.
- Assist in the development of annual budgets and long-term financial plans
- Prepare weekly, monthly and yearly cash flow statements and bank reconciliation.
- Analyse and report on inventory and variance analysis.
- Prepare and submit UAE VAT returns.
- Prepare aging report and keep tracking the balances from sales team and directly customers.
Assistant Manager Internal Audit
Indus Motors Company Limited (Toyota)
Karachi
2022.07 - 2023.09
- Provide independent, objective internal audit report by assessing the adequacy, efficient and effectiveness of systems, controls, policies and processes throughout the company and its controlled agencies for governance and risk management with a focus on provide continuous improvement
- Monitor the implementation of audit recommendations with stakeholders and report on status
- Conduct preliminary review of entity wide internal control system, evaluate, identify control deficiencies
- Prepare comprehensive audit reports with detailed outcomes and recommendations
- Provide advice to improve the quality assurance process to support the leadership team in making informed decisions
- Develop internal audit plans and engage with stakeholders to plan and conduct the audit
- Issue monthly and quarterly detailed audit reports, suggested recommendations, getting followed up on audit recommendations
- Ensure compliance with all applicable policies, standards and laws and regulations and also the best accounting and auditing practices
- Carry physical inspection of inventory and cash and perform special audit upon management demand.
Assistant Manager – Treasury and Corporate
ARY Digital Network (Pvt.) Ltd.
Karachi
2019.12 - 2021.06
- Liaison with Banks as needed for reconciling bank accounts, guarantees and fixed deposit monitoring
- Assisted in developing and implementing cash management policies and procedures to ensure adequate liquidity for the programs and enabling areas
- Performed full life cycle of payments, from creation to beneficiary account confirmation, across multiple payout cities nationwide
- Assisted and coordinated with business units in budgeting, consolidations and other miscellaneous management reports that may be required from time to time
- Conducted troubleshooting to identify root causes of payment issues and collaborated with internal and external partners for resolution
- Responsible for Accounts receivable and accounts payable and to ensure accurate monthly re-conciliation
- Proactively managed treasury operations, ensuring daily account funding and seamless payment processing
- Checked and organized supplier records including invoices, statements of accounts, and payment receipts
- Created Purchase Orders and reconciled bank statements on a monthly basis
- Assisted in onboarding new banks, contributing to a diversified banking network
- Supported the Senior Treasury Manager and CFO with various assigned tasks.
Senior Audit Associate
RSM Avais Hyder Liaquat Nauman Chartered Accountants
Karachi
2015.06 - 2019.11
- Prepared of financial statements as per IFRS and local laws
- Managed accounting and finance function team
- Prepared & presented monthly/yearly/Quarterly /reports
- Prepared and maintenance of fixed assets register
- Performed reconciliation of physical and system stock and found out reasons for any variation if any, etc.)
- Assessed internal controls by identifying variances and deficiencies and recommending critical changes
- Analyzed trends in financial data to investigate fluctuations
- Employed expertise in auditing, accounting and generally accepted principles to accurately assess records
- Supervised and trained junior audit staff in how to effectively review physical and digital data
- Collaborated with clients' management teams to collect audit information and recommend strategic business improvements
- Analyzed accounting systems for efficiency and effectiveness
- Performed auditing work in accordance with rigorous auditing standards and principles
- Worked audit engagements for industries in engineering, manufacturing, non-profit and human resources
- Handled planning and budgeting for audit engagements
- Prepared working papers, reports and supporting documentation for audit findings.
Audit Trainee
Deloitte Chartered Accountants
Karachi
2015.01 - 2015.06
- Conducted technical and analytical reviews of tax returns to check for accuracy and qualified deductions
- Completed audit papers by thoroughly documenting audit tests and findings
- Proofread audit and tax reports and year-end financial statements to verify accuracy.
Education
Chartered Accountant: Accounts, Finance, Audit & Taxation -
Institute of Chartered Accountants of Pakistan
Karachi, Pakistan 2013.05 - Current
Association of Chartered Certified Accountants - undefined
ACCA UK
Karachi, Pakistan 2022.10 - Current
Bachelor of Commerce - undefined
Govt. Commerce & Economic College -University Karachi
Karachi, Pakistan 2011.11 - 2013.05
Skills
- Bank reconciliation
- Accounts receivable (A/R), Accounts payable (A/P) Reconciliation
- Intragroup balances reconciliation
- Stock reconciliation
- VAT return Filing, Budgeting, Variance analysis, Forecasting
- Preparation of financial statements as per International Financial Reporting Standards (IFRS)
- Knowledge of SAP Hana
Accomplishments
- Outstanding Performance in NRV Testing on one of the external assignments
- Implementation of Oracle
- Cleansing and Controlling master data of suppliers & customers
Languages
English
Advanced
Urdu
Fluent
Hindi/Punjabi/Sindh
Fluent
Custom
- Data Analytics and Business intelligence
- SAP S/4 Hana
- Power BI and Financial Modelling
- Accounting Software
- QuickBooks
- Tally ERP
- Sage 50
- Zoho Books
- Xero
- Microsoft Dynamics 365 Finance and Operations
- Odoo for accounting and inventory management
- VAT implementation and compliance
- Advance Excel with Chat GPT solution
Certification
- Certified General Accountant
Timeline
Financial analyst
JBC Properties (Wisal Development LLC)
2023.10 - Current
Association of Chartered Certified Accountants - undefined
ACCA UK
2022.10 - Current
Assistant Manager Internal Audit
Indus Motors Company Limited (Toyota)
2022.07 - 2023.09
Assistant Manager – Treasury and Corporate
ARY Digital Network (Pvt.) Ltd.
2019.12 - 2021.06
Senior Audit Associate
RSM Avais Hyder Liaquat Nauman Chartered Accountants
2015.06 - 2019.11
Audit Trainee
Deloitte Chartered Accountants
2015.01 - 2015.06
Chartered Accountant: Accounts, Finance, Audit & Taxation -
Institute of Chartered Accountants of Pakistan
2013.05 - Current
Bachelor of Commerce - undefined
Govt. Commerce & Economic College -University Karachi
2011.11 - 2013.05