Nihal Salmeen
Dubai,United Arab Emirates
Summary
Highly skilled banker with over 12 years of experience in UAE with expertise in efficient data entry, data processing, and critical thinking. Proficient in Microsoft Office 365, FINACLE, FLXCUBE, and Loan Management System. Adept at analysis and problem solving with a strong focus on delivering accurate results. Career goal includes leveraging technical skills to enhance operational efficiency within a dynamic organisation.
Overview
12
12
years of professional experience
Work History
Corporate Credit Operations Representative
RAKBANK
Dubai
05.2019 - Current
- Maintenance of loan accounts for corporate syndicate & FI loans
- Checked credit approval adequacy concerning credit documentation (loan agreements, support, and collateral documents), deferrals and waivers in case of existing and new obligors
- Limit maintenance for Trade Finance, Treasury and working capitals
- Monitored various nostro accounts for settlement against syndication and FI loans
- Experienced in booking of reschedule loans and maintenance of provision and write off loans in the conventional segment
- High attention to detail while checking and processing documents for clients
- Highly efficient in organising data which allows the deadline to be met
- Critical thinking and problem solving excel when client documents are discrepant
- Due to this method developed it allowed for a better relationship experience for the customer
- Trained and helped junior employees understand how to implement and process data for present and future clients
- In-charge of confirming that customers qualify for an RB5
- Assisted in helping team members with day to day tasks which was recognised with an award in 2013
- Verify and process high volumes of data for individual customers seeking personal loans which was recognised with an award in 2015 & 2017
- Advising customers based on operating procedures in relation to profile change
- Strategically planning day to day tasks
- Involved in implementing signatories for corporate banking customers
- Quality checking for input documents
- Maintenance of loan accounts for corporate syndicate & FI loans
- Checked the credit approval adequacy concerning credit documentation (loan agreements, support, and collateral documents), deferrals and waivers in case of existing and new obligor's.
Central Operations Operations Representative
RAKBANK
Dubai, Ras Al Khaimah
07.2012 - 05.2019
- High attention to detail while checking and processing documents for clients
- Highly efficient in organising data which allows the deadline to be met
- Critical thinking and problem solving excel when client documents are discrepant
- Due to this method developed it allowed for a better relationship experience for the customer
- Trained and helped junior employees understand how to implement and process data for present and future clients
- In-charge of confirming that customers qualify for an RB5
- Assisted in helping team members with day to day tasks which was recognised with an award in 2013
- Verify and process high volumes of data for individual customers seeking personal loans which was recognised with an award in 2015 & 2017
- Advising customers based on operating procedures in relation to profile change
- Strategically planning day to day tasks
- Involved in implementing signatories for corporate banking customers
- Quality checking for input documents.
Education
Diploma - Graphic design
Distinction. Zaabeel Institute
Diploma - Aerospace Engineering
Emirates Aviation College
Skills
- Efficient data entry
- Data processing
- Critical thinking and problem solving
- Analysis and problem solving
- Microsoft Office 365
- FINACLE
- FLXCUBE
- Loan Management System
TECHNICAL
DIGITAL SKILLS
ACHIEVEMENTS
Feb 2013 RAK BANK, Dubai, UAE
Commendable contribution in Account Service Team
Dec 2015 RAK BANK, Dubai, UAE
Commendable for being a supportive team member
Dec 2017 RAK BANK, Dubai, UAE
Commendable for being a supportive team member
Timeline
Corporate Credit Operations Representative
RAKBANK
05.2019 - Current
Central Operations Operations Representative
RAKBANK
07.2012 - 05.2019
Diploma - Graphic design
Distinction. Zaabeel Institute
Diploma - Aerospace Engineering
Emirates Aviation College
Similar Profiles
Rathakrishnan KanagarajRathakrishnan Kanagaraj
Assistant Manager at RAKBANKAssistant Manager at RAKBANK
Mohammad Tabish AnwerMohammad Tabish Anwer
RAKSelect Officer at RAKBANKRAKSelect Officer at RAKBANK
Muna JamaMuna Jama
Associate Vice President at RAKBANKAssociate Vice President at RAKBANK