Summary
Overview
Work history
Education
Skills
Languages
Declaration
References
Timeline
Generic

NISHANTH VIJAYAN

DUABI,UAE

Summary

Experienced financial services professional with 16+ years of expertise in sales operations, customer relationship management, and team leadership. Proven track record in enhancing client retention, optimizing processes, and driving operational excellence. Currently serving as a Relationship Officer in Dubai, leveraging strong communication and analytical skills to deliver exceptional customer service and strategic business outcomes.

Overview

17
17
years of professional experience
2005
2005
years of post-secondary education

Work history

SENIOR RELATIONSHIP MANAGER

Citi Bank
Dubai, UAE
03.2025 - Current
  • Drove team productivity by setting clear objectives and expectations.
  • Cultivate and manage high-value relationships with a portfolio of corporate and high-net-worth clients, ensuring personalized financial solutions aligned with client objectives.
  • Identify cross-selling and upselling opportunities across retail banking, wealth management, and investment products to maximize client value and revenue generation.
  • Conduct regular portfolio reviews and financial assessments to proactively address client needs and provide tailored advice on market trends, risk, and investment opportunities.
  • Collaborate with internal teams including credit, compliance, and product units to deliver seamless banking experiences and maintain adherence to regulatory standards.
  • Drive business development initiatives through strategic networking, referrals, and targeted marketing campaigns to expand the client base.
  • Achieved consistent growth in Assets Under Management (AUM) and client satisfaction through a consultative and customer-centric approach.

Relationship Officer

FINMART FINANCIAL SERVICES
DUBAI
05.2022 - 01.2025
  • Built and maintained strong relationships with individual and corporate clients, ensuring high levels of customer satisfaction and retention.
  • Promoted and sold financial products such as personal loans, credit cards, and insurance based on client needs and eligibility.
  • Conducted regular follow-ups with clients to evaluate service satisfaction and explore new financial opportunities.
  • Processed loan applications and coordinated with back-office teams to ensure timely approvals and disbursements.
  • Maintained up-to-date knowledge of financial products, policies, and market trends to offer clients tailored solutions.
  • Achieved and exceeded monthly sales targets through proactive client outreach and networking.
  • Ensured full compliance with UAE Central Bank regulations and internal risk management policies.
  • Delivered professional presentations and product pitches to potential clients and corporate partners.

Sr. Quality Analyst Cum Assistant Manager

ALLIANZ SERVICES
THIRUVANANTHAPURAM, INDIA
05.2012 - 12.2020

Key Accomplishments as Assistant Manager Key Accomplishments as Senior Quality Analyst

  • Led a high-performing team of 16, boosting productivity through clear goal setting, team empowerment, and a culture of continuous improvement.
  • Improved customer satisfaction by translating feedback into strategic service enhancements.
  • Designed and implemented an employee engagement program, significantly reducing turnover and elevating overall morale.
  • Developed a robust training curriculum, enhancing technical proficiency and deepening product knowledge across the team.
  • Analyzed financial data to introduce cost-saving strategies, optimizing budget usage and consistently surpassing KPIs ahead of schedule.
  • Spearheaded advanced quality assurance initiatives, resulting in a 100% improvement in product quality and customer satisfaction.
  • Established a comprehensive QA program, ensuring all deliverables met or exceeded high-quality standards.
  • Implemented rigorous quality control protocols, maintaining compliance with critical product benchmarks.
  • Created and analyzed weekly/monthly quality reports, producing data-driven quality packs for leadership review.
  • Conducted in-depth error trend analysis, driving process enhancements and reducing recurring issues.
  • Collaborated with Operations Managers in weekly quality reviews, aligning teams on metrics and accelerating continuous improvement.

Customer Service Representative

SUTHERLAND GLOBAL SERVICES
KOCHI, INDIA
12.2010 - 05.2012
  • Collaborated with sales team to maximise product visibility and sales.
  • Maintained a clean, orderly work environment promoting a conducive atmosphere for both staff and customers.
  • Contributed towards achieving store targets whilst ensuring adherence to service standards.
  • Processed orders promptly ensuring a positive shopping experience for customers.
  • Provided top-notch support for increased customer satisfaction.
  • Improved customer satisfaction by effectively handling complaints and inquiries.
  • Assisted customers in making informed decisions by providing detailed product information.
  • Maintained up-to-date knowledge, resulting in effective product promotion.

Customer Service Representative

WNS GLOBAL SOLUTIONS
MUMBAI, INDIA
05.2008 - 02.2010
  • Mitigated conflicts by providing timely and effective solutions to disputes raised by customers.
  • Facilitated customer loyalty programmes to enhance customer retention.
  • Contributed towards achieving store targets whilst ensuring adherence to service standards.
  • Enhanced communication channels through regular updates on company policies and promotions.
  • Offered technical support, leading to enhanced user experience.
  • Processed orders promptly ensuring a positive shopping experience for customers.
  • Developed strong relationships with customers fostering brand loyalty and repeat business.
  • Performed administrative duties contributing towards smooth store operations.

Education

Bachelor of Arts - English Literature

Annamalai University
India
/2002 - 01.2005

Skills

  • Operational Strategy Development
  • Process Optimization
  • Sales & Operations Planning
  • Quality Assurance Methodologies
  • Customer Engagement Strategies
  • Market Research & Analysis
  • Cross-Functional Strategy Alignment
  • Statistical Analysis
  • Budgeting & Cost Optimization
  • Risk Management Frameworks
  • Team Management & Mentoring
  • Stakeholder Engagement
  • Cross-Departmental Coordination
  • Customer relationship management software

Languages

English
Proficient (C2)
Hindi
Advanced (C1)
Malayalam
Proficient (C2)
Tamil
Advanced (C1)

Declaration

I hereby declare that the above-mentioned information is true and  correct to the best of my knowledge and belief. I am confident that, if  given the opportunity to serve your esteemed organization, I will prove to  be a valuable asset.


NISHANTH VIJAYAN

References

References available upon request.

Timeline

SENIOR RELATIONSHIP MANAGER

Citi Bank
03.2025 - Current

Relationship Officer

FINMART FINANCIAL SERVICES
05.2022 - 01.2025

Sr. Quality Analyst Cum Assistant Manager

ALLIANZ SERVICES
05.2012 - 12.2020

Customer Service Representative

SUTHERLAND GLOBAL SERVICES
12.2010 - 05.2012

Customer Service Representative

WNS GLOBAL SOLUTIONS
05.2008 - 02.2010

Bachelor of Arts - English Literature

Annamalai University
/2002 - 01.2005
NISHANTH VIJAYAN