NITHIN P
DUBAI
Summary
Experienced banking and consular services professional with a strong background in name screening, KYC/CDD, customer verification, and compliance checks across retail, corporate, and embassy‑level operations. Proven expertise in branch operations, high‑value transaction control, trade desk support, and red‑flag identification. Skilled in coordinating with compliance teams, ensuring strict adherence to regulatory standards, and maintaining accurate, audit‑ready documentation.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Accounting Clerk
Al Ansari Exchange
04.2025 - Current
- L1 Name Screening & Alert Management: Conducted Level 1 (L1) name screening for transactions and customers flagged in Fuzzy Logic systems, performing initial investigations to resolve false positives against Sanctions, PEP, and Adverse Media lists.
- Unit Compliance Leadership: Acted as the Unit Compliance Officer, serving as the primary Middle Office Liaison between branch operations (1st Line of Defense) and the Compliance Department (2nd Line of Defense) to ensure regulatory alignment.
- Corporate Onboarding & KYC: Managed end-to-end Corporate Onboarding through the branch channel, performing rigorous KYC (Know Your Customer) and CDD (Customer Due Diligence) verification for complex entity structures.
- Trade Finance Compliance: Verified critical trade documents, including Invoices, Bills of Lading, and SOF/SOW (Source of Funds/Wealth), to mitigate risks associated with Trade-Based Money Laundering (TBML).
- Transaction Monitoring: Oversaw branch transactions and money exchanges, ensuring all high-value activities met CBUAE regulatory standards and internal AML policies.
- Document Verification: Meticulously reviewed legal and financial documentation to ensure the authenticity of corporate profiles and the legitimacy of fund flows.
Processing Officer
BLS International Services
07.2023 - 10.2024
- Screened applicant names, personal details, travel purpose, and supporting documents using multiple verification methods as per Indian Embassy protocols.
- Checked applicant identities against blocked lists, watchlists, and restricted categories, ensuring no prohibited or high‑risk profiles were processed.
- Verified counterparty sponsors, employer details, and travel intent, ensuring authenticity and compliance with Embassy requirements.
- Conducted passport service screening, validating applicant information against Indian judicial and legal records where required.
- Flagged anomalies, inconsistencies, and red‑flag cases to the Consular Wing for further investigation or escalation.
- Ensured strict adherence to Indian Embassy compliance standards, documentation rules, and data‑security protocols.
- Managed accurate record‑keeping and audit‑ready files for all visa, passport, and miscellaneous consular services.
Assistant Manager
ICICI Bank
02.2022 - 08.2022
- Managed branch operations including high‑value transactions, customer servicing, and operational controls.
- Performed KYC, CDD, and account opening verification for corporate and retail customers, ensuring full compliance with regulatory norms.
- Handled corporate channel onboarding, document scrutiny, and compliance checks before activation.
- Oversaw document processing, clearing operations, and transaction verification, ensuring accuracy and adherence to AML/KYC standards.
- Coordinated with compliance teams for sanctions/PEP checks, documentation gaps, and AML/CFT clarifications.
- Supported the Trade Desk, managing trade documentation, customer verification, and compliance review for trade transactions.
- Managed vendor coordination for trade desk operations, ensuring timely processing, document flow, and adherence to compliance requiremt
- Ensured strict compliance with Reserve Bank guidelines, internal AML/KYC policies, and audit standards.ents.
Assistant Manager
ESAF Bank
03.2017 - 01.2022
- Led customer screening, KYC, CDD, and document verification for onboarding and servicing.
- Monitored transaction thresholds, high‑value activities, and unusual patterns; escalated red flags to Compliance.
- Coordinated with Back‑Office Compliance for sanctions/PEP checks and AML/CFT clarifications.
- Supported the Credit Department with customer screening, document validation, and risk assessment inputs.
- Managed mid‑office controls, ensuring accuracy, compliance, and smooth branch operations.
- Supervised cashiers, deposits, withdrawals, and remittances, ensuring proper authorization and risk checks.
- Prepared and maintained audit files, ensuring full compliance with regulatory and internal standards.
- Ensured strict adherence to Reserve Bank norms, AML/KYC policies, and operational risk guidelines.
Education
CAMS Training Courses – English - CAMS
12-2025
MATERING OF AMLCFT FRAME WORK - Anti-Money Laundering And Countering The Financi
12-2025
UAE AML REGULATORY FRAMEWORK ENGLISH - CB UAE AML FRAME WORK
12-2025
MSBS, PSPS, AND VASPS AML CASE STUDIES - ENGLISH - MSBS, PSPS, AND VASPS AML CASE STUDIES
12-2025
Skills
- Name Screening & Compliance — sanctions/PEP checks, blocklist screening, red‑flag identification, escalation handling
- KYC / CDD — retail & corporate onboarding, document verification, risk profiling
- Banking Operations — high‑value transactions, mid‑office controls, clearing, audit preparation
- Trade Desk Support — trade documentation review, counterparty verification, vendor coordination
- Visa & Passport Screening — identity checks, sponsor verification, judicial record screening, embassy compliance
- Regulatory Adherence — CB UAE norms, AML/CFT guidelines, internal compliance policies
- Technical Skills — core banking systems, screening tools, MS Office
- Soft Skills — attention to detail, analytical thinking, communication, team coordination
Certification
- CAMS Training Courses – English, ACAMS - AUGUST 2025-DECEMBER 2025
- UAE AML REGULATORY FRAMEWORK ENGLISH-ACAMS
- MSBS, PSPS, AND VASPS AML CASE STUDIES - ENGLISH-ACAMS
- AML/CFT FRAME FRAME WORK -FINCOMP ACCADEMY
- ACAMS CONNECT: CRYPTO & PAYMENTS MAJOR ACTION AGAINST CRYPTO SCAM ORGANIZATION
- ACAMS CONNECT CRYPTO & PAYMENTS: PROVIDING BANKING SERVICES TO STABLECOIN ISSUERS
- ENHANCING FINANCIAL INCLUSION WITH A RISK-BASED APPROACH
- n AI & Smart Tech in Fighting Financial Crime-FINCOMP ACCADEMY DUBAI
Timeline
Accounting Clerk - Al Ansari Exchange
04.2025 - Current
Processing Officer - BLS International Services
07.2023 - 10.2024
Assistant Manager - ICICI Bank
02.2022 - 08.2022
Assistant Manager - ESAF Bank
03.2017 - 01.2022
ACAMS - CAMS Training Courses – English, CAMS
FINCOMP ACCADEMY - MATERING OF AMLCFT FRAME WORK, Anti-Money Laundering And Countering The Financi
ACAMS - UAE AML REGULATORY FRAMEWORK ENGLISH, CB UAE AML FRAME WORK
ACAMS - MSBS, PSPS, AND VASPS AML CASE STUDIES - ENGLISH, MSBS, PSPS, AND VASPS AML CASE STUDIES
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