Niveditha Raj

· Gained exposure to KYC documentation, AML practices, and employee benefit regulations.

· Maintained records and reports required for compliance audits and inspections.

· Assisted in WPS setup and payroll data submissions as per UAE Central Bank compliance requirements.

· Ensured strict compliance with CBUAE regulations, SWIFT rules, and internal policies during transaction processing, with a focus on WPS adherence.

· Participated in regular meetings with the operations team to review and refine operational processes in line with compliance requirements, ensuring the organization minimized operational risk.

· Managed all transaction uploads and file encryption, ensuring seamless processing of salary remittances and multi-currency trade transactions.

· Facilitated Edenred C3 salary card applications and replacements, streamlining the payroll process.

· Processed customer credit card payments efficiently, liaising with relevant departments for timely execution.

· Collaborated with HR, Finance, and other departments to ensure smooth payroll operations and address cross-functional issues.

· Maintained meticulous records of transactions, client information, and operational data, ensuring data integrity.

· Supported the processing and reconciliation of transactions ensuring accuracy and timeliness.

· Prepared and delivered comprehensive reports and summaries to management, supporting informed decision-making.

· Monitored daily branch control sheets to ensure proper balancing and alignment with opening and closing activities.

· Verified RIA reports for consistency, maintaining high standards of operational excellence

• Proficient in General Accounting and Ledger Management, ensuring accurate financial records.
• Skilled in managing Accounts Receivable and Payables, including generating detailed Aging Reports.
• Experienced in handling Bank Transactions, including Deposits and Electronic/Online Payments.
• Adept at performing meticulous Bank Reconciliations to maintain financial integrity.
• Coordinated with international suppliers to initiate Letters of Credit (LC) and track shipments to UAE borders, ensuring timely clearance.
• Liaised with banks and shipping companies for seamless LC Management and import operations.
• Conducted Monthly Intercompany Reconciliations and Balance Confirmations to maintain fiscal accuracy.
• Managed all financial transactions, including Payables, Utilities, Freight, Receivables, International Payments, Insurance, and Petty Cash.
• Assisted the Accounts Manager in aligning inter-company cost allocations with budgetary guidelines.
• Processed Invoice Matching and Verification against Purchase Orders and Delivery Orders/Goods Receipts.
• Facilitated timely Vendor Payments, maintained correspondence, and addressed inquiries, ensuring strong supplier relationships.
• Expert in Financial Reporting, VAT Filing, and conducting Annual Auditing for compliance and transparency.
• Managed Fixed Assets and calculated Asset Depreciation, contributing to long-term financial planning.

• Expertly assemble, review, and verify invoices and check requests, ensuring accuracy and compliance.
• Efficiently sort, code, and match invoices to streamline the payment setup process.
• Accurately enter and upload invoices into the system, maintaining robust financial records.
• Vigilantly track expenses and process expense reports to ensure fiscal responsibility.
• Prepare and execute electronic transfers and payments with precision and timeliness.
• Conduct check runs, ensuring all payments are processed efficiently and accurately.
• Post financial transactions to journals, ledgers, and other records, maintaining impeccable financial documentation.
• Manage payroll and salary processing with a high level of accuracy and confidentiality.
• Reconcile accounts payable/receivable transactions, ensuring all accounts are balanced and confirmed.
• Resolve invoice discrepancies and issues promptly, maintaining strong vendor relationships.
• Respond to vendor inquiries with professionalism and efficiency, fostering positive communications.
• Generate comprehensive monthly reports, providing valuable insights into financial status.
• Assist with month-end closing procedures, contributing to the timeliness and accuracy of financial reporting.
• Maintain accurate historical financial records, ensuring data integrity and availability for reference.

• Executed high-impact client meetings through research and strategic execution to secure potential business opportunities.
• Generated new business leads, achieving high conversion rates through effective development strategies.
• Conducted thorough initial KYC checks to evaluate client compatibility and minimize potential risk exposure.
• Guided clients towards informed decisions by presenting tailored insurance solutions that best meet their needs.
• Surpassed monthly team sales targets through persistent performance and strategic sales initiatives.
• Delivered expert advice on a diverse range of insurance products, ensuring clients needs were professionally met.
• Uphold the highest standard of customer service in line with company policies, fostering repeat and referral sales.