Osheen Michael
Qusais
Summary
Strategic Finance Manager with 15 years in financial management, focusing on financial analysis, risk assessment, and investment management. Expertise in budget management and forecasting supports business growth through effective financial planning. Skilled in stakeholder engagement and cost-saving initiatives, delivering insights that drive profitability and optimise financial performance.
Overview
5
5
Languages
15
15
years of professional experience
Work History
CHIEF FINANCE MANAGER
TRICOLOUR VALUES INVESTMENTS PSC
Dubai
01.2017 - Current
- Compiled investment analysis for global equities and UAE local equities portfolios.
- Managed finance for Tricolour Group companies across daily reporting needs.
- Prepared and delivered monthly financial reports and presentations for executives.
- Created and presented reports covering all group companies activities each cycle.
- Prepared budgets and maintained forecasts to support planning decisions.
- Analysed global and UAE investments to prioritise high-potential opportunities.
- Assessed investment and operational risks to identify potential vulnerabilities.
- Performed internal audits to inform management on compliance and efficiency.
- Coordinated and filed SEBI returns for Alternative Investment Fund manager status.
- Filed corporate tax and VAT returns to meet statutory deadlines.
- Submitted FVCI returns to SEBI in India for required compliance.
- Produced various board reports for board members' review.
- Maintained strong relationships with company shareholders through regular updates.
- Built effective relationships with regulators by supporting timely responses and filings.
- Reviewed business plans to address regulatory and operational assumptions.
- Developed business models and policies aligned to regulator policy changes.
CHIEF FINANCE MANAGER
TRICOLOUR FINANCIAL SERVICES & GROUP COMPANIES
Coimbatore, India
03.2019 - 08.2023
- Monthly Financial Reports
- Monthly Financial Summary and reporting.
- Monthly MIS preparation and reporting.
- Budget Preparation and forecasting
- Annual Budget Preparation
- Monthly Budget Variance Actual Analysis reporting.
- Cash Flow Analysis & projection.
- Expenses Analysis
- Investment Analysis
- Investment suggestions to the Board members of the Company.
- Managed investment assets, optimising financial performance through strategic asset allocation.
- Oversaw liquid fund movement to ensure liquidity and operational efficiency.
- Analysis on Investment/ NAV movements
- Created and presented reports on all group companies.
- Various MIS Reports for Board Members
- Various management preparations including MIS.
- Conducting Internal Audit for the Management of the Company
- Scrutinise all the business plans
- Coordinated and maintained strong relationships with shareholders, facilitating effective communication and collaboration.
- Maintaining good relationships with the Regulators of the Company
- FCGPR filing for FDI Investments in India.
- Compliance with the Reserve Bank of India as an NBFC Company
- All reporting compliance under RBI, such as financial reporting in XBRL
- Ensured compliance with tax regulations and requirements.
- Dematerialisation of Securities.
- Receivables & Payables Management.
- Annual Audit arrangements and preparation of Final accounts as of 31st March.
- Annual Audit arrangements and preparation of Final accounts as of 31st March for all Group Companies.
- All these responsibilities were carried out for one of the companies under the same management, “Values Alternative Investments International Pvt Ltd” (VAIIPL) & "Tricolour Values Investments PSC" (TVIP).
ACCOUNTS INCHARGE
CASINO HOTELS LIMITED
Thrissur, Kerala
06.2015 - 11.2016
- Finalization of Accounts and month closing.
- Month end Financial Report
- Balance Sheet Accounts Reconciliations.
- Performed bank reconciliations to ensure accuracy of financial records.
- Managed accounting tasks using Tally software for efficient financial tracking..
- Accounting of Supplier Invoices
- Accounting of Bank Entries.
- Accounting for Salaries.
- Accounting for Cash Expenses.
- Accounting of Accruals, Provisions and Prepaid Expenses.
- Prepared comparison reports for Board of Directors to support informed decision-making.
- Completed online filing for sales tax, luxury tax, ESI, and EPF, ensuring compliance with regulatory requirements..
- Share Transfer & Transmission of Share Holders
- Preparing the necessary presentations for the Board and Annual General Meetings.
- Assisted in final report preparation and dividend declaration, facilitating timely distribution to shareholders.
- A Four-Star Business Class Hotel, Thrissur, Kerala, India
ACCOUNTANT
NUVENTO SYSTEMS PRIVATE LIMITED
Infopark, Kerala
03.2014 - 05.2015
- Management & Financial reporting to local management & US Head Office
- Completed finalisation of financial accounts for review.
- Managed US accounts using QuickBooks for efficient accounting.
- Inter Company Revenue Invoicing through QuickBooks.
- Performed bank reconciliation using QuickBooks to verify account balances.
- Analysed aging reports in QuickBooks to monitor receivables and ensure timely collections.
- Processed payroll using QuickBooks for timely employee payments.
- Handled local accounts management using Tally for accurate record-keeping.
- Examined journal vouchers, general ledger reconciliations, and analyses including P&L variance, inter-company accounts, operating expenses, and ageing.
- Generated monthly financial statements and management reports on purchases, sales, and inventory for informed decision-making.
- Variance analysis of current month with previous month, MIS Report, and budget.
- Preparation of tax returns and submission to tax authorities.
- Managing the accounts’ payable function, negotiating better credit terms and competitive rates. Maintaining a good creditor relationship.
- Managing the banking functions
- Excellent working capital management.
- Overall Supervision of entire commercial team.
- US based Software Developing Company, Info Park, Koratty, Kerala, India
ACCOUNTANT
UNNIKRISHNAN & Co.
Thrissur, Kerala
04.2012 - 03.2014
- Prepared final accounts for client companies, ensuring accuracy and compliance with financial standards.
- Conducted external audits for client companies to ensure compliance with financial regulations.
- Completed accounting tasks in Tally, maintaining precise financial records for clients.
- Sales Tax, Central Excise, Service Tax ESI, EPF filing through online.
- Prepared project reports to provide clients with comprehensive financial insights and projections.
- An Auditing Firm, Thrissur, Kerala
ACCOUNTANT CUM OFFICE ASSISTANT
VIMALA COLLEGE
Thrissur, Kerala
06.2011 - 03.2012
- Maintained accurate books of accounts to ensure financial integrity.
- Performed general ledger accounting and reconciled bank statements to support financial reporting.
- Preparing Profit and Loss Statement and Balance Sheet.
- Managed accounts using Tally software to streamline financial processes.
- Accounts for the previous three years are finalising and assisting for Statutory Auditing.
- Conducted evaluations and graded student assignments.
- Affiliated College under University of Calicut, Thrissur, Kerala
Education
M.B.A - Financial Management
University
Coimbatore, Tamil Nadu, India01-2014
B.com - Finance
University of Calicut
Kerala, India01-2011
Skills
- Month-end close
- Budget preparation
- Financial forecasting
- Cash flow management
- Tax compliance
- Tax compliance knowledge
- Regulatory compliance
- Investment analysis
- Risk assessment
- Internal audit
- Invoice management
- Excel proficiency
- P&L management
- Expense management
- Month-end close
- Invoice management
- Statement preparation
- Sheet reconciliations
- Financial modelling
- IFRS familiarity
- Financial software expertise
- Data analysis
- Excel proficiency
- Sheet review
- Cash flow forecasting
- Performance metrics
- Stakeholder management
- Team mentoring
- Sheet analysis
- Asset Management
- Decision-Making prowess
- Presentation skills
- Business planning
- VAT returns
- Financial modelling
- IFRS familiarity
- Financial software expertise
- Technical accounting
- Accounts preparation
- Business planning
Languages
English
Proficient
C2
Hindi
Advanced
C1
Malayalam
Proficient
C2
Sanskrit
Intermediate
B1
Tamil
Elementary
A2
Custom
- Accounting packages Zoho Books, Quick Books (US Accounting), Tally.
- Thorough working knowledge of Microsoft Office Applications – MS Word, MS Excel, MS Power Point, IT.
Hobbies and interests
- Drawing
- Music
- Gardening
Timeline
CHIEF FINANCE MANAGER
TRICOLOUR FINANCIAL SERVICES & GROUP COMPANIES
03.2019 - 08.2023
CHIEF FINANCE MANAGER
TRICOLOUR VALUES INVESTMENTS PSC
01.2017 - Current
ACCOUNTS INCHARGE
CASINO HOTELS LIMITED
06.2015 - 11.2016
ACCOUNTANT
NUVENTO SYSTEMS PRIVATE LIMITED
03.2014 - 05.2015
ACCOUNTANT
UNNIKRISHNAN & Co.
04.2012 - 03.2014
ACCOUNTANT CUM OFFICE ASSISTANT
VIMALA COLLEGE
06.2011 - 03.2012
M.B.A - Financial Management
University
B.com - Finance
University of Calicut