Pranisha Garg
Ghaziabad,India
Summary
Detail-oriented professional with a strong foundation in financial reporting and performance systems, complemented by advanced proficiency in Microsoft Office tools such as Word, Excel, PowerPoint, and Outlook. Demonstrates exceptional problem-solving and organizational skills, with the ability to manage competing priorities and meet tight deadlines while maintaining meticulous attention to detail. Adept at effective written, verbal, and listening communication, thriving both independently and within collaborative team environments. Committed to delivering high-quality results with a sense of urgency and precision.
Overview
12
12
years of professional experience
Work History
Senior analyst
Evalueserve.com Pvt. Ltd.
Gurugram, India
04.2022 - Current
- To spread a financial statements like Balance sheet and Income statement into the Moody’s Risk Analytics software & Risk Rating Tool Software.
- Analyzing the mapping for each line item from the Income statement, Balance sheet, Cash flow statement & related notes.
- To spread a financial statement by their qualities like Audited Financial, Reviewed, compiled, Co-prepared, BTR (1120S & 1065), PTR (1040), PFS (Personal Financial Statement), NFP, 10-K and 10-Q.
- Performing quantitative and qualitative risk ratings such as liquidity, Profitability, EBITDA, and other financial information.
- Screening the credit agreements and analyzing the financial covenants applicable to the borrower.
- To generate the reports into standard format of Moody’s & RRT tool. It includes Detailed balance sheet & percentage, Detailed Income statement & percentage, Detailed financial ratios like Quick ratio, Current ratio, Debt to Equity Ratio, DSCR Ratio and Inventory ratio.
- Prepare the governance on monthly basis and calculate the monthly utilization of the project.
- Working on checklist and review it for the Client to help for creditability of the potential customers
- Working on Transpose for analyzing the creditability of customer before giving the authorized amount of loan.
- Client Interaction via Email for any quarry concern relating to financial statements or other confusion.
- Giving training to new joiners as per standard guidelines and doing internal QC for their request spread & Completing certification part.
Senior Executive
Innodata Limited
Noida, India
08.2016 - 11.2018
- Worked on IXBRL software and UK Taxonomy.
- Deal with UK based clients via Email and handling financial queries.
- Worked on tax returns and financial statements.
- Analyzed the financial position of companies.
- Tagging and quality check of financial statements.
Executive Administrator
Cosmic Engineers And Fabricators
Sahibabad, India
09.2013 - 02.2015
- Managed key executive office staff and prioritized workloads.
- Prepared and distributed memos describing company's administrative policies and procedures to all staff members.
- Planned both internal and external events and staff trainings.
- Served as executive staff liaison to several committees.
- Reduced errors in accounting and financial reporting by modifying current processes.
Education
PGDM - Finance
Institute of Management Technology, CDL
07-2015
BACHELOR OF BUSINESS ADMINISTRATION -
Ideal Institute of Management And Technology
07-2012
Skills
- Sound Knowledge of financial reporting and performance systems
- Ability to work effectively both individually and within a team environment
- Proficient skills with Microsoft Office software including Word, Excel, PowerPoint and Outlook
- Effective written, listening and verbal communication skills
- Effective problem solving and organizational skills
- Ability to work with a sense of urgency to meet deadlines and address competing priorities
- Ability to multitask while maintaining careful attention to detail
Personal Information
Title: Analyst (Credit Analyst) : BFSI
Languages
English
Proficient (C2)
Hindi
Proficient (C2)
Timeline
Senior analyst
Evalueserve.com Pvt. Ltd.
04.2022 - Current
Senior Executive
Innodata Limited
08.2016 - 11.2018
Executive Administrator
Cosmic Engineers And Fabricators
09.2013 - 02.2015
PGDM - Finance
Institute of Management Technology, CDL
BACHELOR OF BUSINESS ADMINISTRATION -
Ideal Institute of Management And Technology
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