Summary
Overview
Work History
Education
Skills
Certification
Key Achievements:
Work Availability
Timeline
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Rachel Ann Saul, C.P.A

Rachel Ann Saul, C.P.A

Abu Dhabi,United Arab Emirates

Summary

Certified Public Accountant with 13 years of experience in financial reporting, taxation, payroll, and audit coordination across multinational environments. Experienced in navigating financial regulations in UAE, KSA, and the UK, with hands-on involvement in cross-border compliance and reporting. Proven ability to streamline financial processes, enhance audit readiness, and support business operations through ERP system improvements. Recognized for bridging finance and operations, drawing from prior experience in HR, admin, logistics, and procurement to improve interdepartmental collaboration and efficiency.

Overview

13
13
years of professional experience
4
4
years of post-secondary education
1
1
Certification

Work History

Accountant

PMK International Consult L.L.C - O.P.C
Abu Dhabi, United Arab Emirates
10.2023 - Current
  • Process accounting entries, including payables, petty cash, employee expenses, and bank reconciliations.
  • Prepare month-end closing entries, financial statement reports, and consolidation for five entities, including a holding company.
  • Prepare and submit quarterly VAT reports (UAE, KSA,UK) and monthly WHT reports (KSA), managing 12 tax filings annually across four companies, ensuring accuracy and compliance with tax regulations.
  • Handle tax-related inquiries and coordinate with tax consultants in KSA & UK.
  • Process payroll preparation, ensuring accurate SIF file submission to the bank.
  • Ensure Emirati pension (GPSSA) deductions and payments are processed accurately.
  • Manage all financial compliance matters, including tax portals and regulatory inquiries.
  • Coordinate external and ICV audits by acting as the primary contact person, facilitating auditor communication, compiling necessary documentation, requirements, and supporting the finalization of financial statements. Successfully reduced audit fieldwork time by 50% through efficient documentation and proactive preparation.
  • Prepare financial board resolutions, such as dividend declarations, bank openings, auditor appointments, and partner salary resolutions.
  • Approve and verify employee expenses in line with company policies.
  • Prepare cash flow forecasts and maintain accurate financial schedules.
  • Work closely with ERP developers to address system issues and implement necessary financial module enhancements.
  • Maintain and update the chart of accounts, tax codes, and financial policies to ensure compliance and efficiency.
  • Prepare weekly AR reports and ensure internal controls are adhered to within the finance department.

Senior Accountant

Serenity Healthcare Medical Facilities Management
Abu Dhabi, United Arab Emirates
01.2020 - 10.2023
  • Processed accounts payable, revenue reconciliation, and month-end closing.
  • Prepared and consolidated financial statements.
  • Coordinated external audits and implemented internal control measures.
  • Developed and executed the year-end budget.

External Auditor

Assist Plus Accounting and Auditing Services
Abu Dhabi, United Arab Emirates
02.2018 - 01.2020
  • Conducted financial audits ensuring compliance with IFRS and local regulations.
  • Identified financial discrepancies and provided rectification measures.
  • Generated comprehensive audit reports and advised clients on financial compliance.

Finance and Admin Officer

Essentially Health Food LLC
Dubai, United Arab Emirates
11.2016 - 02.2018

Account Consultant

Sun Management Consultant
Dubai, United Arab Emirates
02.2014 - 03.2016

Finance and Admin | Tax Specialist | Bookkeeper

Various Companies
, Philippines
12.2011 - 12.2013

Education

Bachelor of Science - Accountancy

Wesleyan University - Philippines
Philippines
06.2007 - 03.2011

Skills

✔ Financial Reporting & Consolidation (IFRS)
✔ UAE, KSA & UK Tax Compliance (VAT, WHT)
✔ Payroll Processing & HR Coordination
✔ External & ICV Audit Management
✔ Cash Flow Forecasting & Budgeting
✔ ERP System Implementation & Enhancements
✔ Internal Controls & Financial Compliance
✔ Board Resolutions & Regulatory Liaison

Certification

Certified Public Accountant (CPA) – License No: 141000 (October 2011)

Key Achievements:

  • Crypto & VARA Compliance: Provided part-time accounting support for a UAE-based crypto company, preparing financial statements in accordance with VARA (Virtual Assets Regulatory Authority) requirements and ensuring compliance with digital asset regulations.
  • ERP Implementation: Successfully implemented the full SAGE 300 ERP system for a telecommunications client, identifying AED 500K in unreconciled inventories.
  • Audit Leadership: Led the external audit for three healthcare subsidiaries, ensuring timely submission of consolidated audited financials within a 3-month deadline.
  • Budget Strategy: Directed company-wide budget planning for a healthcare group by coordinating inter-departmental meetings, driving improvements, and presenting to the board.
  • Financial Reconstruction: Built the entire financial system for an F&B manufacturing company that had no structured financials prior to joining.
  • Foundation Builder: As a pioneer at Assist Plus, developed proposal templates, audit checklists, and accounting systems from the ground up.
  • Compliance & Housekeeping: Cleaned up outdated financial records, updated FTA portals, finalized board resolutions, and ensured all freelancer contracts were in place.

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Accountant

PMK International Consult L.L.C - O.P.C
10.2023 - Current

Senior Accountant

Serenity Healthcare Medical Facilities Management
01.2020 - 10.2023

External Auditor

Assist Plus Accounting and Auditing Services
02.2018 - 01.2020

Finance and Admin Officer

Essentially Health Food LLC
11.2016 - 02.2018

Account Consultant

Sun Management Consultant
02.2014 - 03.2016

Finance and Admin | Tax Specialist | Bookkeeper

Various Companies
12.2011 - 12.2013

Bachelor of Science - Accountancy

Wesleyan University - Philippines
06.2007 - 03.2011
Rachel Ann Saul, C.P.A