Raghib Aziz
Al Mankhool, Dubai
Summary
Experienced Sales Officer with a demonstrated history of working in the financial services industry. Skilled in Financial Services, Sales and Leadership.Assisting clients personally with their Loan requirement / Loan Advisory/Advisory on their overall Banking & Financial needs (Wealth Products).
Talented Mortgage Advisor with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Mortgage Advisor
Benchmark Mortgage Brokers
Dubai
02.2023 - Current
- Developed strong relationships with real estate agents, resulting in a steady stream of quality referrals for new business opportunities.
- Educated first-time homebuyers about available financing options and guided them through each stage of the mortgage application process.
- Proactively identified solutions for customers experiencing credit issues.
- Developed comprehensive marketing materials to attract new clients while maintaining a professional image consistent with the company brand.
- Negotiated loan terms and conditions with customers to secure best deal.
- Explained very technical financial information to applicants in easy to understand language.
- Assisted customers with completing loan applications and other paperwork.
- Processed loan applications and monitored progress from start to finish.
- Maintained detailed records of all client interactions and loan applications, ensuring easy retrieval for future reference or audit purposes.
Mortgage Advisor
Lion Mortgage Consultant
Dubai, UAE
05.2022 - 10.2022
- Assisted clients navigate home buying process and securing buy-to-let mortgages.
- Acted on behalf of clients, meeting with lenders, estate agents and valuers.
- Specialised in securing variable-rate mortgages for private clients.
- Ethically advised clients on mortgage limits, ensuring they had capacity to meet repayments.
- Advised clients on various mortgage types, including discount, fixed-rate and tracker mortgages.
- Advised clients on monthly expenditure, implementing improved spending habits and improving their outlook for securing a mortgage.
- Assessed mortgage loan documentation to determine acceptance or denial, making decisions based on established risk factors and income requirements.
- Followed-up with previous clients to encourage additional lending or re-mortgaging opportunities.
Sales Officer
Kotak Mahindra Bank
Asansol
08.2021 - 04.2022
- Attended meetings with managers to obtain knowledge on products to sell and promotions to push.
- Informed leads and customers on current promotions to increase sales.
- Maintained up-to-date records of customer correspondence, complaints and feedback to help advance company services.
- To Ensure quality of files and complete in given TAT
Sales Officer
Bajaj Finserv ( QUESS CORP )
Asansol
04.2018 - 07.2021
- To Ensure quality of files and complete in given TAT.
- Meet personal and team sales target.
- Attend meetings,sales event and trainings to keep abreast of the latest development.
- Report and provide feedback to management .
- Maintain and develop good and smooth relationship with customers.
- Maintain good coordination with sales and credit team.
- Ensuring highest levels of employee relationship, motivation & engagement To drive results & high levels of employee Satisfaction
Education
Bachelor of Arts - Arts
Magadh University
Bodh Gaya, BR2017
Intermediate - Arts
W.B.C.H.S.E.
Asansol, WB2014
Matriculation -
W.B.B.S.E.
Asansol, WB2012
Skills
- Insurance product knowledge
- Financial forecasting
- Data handling
- Works well within a team and also independently
- Professional approach and positive attitude
- Ability to adjust quickly in new environment
Certification
- Hardwere And Networking
Languages
English
Advanced
C1
Bengali
Intermediate
B1
Hindi
Bilingual or Proficient (C2)
Urdu
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Urdu
Bilingual or Proficient (C2)
Timeline
Mortgage Advisor
Benchmark Mortgage Brokers
02.2023 - Current
Mortgage Advisor
Lion Mortgage Consultant
05.2022 - 10.2022
Sales Officer
Kotak Mahindra Bank
08.2021 - 04.2022
Sales Officer
Bajaj Finserv ( QUESS CORP )
04.2018 - 07.2021
Bachelor of Arts - Arts
Magadh University
Intermediate - Arts
W.B.C.H.S.E.
Matriculation -
W.B.B.S.E.
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