Summary
Overview
Work History
Education
Skills
Interests
Personal Information
Certification
Timeline
Generic
Rahul Chiranjee

Rahul Chiranjee

CAMS
Abu Dhabi

Summary

Certified Anti-Money Laundering Specialist with extensive experience in KYC, AML, and Compliance within ADGM-registered entity and prominent financial institutions across the UAE and India. Demonstrates proven expertise in Corporate and Investment Banking, including the Financial Institutions Group (FIG), High Net-Worth Individuals (HNI), and corporate client segments. Highly skilled in the design and execution of Financial Crime Compliance frameworks, covering Anti-Money Laundering (AML), Risk Management, Sanctions Compliance, Customer Due Diligence (CDD), and Transaction Monitoring. Proficient in managing comprehensive KYC operations, performing in-depth risk assessments, and ensuring strict regulatory compliance with local and international standards.

Overview

6
6
years of professional experience
2
2
years of post-secondary education
1
1
Certification
2
2
Languages

Work History

Compliance and Operations Officer

ARI Holding
12.2023 - Current
  • Drafted and reviewed legal documents, including agreements, contracts, and compliance policies, ensuring adherence to ADGM Common Law framework and FSRA regulatory standards.
  • Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for new fund onboarding under ADGM AML Rulebook, screening for sanctions, adverse media, and PEP exposure in line with KYC requirements.
  • Prepared and submitted Economic Substance Reports (ESR) in compliance ensuring timely and accurate regulatory filings through ADGM RA systems.
  • Developed and maintained Standard Operating Procedures (SOPs) tailored to each department, incorporating stakeholder feedback to enhance clarity, compliance, and operational efficiency.
  • Reviewed credit card transactions to detect anomalies, ensure policy compliance, and support internal controls aligned with ADGM financial oversight protocols.
  • Delivered compliance training programs aligned with FSRA regulatory updates, significantly improving employee awareness and reducing policy violations.
  • Managed and updated company records, officer appointments, and licensing renewals via the ADGM Registration Authority portal, ensuring full statutory compliance.
  • Prepared executive-level presentations showcasing financial performance and strategic updates for group entities and stakeholders, aiding decision-making at the board level.
  • Acted as a liaison during FSRA compliance inspections, supporting internal audits and ensuring timely remediation of identified gaps.
  • Led cross-functional teams to execute compliance and operational projects within defined timelines and budgets, achieving successful regulatory outcomes across departments.

KYC Manager

First Abu Dhabi Bank
09.2022 - 11.2023
  • Performed KYC onboarding, periodic, remediation, and ad-hoc trigger reviews for new and existing clients, ensuring compliance with internal AML policies and UAE regulatory expectations.
  • Assessed complex CDD and AML risk scenarios, identifying potential circumvention of controls by screening for sanctions exposure, adverse media, PEP status, nesting activity, and high-risk customer profiles, while securing necessary compliance approvals.
  • Conducted Enhanced Due Diligence (EDD) on correspondent banks and financial institutions, evaluating the effectiveness of their AML/CFT and sanctions programs through direct engagement and document review.
  • Executed targeted EDD reviews in alignment with First Abu Dhabi Bank (FAB) policies, highlighting and mitigating reputational, financial, and regulatory risks through comprehensive risk assessments.
  • Reviewed Politically Exposed Persons (PEPs) and other high-risk clients by performing ongoing due diligence, analyzing source of wealth/funds, and documenting approval trails with senior management oversight.
  • Liaised with relationship managers, sanctions advisory teams, and compliance departments, ensuring all compliance obligations were met and documented.

Client Data Analyst (Team Lead - IC)

JP Morgan Chase & Co
04.2020 - 07.2022
  • Led and supervised a team of KYC analysts, managing day-to-day operations to ensure compliance with internal policies, regulatory frameworks, and SLA targets.
  • Acted as final reviewer for KYC client profiles, approving onboarding packages after thorough review of CDD, EDD, sanctions screening, and transaction monitoring in line with AML regulations.
  • Managed and resolved complex KYC cases, including high-risk and sensitive clients, ensuring enhanced due diligence and alignment with risk-based approach requirements.
  • Delivered training and ongoing mentoring to junior analysts on KYC policies, screening protocols, and evolving compliance standards, increasing team efficiency and quality of reviews.
  • Ensured strict adherence to AML, CIP, and global sanctions compliance by executing detailed client and related party checks, including adverse media, PEP, and nested relationship reviews.
  • Implemented process improvements and optimized SOPs, significantly reducing turnaround time for onboarding and periodic reviews while maintaining accuracy and regulatory integrity.
  • Collaborated with Compliance, Sanctions Advisory, and Legal teams to escalate red flags, resolve open issues, and ensure timely onboarding or exit decisions for high-risk clients.

CDD and RSS Analyst

HSBC Data Electronic Private Limited
01.2019 - 04.2020
  • Executed comprehensive Customer Due Diligence (CDD) during client onboarding, including identity verification, risk profiling, and documentation review, ensuring full adherence to AML regulations and internal controls.
  • Conducted background investigations using AML and CDD screening tools to validate client information, assess financial crime risk, and flag potential red flags.
  • Performed systematic periodic reviews of existing clients, ensuring continuous compliance with AML/CFT laws, KYC refresh cycles, and regulatory expectations.
  • Reviewed and approved client profiles at the CDD stage as an RSS Analyst, ensuring risk-based due diligence and documentation integrity for onboarding and remediation cases.
  • Utilized AML software to monitor transaction behavior and client activity, identifying anomalies and escalating suspicious activity for further investigation.
  • Conducted research on adverse media, sanctions exposure, and transactional red flags; escalated findings related to money laundering, terrorist financing, or sanctioned entities to compliance and MLRO.
  • Identified fraud trends and emerging laundering typologies, recommending appropriate risk mitigation steps in coordination with internal stakeholders.
  • Drafted clear and concise risk summary statements outlining client risk classification, source of funds/wealth, and recommended due diligence actions.
  • Participated in KYC/CDD quality assurance reviews, ensuring alignment with internal review standards and contributing to audit readiness and error rate reduction.

Education

Master of Commerce -

Osmania University
08.2018 - 07.2020

Skills

  • Customer Due Diligence (CDD)
  • Enhanced Due Diligence (EDD)
  • Periodic & Trigger Reviews
  • High-Risk Client Onboarding
  • Politically Exposed Persons (PEP) Screening
  • Sanctions Screening
  • Fraud Detection
  • Transaction Monitoring
  • Suspicious Activity Reporting (SAR/STR)
  • Know Your Customer (KYC) Lifecycle

Interests

Chess
Cricket

Personal Information

Nationality: Indian

Certification

Association of Certified Anti-Money Laundering Specialists

Timeline

Association of Certified Anti-Money Laundering Specialists

03-2024

Compliance and Operations Officer

ARI Holding
12.2023 - Current

KYC Manager

First Abu Dhabi Bank
09.2022 - 11.2023

Client Data Analyst (Team Lead - IC)

JP Morgan Chase & Co
04.2020 - 07.2022

CDD and RSS Analyst

HSBC Data Electronic Private Limited
01.2019 - 04.2020

Master of Commerce -

Osmania University
08.2018 - 07.2020

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Rahul ChiranjeeCAMS