Rahuldas J
Dubai,UAE
Summary
Experienced professional with a strong background in Anti-Money Laundering (AML), Transaction Monitoring, and End to End KYC. Demonstrated expertise in Sanction and Name Screening, Financial Crime Investigation, and Enhanced Due Diligence (EDD). Proficient in Customer Due Diligence (CDD), Document Sourcing, Annotating Documents, and Quality Checking. Skilled in Web Research, Risk Assessment, Profile Compilation, and Report Generation. Committed to leveraging skills to mitigate financial crime risks and ensure compliance with regulatory standards.
Overview
11
11
years of professional experience
1
1
Certification
Work history
Consultant.
Ernst & Young LLP
Bengaluru, IN
07.2022 - 09.2025
- Performed KYC and QC for streamlined, standard, and enhanced due diligence customers.
- Public domain research is conducted to gather identification and verification data points for entities from multiple sources, such as Dun & Bradstreet, Bloomberg, and Companies House.
- Screen for any negative Adverse Media news on client's previous name, business name and alias, as well as the previous names of related parties.
- Monitors clients' financial transactions by analyzing expected transaction behaviors and trends.
- Handled and safeguarded confidential client documentation in line with regulatory requirements.
- Applied firm-specific KYC requirements including Customer Identification Program (CIP), Minimum Due Diligence (MDD), Enhanced Due Diligence (EDD), Local Due Diligence (LDD), Specialized Due Diligence (SpDD), and Product Due Diligence (PDD).
- Reviewed client data and processes to ensure adherence to firmwide quality and compliance standards.
- Engaged with Middle Office for timely completion of KYC and AML tasks
Compliance Officer
First Abu Dhabi Bank (FAB)
Abu Dhabi, UAE
05.2021 - 03.2022
- Sanction Name Screening & Financial Crime Investigation
- Conduct review of BAU transaction alerts under the defined SLA.
- Mitigate potential risks pertaining to maintaining of accounts in the name of Specially Designated Nationals (SDN) and Blacklist Persons.
- Perform name screening activity in line with FAB Group Sanction and Group Anti Money Laundering and Counter-Terrorist Financing Policy and Procedure.
- Raise request for information (RFI), if more information is required to adjudicate the alert.
- Identifying PEPs and Adverse media relationships.
- Escalate the True/ Possible matches to respective Compliance team (SAT/Fraud/MLRO).
- Conducted comprehensive KYC due diligence by collecting, reviewing, and validating customer identification documents, beneficial ownership structures, and related information to ensure compliance with regulatory standards and internal policies; examined existing profiles for missing/outdated data, verified alignment of customer/supplier profiles with client records, and assessed consistency of expected turnover, trading activities, and physical infrastructure needs with business nature
- Accurately captured and inputted validated client data into KYC systems and core banking platforms, supporting ongoing monitoring and risk management
- Report sanction breaches to the SAT team via Firco Trust system.
- Sanctions Name Screening Quality Checking (L2) and release of alerts via Firco Trust System.
- Conducted PEP and sanction screenings across UK, UAE, Singapore and Hong Kong
KYC Analyst
Accenture
Bengaluru, IN
09.2019 - 02.2021
- Worked for Deutsche Bank and Union Bank of Switzerland.
- Process KYC information for legal structure profiles such as sole traders, LLCs, LTDs, LLPs, partnerships, government entities, SPVs, trusts, listed entities.
- Conduct web searches to obtain missing information from independent sources.
- Communicate with outreach team and obtain missing information from clients.
- Identifying adverse news and events by conducting sanctions and PEP screening via RDC and Lexis Nexis.
- Monitor customer financial transactions by analyzing anticipated transaction behaviors and trends.
- Performed due diligence and compiled profiles efficiently within set deadlines
Transaction Monitoring Analyst
Unimoni Global Business Services
Kochi, IN
09.2018 - 02.2019
- Applied proactive and reactive strategies to analyze Anti-Money Laundering (AML) alerts and economic sanction cases.
- Utilized internal system AMIGO to review, investigate, and document suspicious transactions.
- Escalated risk cases swiftly to relevant authorities ensuring timely resolutions
- Detected and reported suspicious activities by implementing controls based on established red-flag indicators.
- Facilitated cross-border transfer of AML data for surveillance, regulatory compliance, and audit purposes.
- Conducted customer due diligence by screening profiles, transaction history, adverse media, and risk indicators.
- Assessed potential money laundering risks through analysis of transactional databases.
- Filed reports with regulators and authorities on confirmed suspicious activities to uphold compliance standards.
KYC Associate/CDD Analyst
HSBC Electronic Data Processing India Pvt. Ltd.
Bengaluru, IN
08.2016 - 06.2018
- Addressed standard, medium, high & SSC risk customers of the UK & US such as Sole Trader, Partnership & Limited Companies.
- Utilized RMs & CMs for deriving and updating missing documentation of clients by sending requirements.
- Procured & updated the pertinent data of clients sourced via the internet and other reliable information providers.
- Ensured applicable AML laws and regulatory compliance along with specified guidelines and written procedures.
- Executed KYC screenings ensuring compliance with international regulations
Assistant Accountant/Sales Executive
Paragon Polymer Products Pvt. Ltd.
Ranchi, IN
09.2015 - 05.2016
- Invoice Generation & Stakeholder Management.
- Verified, prepared, and documented the invoice of materials, bills, and accounts.
- Administered support to accountants while executing clerical tasks such as typing, filing, and mailing.
- Prepared invoice of materials, vehicle log books, and generating on an average 10 waybills every week.
- Resolved customer queries and issues related to orders from vendors in a timely & explicit manner.
- Initiated sales visits, displayed products to both dealers & retailers, and appointed 2 dealers.
- Maintained strong relationships with dealers by detecting their requirements.
- Coordinated market research and implemented promotional campaigns for festivals
Assistant Accountant
Mothers Millennium School
Ranchi, IN
08.2014 - 08.2015
- Compiled, recorded, and maintained the students' database in the information system.
- Operated MS Office to register, recover, and document the details of students, staff, tuition fee & salary.
- Collected the monthly fees of students and played an active role in answering phone calls, greeting & assisting visitors.
- Oversaw attendance for 15 team members and performed assigned tasks diligently
Education
MBA - Finance and Marketing
Calicut University
BBM - Computer Application
Bharathiar University
Skills
- Anti-Money Laundering(AML)
- Transaction Monitoring
- End to End KYC
- Sanction and Name Screening
- Financial Crime Investigation
- EDD
- CDD
- Document Sourcing
- Annotating Documents
- Quality Checker
- Customer Due Diligence
- Web Research
- Risk Assessment
- Profile Compilation
- Report Generation
Certification
- Go-AKS KYC – Globally Certified KYC Specialist
Websites, Portfolios and Profiles
https://www.linkedin.com/in/rahuldas-j-b63a89141/
Timeline
Consultant.
Ernst & Young LLP
07.2022 - 09.2025
Compliance Officer
First Abu Dhabi Bank (FAB)
05.2021 - 03.2022
KYC Analyst
Accenture
09.2019 - 02.2021
Transaction Monitoring Analyst
Unimoni Global Business Services
09.2018 - 02.2019
KYC Associate/CDD Analyst
HSBC Electronic Data Processing India Pvt. Ltd.
08.2016 - 06.2018
Assistant Accountant/Sales Executive
Paragon Polymer Products Pvt. Ltd.
09.2015 - 05.2016
Assistant Accountant
Mothers Millennium School
08.2014 - 08.2015
BBM - Computer Application
Bharathiar University
MBA - Finance and Marketing
Calicut University