Volunteering in Soul Searchers
Rama Naidu
Enterprise Risk Management
Dubai
Summary
Chartered Accountant with more than 17 years of experience in Enterprise Risk Management, in banking and financial services industry. Considerable experience in risk management leadership, initiating, conceptualizing, implementing & managing ERM framework alignment with Basel. Substantial consulting experience in whole or in silos or in partnership covering Risk Governance in various banking groups in ME, Africa and SE Asia.
Overview
17
17
years of professional experience
Work History
RISK CONSULTANT
INFOGAIN TECHNOLGIES
Bangalore
05.2010 - 11.2012
- Responsible for providing consulting services in Operational Risk Capital Computation for various Banks in West Africa.
- First City Monumental Bank Plc. Lagos (Nigeria), Lead Consultant – Basel : Basic Indicator Approach & Standardized Approach
- Skye Bank Plc. Lagos (Nigeria), Lead Consultant – Standardized Approach
- First Bank Plc. Lagos ( Nigeria), Lead Consultant – Value at Risk (VaR) Capital computation under Loss Distribution Approach (LDA
- Analyzed key aspects of business to evaluate factors driving results and summarized into presentations
- Assessed impact of current business processes on users and stakeholders and evaluated potential areas for improvement
- Executed analysis of risks and identified risk mitigation strategies
- Identified process inefficiencies through gap analysis and outlined sensible solutions
ASSISTANT MANAGER
ING LIFE INSURANCE
Bangalore
05.2010 - 11.2012
- Implementing ING global risk management framework at Indian Business Unit which includes,
- Conducting High Level Risk Assessment (HLRA) with Top management
- Incident collection, conducting Root- cause analysis
- Preparation and publication of lessons learned documents
- Non-Financial Risk dashboard (NFR) and Score card
- Preparing NFR dashboard for each quarter and submitting same with Regional Office (Hong Kong)
- Audit Outstanding (AO Scan) Monitoring
- Ensuring timely closure of open audit observations and ensure Audit overdue rate is below threshold fixed by Group
- Conducting Branch Control Reviews for branches using risk-based approach to identify process gaps, and areas of weakness
- Conducting Special Investigations on need basis
HEAD ENTERPRISE RISK MANAGEMENT
AMLAK FINANCE PJSC
Dubai
12.2018 - Current
- Effectively managed mortgage portfolio of AED 2 billion, by keeping delinquencies within appetite of company.
- Established integrated risk management framework for all aspects of risks “Credit, Operational, Information security and Business Continuity risks” across organization
- Development of risk management policies, including quantification of company risk appetite through specific risk limits
- Implement asset of risk metrics and reports, including losses and incidents, Key risk exposures and early warning indicators
- Improve company’s risk management readiness through communication and training programs, performance measurement and incentives, and other change management programs
- Responsible for preparing and circulating company’s risk report to Board Risk Committee
- Ensure conducting of Business Impact Analysis (BIA) is carried out annually and Business Continuity Management (BCM) plans is tested as per needs of company.
- Adhered to social distancing protocols and wore mask or face shield.
- Led projects and analyzed data to identify opportunities for improvement.
- Developed team communications and information for meetings.
Head of Risk Management
FINANCE HOUSE PJSC
Abudhabi
12.2016 - 11.2018
- Establishing Group Operational risk management framework covering diversified establishments namely Islamic House, Finance House and Insurance House
- Developing Policies and procedures for Operational Risk Management, including Risk and Control self-Assessment (RCSA), Key Risk Indicators (KRI), Incident Management, Loss data Management, Project Risk Assessment, Product risk assessments and Capital Computation
- Conducting Risk and control self-assessments, project, product risk assessments and testing key risk indicators at periodical intervals and publishing status update to GCRO
- Preparation of Operational risk capital charge under Basic Indicator approach (BIA) under Basel requirements
INDUSTRY CONSULTANT
SAS MIDDLE EAST & AFRICA
Dubai
11.2014 - 11.2016
- Managed over 50 clients in middle east and Africa.
- Implementing Operational Risk Framework and advising suitable methodology to automate their day-to-day risk management activities in various Banks in MEA region
- Conducting enablement workshops, boot camps for banks across Middle East and Africa
- Providing consulting and advisory services in Operational Risk Management and Risk based Internal Audit.
- Supported creation of detailed, technical financial models to value potential acquisition targets
- Developed effective improvement plans in alignment with goals and specifications
- Generated reports detailing findings and recommendations
- Developed and maintained courteous and effective working relationships
SENIOR CONSULTANT RISK
DUN & BRADSTREET MIDDLE EAST & SOUTH ASIA
Dubai
12.2012 - 10.2014
- Providing Consulting services of Risk Management framework for various Banks and Financial Institutions in Africa and Middle East
- Building Process/Risk Framework with Process Management, Potential Risk Identification by mapping with Base II loss event types & causal factor, Risk Assessment with a scale using frequency and severity
- Conducting Risk Rating (Inherent and Residual) through conducting control Assessment using workshops
- Reviewing new product programs, policies & procedure documents and enhancing internal control procedures
- Formulate a framework for Risk Based Internal Audit for leading bank which includes customization of model template and arrive risk & control score and prepare audit plan based on the score
- Developing Model for Capital computation under Loss Distribution Approach (LDA) approach, using historical loss data, external loss data, consortium data and scenarios
- Major clients include Zenith Bank, Access Bank, ECO Bank including their subsidiaries in UK, Ghana,
- Gambia, Sierra Leone and South Africa.
- Advised senior managers on policy strategies for reducing liability and preventing losses.
Finance Specialist
Airtel
Hyderabad
01.2005 - 01.2006
- Performed financial and sales analysis and determined best practices to mitigate risk with customers.
- Reviewed and submitted financial documentation and reports to support business financial goals and objectives.
- Reported financial figures and projections to comply with company budgetary standards.
- Prepared and determined content for financial and business metric reporting.
Commercial Account Executive
ITC-Conagra
Hyderabad
01.2003 - 01.2005
- Orchestrated and worked with teams to maximize impact.
- Assessed accounts and developed strategy to identify and engage buying centers.
- Used solution approach to selling and creating value for customers.
Education
Professional Course - Commerce
Chartered AccountantInstitute of Chartered Accountants of India
New DelhiB.Com - Commerce
Nagarjuna University
HyderabadLeadership Principles - Organizational Leadership
Harvard Business School
04.2001 -
Skills
BASEL II
Compliance risk management
Business Continuity Management
Risk management assessments
Information Security Management
Accomplishments
- Track record of developing ERM framework, policies, procedures in various banks in SE Asia, Middle East and Africa
- Implementing Governance Risk and Compliance (GRC) solutions to automate the risk management activities
- Implementation of BIA, SA and AMA (LDA) for computation of Operational risk capital in Banks
- Developing fit for purpose BCP framework and conducting the BIA and Risk assessments based on the evolving threats in cordiantion with IT service continuity
Interests
Teaching Meditation
Raal is a unique meditation technique taught in Universal Centre for Spiritual Research & Development.
Timeline
HEAD ENTERPRISE RISK MANAGEMENT
AMLAK FINANCE PJSC
12.2018 - Current
Head of Risk Management
FINANCE HOUSE PJSC
12.2016 - 11.2018
INDUSTRY CONSULTANT
SAS MIDDLE EAST & AFRICA
11.2014 - 11.2016
SENIOR CONSULTANT RISK
DUN & BRADSTREET MIDDLE EAST & SOUTH ASIA
12.2012 - 10.2014
RISK CONSULTANT
INFOGAIN TECHNOLGIES
05.2010 - 11.2012
ASSISTANT MANAGER
ING LIFE INSURANCE
05.2010 - 11.2012
Finance Specialist
Airtel
01.2005 - 01.2006
Commercial Account Executive
ITC-Conagra
01.2003 - 01.2005
Leadership Principles - Organizational Leadership
Harvard Business School
04.2001 -
Professional Course - Commerce
Chartered AccountantInstitute of Chartered Accountants of India
B.Com - Commerce
Nagarjuna University