Rami Zarour
Treasury Manager
Dubai
Summary
Experienced professional specializing in treasury management and financial strategies. Drives financial stability, optimizes cash flow, and manages risk. Recognized for effective team collaboration and adaptability to evolving business needs. Skills in financial analysis, liquidity management, and regulatory compliance. Seeking a challenging role in managing corporate treasury functions. Solid background in optimizing cash management strategies, enhancing liquidity, and expertise in risk assessment and financial planning.
Overview
15
15
years of professional experience
6
6
years of post-secondary education
4
4
Certifications
2
2
Languages
Work History
Treasury manager
Shamal Holdings
12.2024 - Current
- Led the end-to-end implementation of a Treasury Management System (TMS), integrating seamlessly with Bloomberg and ERP platforms to automate treasury operations and improve data integrity.
- Designed and instituted treasury workflows, policies, and internal controls in compliance with international standards and regulatory frameworks (e.g. SOX, IFRS).
- Directed daily cash management activities, including liquidity optimization, intercompany funding, and short-term investments aligned with corporate risk-return parameters.
- Deployed and administered SWIFT infrastructure, enabling secure global payment processing and standardization of financial messaging.
- Assessed market exposures and executed hedging strategies to mitigate foreign exchange and interest rate risks, safeguarding financial performance.
- Ensured audit preparedness by proactively resolving treasury-related audit points and reinforcing internal compliance procedures.
- Negotiated and managed credit facilities and trade finance instruments; cultivated strong banking relationships to enhance financial flexibility and reduce costs.
- Championed digital transformation and continuous improvement initiatives across treasury operations, embedding analytics-driven decision-making.
- Fostered cross-functional collaboration with Finance, Accounting, Legal, Tax, and Procurement to align treasury strategies with enterprise objectives.
- Improved cash visibility and financial reporting through the development of dynamic dashboards and customized performance metrics.
- Streamlined payment processing by launching an electronic payments platform, significantly minimizing operational risk and manual intervention.
- Developed and maintained comprehensive short- and long-term cash flow forecasting models to guide funding decisions and capital allocation.
- Supported the budgeting and forecasting cycle by delivering accurate projections of treasury-related revenues, expenses, and capital requirements.
Senior Treasury Analyst
BRF Foods GmbH
08.2018 - 11.2024
- Developed and implemented robust cash management strategies to optimize liquidity and support operational needs; managed daily cash positions and conducted short- and long-term cash flow forecasting.
- Secured and structured short- and long-term financing solutions by negotiating with banking partners for favorable lending terms; monitored debt covenants and ensured compliance with funding requirements.
- Enhanced working capital efficiency by managing the cash conversion cycle, and driving improvements in Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO).
- Launched receivables finance and supply chain finance initiatives to unlock trapped liquidity and improve cash flow sustainability.
Oversaw investment portfolios, including time deposits and certificates of deposit (CDs); identified yield-generating opportunities based on market analysis and enterprise risk tolerance. - Assessed financial risks including interest rate, FX, and credit exposures; executed targeted hedging strategies to mitigate volatility and protect financial outcomes.
Produced accurate and timely treasury reports and dashboards; analyzed liquidity trends, cash flow variances, and investment returns to support data-driven decisions. - Built and maintained strategic relationships with banks and financial institutions; negotiated terms for credit lines, banking services, and investment vehicles.
- Identified and eliminated treasury process inefficiencies; led the adoption of automation tools and digital treasury solutions to drive operational excellence.
- Acted as a trusted advisor on intercompany loans and internal financing structures; ensured transparency, compliance, and alignment with group-wide funding strategies.
- Supported trade finance operations including issuance and administration of Letters of Credit, bank guarantees, tender bonds, and Cash Against Documents (CAD) for cross-border activities.
- Partnered with the Group Treasurer to continuously enhance treasury policies and procedures, ensuring alignment with evolving regulatory standards and industry best practices.
Senior Global Treasury Analyst / ALM
Arab Bank PLC
01.2012 - 07.2018
- Instrumental in managing the bank's liquidity position by monitoring cash flows, forecasting liquidity needs, and ensuring sufficient funds are available to meet obligations.
- Implemented ALM strategies to balance the bank's assets and liabilities effectively; analyzed interest rate risk and executed hedging strategies to mitigate risks and enhance interest rate margins.
- Spearheaded the identification and mitigation of financial risks related to interest rates, currency fluctuations, and market volatility.
- Monitored market trends and assessed the overall performance of fixed income assets, making data-driven decisions to optimize the portfolio.
- Acted as a bridge between various departments, offering support on matters related to Funds Transfer Pricing, Product Development, Compliance Monitoring, Financial Analysis, Investment Proposal, and Reporting.
Fraud Investigator
Arab Bank PLC
01.2011 - 01.2012
Customer Service Representative
Arab Bank PLC
01.2010 - 01.2011
Education
MBA -
Cardiff Metropolitan University
04.2023 - Current
Bachelor’s Degree - undefined
University of Jordan
01.2006 - 01.2010
Skills
FIS expertise
Experience with SAP systems
Power BI expertise
Asset liability management proficiency
Serrala system expertise
Skilled in creating documents, spreadsheets, and presentations using Microsoft Office
Bloomberg terminal proficiency
Cash management expertise
Bank relationship management
Foreign exchange management
Audit preparation
Certification
Certified Treasury Professional (CTP), AFP, Currently in Progress
Personal Information
- Nationality: Jordanian
- Driving License: Yes (UAE)
- Visa Status: Residence Visa
Timeline
Treasury manager
Shamal Holdings
12.2024 - Current
MBA -
Cardiff Metropolitan University
04.2023 - Current
Senior Treasury Analyst
BRF Foods GmbH
08.2018 - 11.2024
Senior Global Treasury Analyst / ALM
Arab Bank PLC
01.2012 - 07.2018
Fraud Investigator
Arab Bank PLC
01.2011 - 01.2012
Customer Service Representative
Arab Bank PLC
01.2010 - 01.2011
Bachelor’s Degree - undefined
University of Jordan
01.2006 - 01.2010