RANJIT SINGH
Senior Backend Engineer – FinTech & Payments
Dubai
Summary
Senior Backend / FinTech Engineer with 13+ years of experience delivering secure, scalable, and regulation-compliant backend systems for banking, payments, card issuing, KYC/AML, and digital wallet platforms. Extensive hands-on expertise in Node.js, PHP, REST APIs, MySQL, and third-party financial integrations. Proven ability to work with remote teams and build audit-ready systems for regulated financial environments.
Overview
13
13
years of professional experience
3
3
Languages
Work History
Senior Backend Engineer – FinTech Systems
Codego
08.2023 - Current
- Design and maintain secure, compliance-ready backend systems for regulated FinTech platforms
- Develop high-performance REST APIs using Node.js, PHP, and MySQL
- Implement KYC/AML workflows, identity verification, and audit-ready data models
- Integrate SWIFT, SEPA, Mastercard, and third-party banking providers
- Ensure transaction integrity, data security, and production stability
- Collaborate with remote teams, compliance officers, and product stakeholders
Senior Software Developer – Backend / FinTech
Codego
01.2024 - 08.2024
- Developed backend services for payments, wallets, and account management systems
- Optimized database performance and transaction workflows
- Worked in Agile and distributed team environments
Senior Web Developer (Freelance – Backend Focus)
Codego
02.2021 - 01.2024
- Delivered backend-centric FinTech and enterprise applications
- Designed secure database schemas and API layers for financial workflows
- Integrated third-party services and compliance-driven features
- Mentored junior developers and reviewed backend code
Web Developer / Team Lead
Kodex Global Construction Chemicals Pvt. Ltd.
04.2020 - 01.2021
- Developed and optimized backend systems using PHP and MySQL
- Integrated external APIs and improved application stability
- Led a small development team and enforced clean coding standards
Senior Web Developer
Xoro Global Pvt. Ltd.
09.2017 - 03.2020
- Built secure PHP-based backend applications
- Focused on performance optimization and security best practices
Junior Web Developer
Oditi Global Solutions Pvt. Ltd.
02.2013 - 05.2017
- Developed applications using PHP, CakePHP, and CodeIgniter
- Assisted in API development, database design, and testing
- Built strong backend engineering fundamentals
Education
Bachelor of Technology (B.Tech) - Computer Science Engineering
Rayat & Bahra Institute of Engineering Technology (PTU)
Diploma - Computer Engineering
G.G.S Polytechnic (PSBTE)
Skills
Backend & APIs: Nodejs (Express, MVC), PHP (Laravel, CodeIgniter, CakePHP), REST APIs, Webhooks, JSON
Databases & Performance: MySQL, PostgreSQL, Redis, Query Optimization,
FinTech & Payments: KYC / AML Systems, Digital Wallets, SWIFT & SEPA Transfers, Mastercard Card Issuing & Processing, Crypto Wallet intergration
Security & Infrastructure: JWT Authentication, Encryption, Secure API Design
Tools & Methodologies: Git (GitHub, GitLab),
CORE STRENGTHS
- Backend Architecture & API Design
- Regulated FinTech Systems
- KYC / AML Workflows
- Secure Payment & Ledger Systems
- High-Availability Services
- Data Security & Compliance
- Remote Collaboration
Timeline
Senior Software Developer – Backend / FinTech
Codego
01.2024 - 08.2024
Senior Backend Engineer – FinTech Systems
Codego
08.2023 - Current
Senior Web Developer (Freelance – Backend Focus)
Codego
02.2021 - 01.2024
Web Developer / Team Lead
Kodex Global Construction Chemicals Pvt. Ltd.
04.2020 - 01.2021
Senior Web Developer
Xoro Global Pvt. Ltd.
09.2017 - 03.2020
Junior Web Developer
Oditi Global Solutions Pvt. Ltd.
02.2013 - 05.2017
Bachelor of Technology (B.Tech) - Computer Science Engineering
Rayat & Bahra Institute of Engineering Technology (PTU)
Diploma - Computer Engineering
G.G.S Polytechnic (PSBTE)