Job Search Status
Open to workDesired Job Title
Financial AnalystFP&A AnalystWork Type
Full TimePart TimeLocation Preference
On-SiteLocation: Pune, MHUAE
Open to relocation: Yes
Open To Work
Ridhima Nayak
Financial Analyst
Dubai,DU
Work Preference
Summary
Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyze financial status and recommend business strategy. Experienced in qualitative and quantitative analysis, contract management and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.
Overview
5
5
years of professional experience
6
6
years of post-secondary education
4
4
Certificates
Work History
Financial Analyst
UPL Limited
Pune , Maharashtra
07.2024 - 08.2026
- Updated monthly books closing tracker for sales, cash flows, and MIS forecasts; coordinated final sales closure.
- Prepared monthly price, FX, volume, and cost variance reports in USD and INR with crop- and country-wise analysis.
- Performed FB03 checks on post-closing entries for P&L, and balance sheet impact.
- Reviewed and maintained the DOA matrix in coordination with cross-functional teams.
- Managed and updated secretarial documents.
- Tracked weekly regional collections in SAC, ensuring monthly target achievement.
- Generated weekly receivables aging reports.
- Prepared month-end receivables aging reports.
- Consolidated quarterly 100% ECL confirmations from regions.
- Maintained an updated list of auditors and tax consultants by entity.
- Prepared carve-out financial reports.
- Provided regular audit updates.
- Addressed monthly overhead, finance costs, and ESOP queries.
- Created and managed SharePoint for IC documents.
- Maintained ZFI91 codes in relevant servers, as required.
- Performed COPA vs. GL reconciliations and followed up on adjustments.
- Reported closing cash balances by region/entity, including UPL and Argentina investments.
- Reported closing debt balances by region/entity.
- Assisted senior management in preparing timely reports for board meetings.
Financial Analyst
BNY Mellon (Quess Corp)
Pune, India
05.2023 - 06.2024
- Ensured timely completion of tax record tasks for clients in the Switzerland market by utilizing Excel for smooth functioning & meeting deadlines.
- Handled 3-4 or more (depending on the volume of the market) additional client requests, rejections for tax record preparation, maintenance and informing clients using Outlook.
- Resolved 60% of tax record requests & utilized Excel for recording data on BNYM logs like partial payment log, file upload, rejection tracker, claim 100.
- Compiled & organized regulatory data using Excel software for various filings
- Pre - Populate tax documents for beneficial owners with 80% pre-filled information using a database for efficient processing
- Captured client static data from BNYM systems using Excel, completing the process in an average of 30 minutes
- Enhanced document mapping accuracy through Excel-based template management, improving client interactions
- Streamlined pre-populated document generation for clients using Excel software, completing on average within 2 hours. on a daily basis 6-7 pre - populated documents were completed.
- Leveraged SAP to perform intricate financial analysis, emphasizing profit margins to unveil trends in operational efficiency & pinpoint areas for process enhancements, culminating in the implementation of impactful changes & a subsequent 20% boost in efficiency
- Improved financial reporting accuracy by 15% through the implementation of advanced Excel functions, enabling clear & concise analysis & presentation for informed decision-making
- Enhanced financial report accuracy by 20% through meticulous reconciliation of accounts & prompt resolution of discrepancies during month-end close processes
Assistant Accountant cum Auditor
Keni & Dhumtakar
12.2021 - 05.2023
- Analyzed Accounting records and documentation, Solved queries for 5 Co-Operative Societies and 3 Companies
- Created an easy to navigate company data base consisting of company data for easy filling of Annual returns GSTR 9 & 9C for about 20 clients
- Conducted 3 diversified Audits and Assisted Superior for easy flow of audits for the Financial year. Instructed and Trained 2 new Trainee
- Aided a superior in Monthly Filling of GSTR 1 and 3B for 31 clients every month
- Performed Administration task such as answering phone calls, photo copies, taking messages and addressing emails with efficiency
- Handled day-to-day accounting processes to drive financial accuracy.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Used advanced software to prepare documents, reports, and presentations.
- Maintained up-to-date knowledge on professional accounting standards to manage financial recordkeeping.
- Prepared working papers, reports and supporting documentation for audit findings.
Education
Master of Science - Financial Management
University of Birmingham Dubai
Dubai, United Arab Emirates 09.2026 - Current
PG Program - Investment Banking and Capital Market
London Governance And Compliance Academy (LGCA)
India 09.2022 - 04.2023
PGDBF - Banking and Finance
Symbiosis International University
Pune 07.2019 - 10.2021
B.Com - Accounting
Goa University
Goa 06.2015 - 06.2018
Skills
Financial statement analysis
Effective communication
Time management
Auditing procedures
Variance analysis
Regulatory reporting
Auditing
Flexible team player
Tools: Tally, Microsoft Word, Excel (with proficiency), PowerPoint, SPECTA, DOORS, XCEPTOR, REJECTION TRACKER, SAP,SAC
Interests
Reading, Gardening, Cycling, Trekking, Yoga
Certification
Fundamentals of Finance
Timeline
Master of Science - Financial Management
University of Birmingham Dubai
09.2026 - Current
Fundamentals of Quantitative Modeling
03-2026
Fundamentals of Finance
09-2025
Introduction to Corporate Finance
09-2025
Financial Analyst
UPL Limited
07.2024 - 08.2026
Financial Analyst
BNY Mellon (Quess Corp)
05.2023 - 06.2024
PG Program - Investment Banking and Capital Market
London Governance And Compliance Academy (LGCA)
09.2022 - 04.2023
Business Analytics with Excel
03-2022
Assistant Accountant cum Auditor
Keni & Dhumtakar
12.2021 - 05.2023
PGDBF - Banking and Finance
Symbiosis International University
07.2019 - 10.2021
B.Com - Accounting
Goa University
06.2015 - 06.2018