Romiet Riaz
Sharjah,UAE
Summary
Customer focused Motor Underwriter with five years experience in insurance and sales. Strive to deliver best service by listening to and understanding customer needs, tailoring policies to suit. Deals with high volume of calls in timely and professional manner.
Overview
6
6
years of professional experience
7
7
years of post-secondary education
Work History
Motor Insurance Specialist
Delta Insurance Services LLC
Sharjah, UAE
04.2024 - Current
- Enabled smoother policy renewals by timely communications and follow-ups with clients.
- Advised clients on suitable policy options based on their individual needs, maximising customer satisfaction.
- Received insurance premiums from clients and processed accounts.
- Handled insurance queries from quotation stage to renewal.
- Communicated with customers to determine policy limits and degree of risk.
- Processed customer instructions for policy amendments.
- Generated increase in new clients by proactively contacting previous quotes and lapsed accounts.
- Informed clients about cancellation policy and associated penalties.
- Managed cancellation procedures smoothly, reducing potential conflicts.
- Gathered customer information to assess coverage needs and recommend products.
- Reviewed Insurance applications and processed approvals or denials.
Motor Insurance Underwriter
Europ Insurance Brokers
Al Ain, UAE
06.2023 - 03.2024
- Met with customers to determine their needs and requirements.
- Worked with colleagues to review, accept or deny new and renewal business.
- Conducted comprehensive analysis and evaluated risk to control underwriting loss.
- Negotiated coverage, policy pricing and service delivery during meetings with customers, agents or brokers.
- Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
- Wrote policy documentation for customers and brokers to determine risks and inform decision-making.
- Monitored and responded to control and exception reports, complying with policy requirements.
- Handeling cancellations and endorsments.
Motor Insurance Underwriter
Galaxy Insurance Brokers LLC
Al Ain, UAE
01.2020 - 12.2022
- Answered customer questions and concerns regarding insurance policies and coverage.
- Reviewed insurance contracts, checking for accuracy and completeness.
- Handeling cancellations and endorsements.
- Worked with colleagues to review, accept or deny new and renewal business.
- Conducted comprehensive analysis and evaluated risk to control underwriting loss.
- Ensured proper application of agency policies by reviewing, classifying, coding and rating applications.
- Provided support to customers, assisting with policy terms, coverage options, renewals and claims handling.
- Reviewed applicant financial position to determine coverage eligibility.
Motor Insurance Underwriter
Al Ittihad Al Dowali Insurance Brokers
Al Ain, UAE
02.2019 - 12.2019
- Reviewed insurance contracts, checking for accuracy and completeness.
- Wrote policy documentation for customers and brokers to determine risks and inform decision-making.
- Reviewed applicant financial position to determine coverage eligibility.
- Provided support to customers, assisting with policy terms, coverage options, renewals and claims handling.
- Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
- Negotiated coverage, policy pricing and service delivery during meetings with customers, agents or brokers.
- Conducted comprehensive analysis and evaluated risk to control underwriting loss.
Education
Bachelor of Arts - Journalism
Punjab University
06.2008 - 10.2012
Certificate of Higher Education - Accounting and Commerce
ICT Collage
Lahore 02.2004 - 05.2006
Skills
- Building strong relationships
- Insurance quote-generating
- Customer engagement
- Negotiation proficiency
- Developing policies
- Data analysis
- Loss prevention
- Renewing policies
- Quoting and pricing policies
- Performance Management
- Risk Management
- Analysing data
- Insurance product knowledge
- Policy renewal strategising
Languages
Urdu
English
Punjabi
Hindi
Timeline
Motor Insurance Specialist
Delta Insurance Services LLC
04.2024 - Current
Motor Insurance Underwriter
Europ Insurance Brokers
06.2023 - 03.2024
Motor Insurance Underwriter
Galaxy Insurance Brokers LLC
01.2020 - 12.2022
Motor Insurance Underwriter
Al Ittihad Al Dowali Insurance Brokers
02.2019 - 12.2019
Bachelor of Arts - Journalism
Punjab University
06.2008 - 10.2012
Certificate of Higher Education - Accounting and Commerce
ICT Collage
02.2004 - 05.2006
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