Highly skilled professional with extensive expertise in Oracle Fusion Cloud ERP, Sage 100 ERP, Demonstrates exceptional proficiency in account reconciliation and the Microsoft Office Suite. Adept at leveraging technical skills to streamline financial processes and enhance operational efficiency. Committed to continuous professional development and achieving excellence in financial management.
Overview
4
4
years of professional experience
5
5
years of post-secondary education
Work history
Accounts Receivable Officer / Credit Officer
NAFFCO
Dubai, UAE
10.2021 - 07.2025
Assist in the preparation of Expected Credit Loss (ECL) reports, incorporating historical data, current conditions, and forward-looking information.
Posting customer payments (cash, cheque, bank transfers) accurately into the accounting system, ensuring timely application to respective invoice.
Reviewing and reconciling unapplied payments, resolving discrepancies through communication with customers and internal teams.
Responsible for the completion of accurate balance sheet reconciliations for all debtor accounts.
Process adjustments and write-offs in compliance with company policy and accounting standard.
Check customer credit report, approve or deny applications and communicate decisions to the appropriate personnel in a timely manner.
Follow-up on the overdue invoices and payment and implement company collections procedures as necessary.
Review and approve pick slips for order fulfillment, ensuring alignment with credit policies, payment status, and customer account standing prior to goods dispatch.
Follow up the retention invoice to be raised depending upon the completion of DLP for different projects.
Credit Controller - Accounts Receivable
Brothers Gas Bottling & Distribution Co. LLC
Dubai, UAE
02.2021 - 08.2021
Monitor and manage the accounts receivable ledger to ensure timely collection of outstanding balances and minimize credit risk exposure.
Assess creditworthiness of new and existing customers through credit checks, financial statement analysis, and industry references.
Post and allocate customer payments accurately, reconciling accounts and clearing open items in the ERP system.
Set and review customer credit limits in line with company policy and risk appetite, in coordination with management and sales teams.
Follow up on overdue invoices via structured communication (email, calls, and formal notices), maintaining a professional and firm approach to collections.
Approve or hold customer orders based on account status, outstanding balances, and credit terms, ensuring strict adherence to company credit policies.
Investigate and resolve disputed invoices or payment discrepancies in coordination with sales, operations, and customer service teams.
Prepare and present aging reports, collection forecasts, and risk analyses to management on a regular basis.
Support month-end and year-end close by reconciling AR accounts and ensuring all transactions are accurately recorded.
Education
MBA - Finance
Lovely Professional University
03.2018 - 05.2020
Bachelor of Commerce - undefined
University of Lucknow
01.2014 - 01.2017
Skills
Oracle Fusion Cloud ERP
Sage 100 ERP
Accounting Software Proficiency
Account Reconciliation
Microsoft Office Suite
Languages
English
Fluent
Hindi
Native
Urdu
Native
Affiliations
Fitness and gym training — committed to regular workouts promoting discipline and personal well-being.