Summary
Overview
Work History
Education
Skills
Accomplishments
Driving License
Personal Information
Languages
Timeline
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SACHIN KUMAR

SACHIN KUMAR

Dubai

Summary

To secure a leadership position as a Relationship Manager or Sales Team Leader within a dynamic financial institution, where I can leverage my extensive sales background and client relationship skills to grow high-value portfolios, drive revenue, and deliver outstanding customer experiences in a leading financial institution.

Client-focused and results-driven Sales & Marketing professional with over 20 years of experience in the banking and financial services industry, including 16 years in the UAE Banking Industry. Proven track record of driving high-performance teams, achieving revenue targets, and delivering exceptional customer service in competitive financial sectors. Strong ability to assess client needs, recommend tailored banking solutions and and building long-term, trust-based relationships. Experienced with digital banking platforms (DFC/BPM), UAT testing, team leadership, and sales compliance.

Overview

21
21
years of professional experience

Work History

Team Leader - Banking

PB Fintech FZ LLC (Policy Bazaar UAE)
08.2024 - Current
  • Company Overview: Policy Bazaar UAE
  • Managing a team of banking sales professionals selling credit cards and loans through digital & direct sales process for leading UAE banks (Local & Multinational Banks)
  • Supervise lead generation activities through kiosks and corporate visits.
  • Train team members on banking products, policies, client handling, and compliance standards.
  • Collaborate closely with bank stakeholders to expedite approvals and ensure service excellence.
  • Regularly review and audit customer interactions to uphold quality and client satisfaction.

Senior Relationship Officer

Commercial Bank of Dubai
11.2015 - 07.2024
  • Managed end-to-end sales of credit cards, BT/COC, and other retail banking products to build a diverse client portfolio.
  • Maintained strong relationships with individual clients, ensuring satisfaction and repeat business.
  • On boarded clients using DFC & BPM tools; drove acquisition through kiosk activations.
  • Trained & Mentored new team member; conducted product/policy training and identified improvement areas.
  • Assisted with UAT for product and IT teams; consistently exceeded booking and vesting benchmarks.
  • Winner of Taqdeer Award
  • Top Performer - Credit Cards, Q4 2023 & Q1 2024

Business Development Officer

Samba Financial Group
07.2012 - 07.2015
  • Acquired new customers for personal loans and credit cards through field sales and referrals.
  • Developed client trust by offering clear guidance on banking products and managing documentation.
  • Built relationships with colleagues to facilitate teamwork, cooperation and success.
  • Top Performer - Personal Loans (Mar 2013 & Mar 2015)

Business Development Executive

The Royal Bank of Scotland, RBS (Merged With ADCB)
08.2008 - 12.2010
  • Established and maintained highly effective relationships with clients and industry partners to drive growth.
  • Delivered strong sales results in loans and credit card segments.
  • Consistently met sales targets during tough recession period.
  • UAE Top Seller - Feb & April 2009.

Sales Officer - Auto Loans

Satya Credits
08.2004 - 07.2008
  • Company Overview: ICICI Bank Ltd / TATA Motors Finance
  • Managed new/used four-wheeler finance sales across partner financial institutions.

Education

Bachelor of Commerce -

Guru Nanak Dev University
Punjab India
03.2002

Skills

  • Client Relationship Management (Retail & HNWI)
  • Retail Banking & Wealth Products
  • Personal Loans & Credit Card Sales
  • Customer Retention & Portfolio Management
  • Cross-Selling & Upselling Strategies
  • Sales Compliance & Product Knowledge
  • Digital Banking Solutions (DFC/BPM)
  • Customer Needs Analysis & Financial Advisory
  • COB DFC/BPM
  • Direct from Customer (DFC) / Business Process Management (BPM)
  • UAT TESTING & FEEDBACK
  • Problem-solving
  • Sales expertise

Accomplishments

  • Resolved product issue through consumer testing.
  • Collaborated with Product / Policy / IT / Credit operations team in the development of COB BPM DFC.
  • Direct from Customer (DFC) / Business Process Management (BPM) Platforms: Actively involved in The end-to-end testing, feedback, and Implementation phases of digital banking solutions. Played a key role in the initial rollout, being the first to successfully onboard a customer onto the DFC Platform. Contributed to process optimization through hands-on experience with BPM workflows and system configurations.
  • Led and executed User Acceptance Testing (UAT) cycles, identifying and documenting system bugs, providing actionable feedback to development teams, and ensuring delivery of high quality user experiences.

Driving License

Valid UAE License

Personal Information

  • Nationality: Indian
  • Visa Status: UAE Residence Visa

Languages

English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Punjabi
Bilingual or Proficient (C2)

Timeline

Team Leader - Banking

PB Fintech FZ LLC (Policy Bazaar UAE)
08.2024 - Current

Senior Relationship Officer

Commercial Bank of Dubai
11.2015 - 07.2024

Business Development Officer

Samba Financial Group
07.2012 - 07.2015

Business Development Executive

The Royal Bank of Scotland, RBS (Merged With ADCB)
08.2008 - 12.2010

Sales Officer - Auto Loans

Satya Credits
08.2004 - 07.2008

Bachelor of Commerce -

Guru Nanak Dev University
SACHIN KUMAR