Sameh Youssef

• Managing portfolios and dealing with high profile customers.

• Explaining different types of loans pertaining to client situations.
• Working with underwriters to fix application problems and resolve issues.
• Reviewing loan files to match current standards.
• Overseeing scheduling of timely loan closing to satisfy home builder and borrower needs.
• Maintaining good relationship with all the constituents in the market to ensure that quality business is referred to the bank on regular basis.
• Continuous follow up with the customers until closing the deal.
• Central bank checking.
• Ensuring that all supporting documents fulfilling credit policy are obtained.

• Managing portfolios and dealing with high profile customers.
• Explaining different types of loans pertaining to client situations.
• Working with underwriters to fix application problems and resolve issues.
• Reviewing loan files and updated to match current standards.
• Overseeing scheduling of timely loan closing to satisfy home builder and borrower needs.
• Working in three Chanel Buyout – Refinance - Fresh Buy form all kind of house Loan.
• Maintaining good relationship with all the constituents in the market to ensure that quality business is referred to the bank on regular basis.
• Continuous follow up with the customers until closing the deal.
• Central bank checking.
• Ensuring that all supporting documents fulfilling credit policy are obtained.

• Quickly learning new skills and applying them to daily tasks, improving efficiency and productivity.
• Proactively call on showrooms and customers and promptly respond to calls in order to negotiate and finalize business deals within targeted turnaround time. Analyze documents submitted by customers and prepare credit proposals for submission to appropriate approval authorities based on SHAREAH.
• Ensuring portfolio quality by exercising sound credit judgment and by complying with credit and product parameters to complete all formalities and documentation in line with policy and SHAREAH.
• Obtaining and providing market, customer, and competitor information and feedback to management.
• Operating in a very competitive market, transactions booked within set parameters under SHAREAH law and transactions approved by credit.
• Good cordial working relationships are maintained with internal colleagues and car showrooms sales executives/management and individual and corporate customers.

• Established relationships with key decision-makers within customer's organization to promote growth and retention.
• Researched new business opportunities , identified likely sales points
• Negotiated and closed long-term agreements with new clients in assigned territory.
• Developed strategic plans and sales strategies

• Developed deep knowledge of customer businesses and relationships to company objectives.
• Met and exceeded sales goals
• Built customer relations to ensure satisfied customers
• Maintained Value Delivery Process

JD Available upon request