Samina Parpia

Key Responsibilities & Achievements

• Managed and monitored insurance operations and overall team performance, driving efficiency and maximizing productivity.
• Provided strategic and operational support to ensure full alignment with organizational goals and underwriting objectives.
• Analyzed complex risk profiles using underwriting metrics to support sound, data-driven decision-making.
• Ensured strict adherence to underwriting guidelines, policies, and procedures, maintaining regulatory and internal compliance.
• Built and maintained strong reinsurance market relationships to support capacity, pricing, and business growth.

Digital Transformation Initiatives

• Partnered with senior leadership to define and execute digital transformation strategies within underwriting operations.
• Coordinated with vendors and digital strategy teams to develop pre-underwritten products, improving accessibility and customer experience.
• Designed and implemented automated rating tools, significantly reducing turnaround times and minimizing manual underwriting intervention.

• Maintained and strengthened existing broker and cedent relationships, while actively developing new business with brokers, cedents, and reinsurers.
• Underwrote casualty accounts, including Workmen's Compensation, Employers' Liability, General Liability, and Aviation Liability.
• Reviewed and analysed accounts and risk information through direct engagement with cedents, brokers, reinsurers, and business partners.
• Supported business growth initiatives through strategic planning, portfolio development, and process enhancement.
• Administered carrier underwriting guidelines, including pricing, risk evaluation requirements, and policy terms, to achieve profitability objectives.
• Ensured operational and financial performance, while maintaining compliance with regulatory, technical, and underwriting standards.
• Maintained and managed underwriting trackers and reporting tools, including quote and renewal logs, bound accounts registers, and risk referral records.

• Managed a high-volume underwriting portfolio, consistently achieving target hit ratios, pricing adequacy, and retention levels.
• Underwrote risks in line with delegated authorities, underwriting standards, and internal guidelines.
• Supported management in the development and implementation of business growth strategies.
• Produced underwriting performance and statistical reports by program and underwriter, enabling improved management of key metrics such as hit ratios and process efficiency.
• Built, maintained, and enhanced internal premium rating tools to support accurate and efficient underwriting.
• Developed internal underwriting requirements and standards to minimize regulatory risk and liability exposure across multiple programs.
• Monitored and maintained workflow controls, budgetary records, policy wordings, and administrative processes, including operation of a paperless filing system.
• Conducted wholesale broking placements in the London market, managing documentation throughout the full risk lifecycle, including underwriting submissions, market reform contracts, policy wordings, and endorsements.
• Liaised with IT teams and external vendors to develop and enhance online insurance portals for existing products, working closely with business analysts and developers to improve functionality and user experience.

• Assisted with the assessment and underwriting of new business and renewal accounts in line with underwriting guidelines.
• Provided ongoing technical underwriting support, including preparing quotations, processing renewals, and producing policy documentation.
• Managed inbound enquiries and quotation requests via telephone, email, and online portals, ensuring timely and accurate responses.
• Supported the Managing Director in the development and maintenance of internal premium rating tools.
• Assisted senior management with the development and implementation of business growth strategies.
• Built and maintained strong broker relationships to support new business generation and retention.
• Conducted wholesale broking placements in the London market, preparing and managing all placement documentation throughout the risk lifecycle, including underwriting submissions, market reform contracts, policy wordings, and endorsements.
• Ensured timely, accurate reporting and performance monitoring to support effective portfolio and business management.

• Assisted in the underwriting of all binder classes of insurance, supporting accurate risk assessment and policy issuance.
• Processed reinsurance accounts and prepared comprehensive reports for management and regulatory purposes.
• Prepared underwriting summaries, risk evaluation forms, and associated documentation to support decision-making.
• Reviewed and processed debit/credit notes and contributed to claims administration, ensuring accuracy and timely resolution.
• Maintained strong communication with brokers, handling policy maintenance and administration to ensure client satisfaction.
• Demonstrated strong proficiency with Eglobal and Ebix systems to support efficient underwriting operations.
• Assisted with audit enquiries, providing documentation and explanations to meet compliance standards.

• Analyze client portfolios and assess risk exposure.
• Recommend appropriate reinsurance structures (treaty, facultative, proportional, non-proportional, etc.)
• Identify and approach potential reinsurers.
• Negotiate terms, pricing, and conditions on behalf of clients.
• Ensure clients receive optimal coverage and terms.
• Build strong relationships with insurers, reinsurers, and other market participants.
• Maintain ongoing communication to update clients on market trends and opportunities.