Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Samson Olabisi

Samson Olabisi

Credit Controller
Dubai

Summary

Well-rounded credit professional with over 5 years experience in all phases of the credit cycle. Key strengths include a methodical and detail-oriented disposition, excellent organizational, communication and negotiation skills, as well as an analytical approach to problem-solving. I have a wealth of experience in credit analysis, loan underwriting, debt collection, remediation and restructuring, and I have proved myself proactive in effectively reducing Non-performing Loans (NPL) to ensure a quality portfolio. My areas of expertise include consumer lending, LPOs, SME working capital, trade finance, mortgages as well as corporate credit.

Overview

5
5
years of professional experience
10
10
years of post-secondary education
4
4
Certifications

Work History

Credit Controller

Purple Money
Lagos
01.2022 - 05.2022
  • Reduced past due balances and aged debt by 30% in the first month by collaborating with Customer Service and BDUs.
  • Interacted with clients in default to negotiate re-structured payment plans to ensure full debt recovery.
  • Consistently achieved 100% collection rate by overhauling the Collections & Recovery process and streamlining it for more efficiency.
  • Assigned lines of credit and terms for individual, SME and corporate clients.
  • Created and implemented a new workflow process that reduced
    turnaround time (TAT) by 30%.
  • Managed the bank's total credit portfolio of over 3000 clients while
    keeping Non-Performing Loans (NPL) below 3%.
  • Took responsibility for preparing monthly Collection and Aging
    Reports for presentation to Senior Management Team.
  • Ensured compliance with legal and regulatory guidelines, including due diligence and Know-Your-Customer (KYC) procedures, and assisted with audit requirements to ensure satisfactory ratings.

Business Development Manager

Purple Money
Lagos
07.2021 - 12.2021
  • Developed and implemented favorable pricing structures balancing firm objectives against customer expectations.
  • Coordinated innovative strategies to accomplish marketing objectives and boost long-term profitability.
  • Managed a team of 15 Business Development Officers overseeing hiring, training, and professional growth.
  • Created spreadsheets using Microsoft Excel for individual monthly profitability reporting, which immediately boosted productivity by 25%.
  • Led and motivated the team to achieve 115% of set target in the second half of 2021.
  • Created reports and presentations detailing business development activities.
  • Recommended credit applications for onward processing or rejection as the case may warrant.
  • Negotiated and closed long-term agreements with associations and umbrella bodies, capturing hundreds of potential new clients for the bank.

Senior Credit Risk & Collections Analyst (SME)

AB Bank
Lagos
07.2019 - 07.2021
  • Performed credit analysis on corporations and individuals using bank statements, financials and credit reports to ascertain creditworthiness and uncover potential risk factors.
  • Oversaw the entire credit cycle of assigned portfolio from client acquisition to disbursement to full repayment.
  • Conducted site visits and met with business owners to ensure investment plans for loans and advances were adhered to.
  • Increased customer satisfaction by monitoring customer payments and ensured customer account reconciliation.
  • Achieved an average monthly collection rate of 98% by timely
    follow-ups via calls and client visits.
  • Monitored assigned portfolio and consistently kept a Portfolio at Risk (PAR) of less than 1%.
  • Trained and onboarded 3 new analysts via the buddy system.

Credit Risk & Collections Analyst (Micro Lending)

AB Bank
Ibadan
05.2017 - 06.2019
  • Reviewed and verified income, credit reports and collaterals for each micro borrower.
  • Conducted over 20 loan analyses per month by visiting client and guarantor businesses and preparing complete loan assessments to ascertain creditworthiness.
  • Took responsibility for the full repayment of loans and assisted in legal procedures when the need arose.
  • Trained 2 new credit analysts through the buddy system.
  • Awarded the Best Regional Credit Employee in 2018/2019 financial year.

Education

Bachelor of Science - Pure & Applied Chemistry

Ladoke Akintola University of Technology
Ogbomosho, Nigeria
01.2007 - 10.2014

MBA - Business Administration And Management

University of Nigeria
Nsukka, Nigeria
02.2021 - Current

MMBA - Business Administration And Management

Tekedia Atlantic University
Boston, USA
06.2022 - 08.2022

Skills

Credit Admin

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Certification

Commercial Banking & Credit Analyst, Corporate Finance Institute - Canada

Timeline

Commercial Real Estate Finance Specialization, Corporate Finance Institute, Canada

08-2022

MMBA - Business Administration And Management

Tekedia Atlantic University
06.2022 - 08.2022

Accounts Receivable Management, Universal Class, USA

05-2022

Credit Controller

Purple Money
01.2022 - 05.2022

Commercial Banking & Credit Analyst, Corporate Finance Institute - Canada

09-2021

Business Development Manager

Purple Money
07.2021 - 12.2021

MBA - Business Administration And Management

University of Nigeria
02.2021 - Current

Credit Risk Management, CRC Credit Bureau, Nigeria

11-2020

Senior Credit Risk & Collections Analyst (SME)

AB Bank
07.2019 - 07.2021

Credit Risk & Collections Analyst (Micro Lending)

AB Bank
05.2017 - 06.2019

Bachelor of Science - Pure & Applied Chemistry

Ladoke Akintola University of Technology
01.2007 - 10.2014

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Samson OlabisiCredit Controller