Sanjay Joshi

• Handled more than 250 suppliers, 150 credit customers and more than 100 cash customers.
• Handled day-to-day accounting processes to drive financial accuracy.
• Recorded deposits, reconciled monthly bank accounts and tracked expenses.
• Managed and responded to correspondence and inquiries from customers and vendors.
• Reconcile supplier statements and to process payments timely and accurately.
• Effectively communicated with clients about payment needs and kept updated, detailed and accurate ledgers.
• Matched purchase orders with invoices and recorded necessary information.
• Strengthened financial operations by conducting bank reconciliations and financial reporting.
• Maintained account accuracy by reviewing and reconciling checks monthly.
• Reconciled bank accounts to verify accuracy of cash records.
• Processed invoices and journal entries with efficiency and accuracy, resulting in decreased discrepancies.
• Assisted manager in conducting internal audits to analyze findings.
• Handled trade payable documentation by reviewing month-end accruals.
• Prepared and mailed invoices to customers, processed payments, and documented account updates.
• Negotiated payment arrangements with customers to establish timely receipt of payments.
• Submitted cash and check deposits and generated cash receipts to record money received.
• Reconciled accounts receivable ledger to verify payments and resolve variances.
• Developed and maintained positive relationships with clients to maximize collections.
• Followed up overdue payments and payment plans from clients to establish good cash flow.

I Was associated as an Article Intern, with SPMR & Associates, a New Delhi based professionally managed Chartered Accountants firm, established in 1987, providing a wide array of professional services to its clients.

Following is the brief line up of some of the clients I have handled along with the professional:

1. Western Coal Field Limited (Internal Audit (August 2018-March 2020) (Team leader since February 2019)

• As per the scope of work assigned to us by the audit committee of WCL (Western Coal field Limited, a subsidiary company of Coal India Limited) and audit committee of Coal India auditors need to check the coal production & OB removal, sales & marketing, productivity, Manpower, salary & wages audit, verification of diesel pumps, verification of hospital/ Dispensary.
• Auditors also need to check working of under loading and overloading, demurrages charged by railway.
• Reviewing books of accounts and high value expenditures during the month.
• In that period main focus was salary and wages audit.

2. Union Bank of India (Concurrent Auditor (May 2018 – April 2021))

• Review and verification of applications and documents of loans sanctioned during the month.
• Drafting and finalizing of monthly concurrent audit report and ensuring that there is no revenue leakage.
• Review and verification of application and documents of Bank Guarantees issued during the month and ensuring that there is no revenue leakage.

3. UCO Bank (Concurrent Auditor (March 2018- November 2018))

• Review and verification of applications and documents of loans sanctioned during the month.
• Drafting and finalizing of monthly concurrent audit report and ensuring that there is no revenue leakage.
• Review and verification of application and documents of Bank Guarantees issued during the month and ensuring that there is no revenue leakage.

4. Canara Bank (Large corporate Branch) (Concurrent Auditor) (June 2020- April 2021)

• Review and verification of applications and documents of loans sanctioned during the month.
• Review and verification of applications and documents of LC issued during the month.
• Drafting and finalizing of monthly concurrent audit report and ensuring that there is no revenue leakage.
• Review and verification of application and documents of Bank Guarantees issued during the month and ensuring that there is no revenue leakage.

5. Unitech Transmission Limited (Internal Audit (March 2018- April 2021)

• Review and verification of accounting vouchers and accounting entries.
• Reviewing and checking work orders.
• Drafting and finalizing of Quarterly internal audit report.

6. Physical verification Audit of NHPC (Team Leader)

7. ONGC Videsh limited (Subsidiary company of ONGC)

8. NAFED (Co-operative society)

9. State Bank of India

10. AVL India Pvt. Ltd.(worlds largest independent company for the development, simulation and testing of powertrain system)

11. AVL Technical Pvt. Ltd.