Saurabh Jain
Digital Payments Specialist
Dubai,UAE
Summary
Financial services professional with 15 years of experience in digital banking and payment products, with a track record of launching, managing and scaling various B2C, B2B digital payment platforms.
Have developed payment products over multiple channels like SMS, Mobile apps, QR code, Open API's.
Collaborated with Fintechs in developing new payment flows catering to diverse use cases like loan re-payment, donations, Government subsidies, Pay later propositions, and many more.
Overview
15
15
years of professional experience
Work History
Head Digital Wallets and Payment Initiatives
Mashreq Bank
Dubai
02.2020 - Current
- Buy Now Pay Later (BNPL) program for merchant-acquiring business with a fintech partner.
- Driving digital wallet programs like Apple pay, Samsung pay, Google pay for Mashreq bank, processing 200K transactions worth 40mn AED every month on average.
- Initiated an e-com transaction data-based income prediction model for a co-brand card engagement with a major e-com player in the region, currently enrolling 1500+ customers M-o-M
- Managing prepaid mobile wallet program- Emirates Digital Wallet (EDW).
Digital Project Manager
Experian
Mumbai, India
02.2019 - 01.2020
- Facilitated digital platform/product strategy for Experian India.
- Ecosystem growth through new fintech tie-ups and strategic collaborations.
- Multi bank debit card EMI-offer discovery marketplace for banks and e-commerce.
- Mobile focused solution like SDK and WhatsApp chatbot to deliver credit reports to consumers
Chief Product Officer
Cashaa
05.2018 - 01.2019
- Designed an integrated financial services platform for cryptocurrency and traditional banking services with Open APIs and Blockchain, managing a multi-functional team of 10.
Chief Manager Digital Payments
ICICI Bank
10.2010 - 04.2018
- Unified Payment Interface (UPI) (Acquiring): Instant mobile-based payment system, created merchant solutions like QR codes, Mobile app, merchant SDK, Payment gateway, and POS integrations, acquired 0.2 mn merchants, 200 mn+ transactions per annum.
- Aadhar Enabled Payment System (AEPS): Biometric payment system linked with national ID program in India, product and ecosystem development, with 10000+ terminals and 100K transactions every day.
- Immediate Payment System (IMPS): Real-time payment system, platform processes 20mn+ transactions generating close to $400K revenue every month for B2B, B2C, and C2C payments.
- Vodafone M-PESA: Sales system and process design, set up a network of 0.2 mn service agents.
- Mentored a team of 3 product managers.
- Digital ecosystem development with Fintech and E-com partnerships.
Senior Manager
ICICI Prudential Life Insurance Co. Ltd
05.2006 - 09.2010
- Sales strategy projects.
- Strategic Planning and New Initiatives: Spearheaded strategy planning and sales promotion activities with a focus on improving sales team efficiency, resulting in target overachievement 3 years in a row and cost-efficiency.
- New Business channel: Business partner and Rural business vertical development leading a team of 10 managers and 200 business partners, 120% target overachievement.
Education
MBA - Communication Management and Marketing
Mudra Institute of Communication, Ahmedabad
Bachelor of Engineering - Computer Science
RGPV University
Skills
Payment systems
Timeline
Head Digital Wallets and Payment Initiatives
Mashreq Bank
02.2020 - Current
Digital Project Manager
Experian
02.2019 - 01.2020
Chief Product Officer
Cashaa
05.2018 - 01.2019
Chief Manager Digital Payments
ICICI Bank
10.2010 - 04.2018
Senior Manager
ICICI Prudential Life Insurance Co. Ltd
05.2006 - 09.2010
Bachelor of Engineering - Computer Science
RGPV University
MBA - Communication Management and Marketing
Mudra Institute of Communication, Ahmedabad
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