Sebastin Paul S
Summary
Dynamic Credit Manager with extensive experience at EATON CORPORATION, proficient in SAP and Oracle 11i. Demonstrated success in reducing credit risk while optimizing collections efficiency. Strong analytical capabilities and effective communication promote collaboration across teams, driving results and meeting stringent monthly targets.
Overview
17
17
years of professional experience
Work History
Credit Manager
EATON CORPORATION
01.2012 - Current
- Managing credit control & Collection activities including supervising a team of 6 (3 Middle East & 3 South Africa)involving Cash application / Debtors reconciliation / rectification of Journal Entries & general ledger.
- Analyzing debtor data and financial statements to determine the degree of risk involved in extending credit thereby supporting the business with minimal risk.
- Performing periodic credit management reports & advising management with specific reports on credit risk involved in business with various customers encompassing different collection techniques.
- Conferring with credit association’s (COFACE/ATRADIUS/AON) and other business representatives to exchange credit information about new customers & appropriate credit covers for business involving High risk with Use of D&B reports inclusive.
- Providing training assistance on best practice guidelines to Sales, Customer Service & Project Team on matters relating to Credit /Project documentation to avoid penalties & delay claims levied on big oil & gas projects.
- Detailed Experience with FIS GETPAID, SAP ERP functions & applications, having maintained 9 Ledgers within the organization comprising 3 legal entities.
- Maintaining focus on proactive approach rather than problem solving by identifying root causes of specific issues relating to credit & collections, basically business partnering with the frontline Sales team.
- Liaising with internal departments like Engineering/Sales/Customer Service/Treasury/Tax etc as required in order to maintain an accurate position on key customer accounts & ensure that all prepared communications are accurately recorded/documented in a timely manner.
- Rendering timely meetings with various customers to understand specific requirements ensuring timely collections & providing constant credit solutions / alternatives to new customers.
- Performing daily and month end reporting and account reconciliations under strict deadlines for month end closing, Sox Audits etc.
- Dealing with trade finance activities Letter of Credit, Bank Guarantees, Bills Discounting etc.
- Investigating and resolving queries relating to nonpayment of invoices within Sales / Operations & Customer service Teams.
- Maintaining Reconciliation of EPC Customers project location wise to provide timely financial support to the Project team.
- Working towards strict monthly and annual collections targets. DSO/BPDSO/DDSO Metrics & Analyzing AR Forecasts VS Profit Plan monthly & providing Variance analysis on PP Vs Actual.
Senior Credit Analyst
EATON CORPORATION
01.2012 - 12.2019
- Managing credit control & Collection activities including supervising a team of 6 (3 Middle East & 3 South Africa)involving Cash application / Debtors reconciliation / rectification of Journal Entries & general ledger.
- Analyzing debtor data and financial statements to determine the degree of risk involved in extending credit thereby supporting the business with minimal risk.
- Performing periodic credit management reports & advising management with specific reports on credit risk involved in business with various customers encompassing different collection techniques.
- Conferring with credit association’s (COFACE/ATRADIUS/AON) and other business representatives to exchange credit information about new customers & appropriate credit covers for business involving High risk with Use of D&B reports inclusive.
- Providing training assistance on best practice guidelines to Sales, Customer Service & Project Team on matters relating to Credit /Project documentation to avoid penalties & delay claims levied on big oil & gas projects.
- Detailed Experience with FIS GETPAID, SAP ERP functions & applications, having maintained 9 Ledgers within the organization comprising 3 legal entities.
- Maintaining focus on proactive approach rather than problem solving by identifying root causes of specific issues relating to credit & collections, basically business partnering with the frontline Sales team.
- Liaising with internal departments like Engineering/Sales/Customer Service/Treasury/Tax etc as required in order to maintain an accurate position on key customer accounts & ensure that all prepared communications are accurately recorded/documented in a timely manner.
- Rendering timely meetings with various customers to understand specific requirements ensuring timely collections & providing constant credit solutions / alternatives to new customers.
- Performing daily and month end reporting and account reconciliations under strict deadlines for month end closing, Sox Audits etc.
- Dealing with trade finance activities Letter of Credit, Bank Guarantees, Bills Discounting etc.
- Investigating and resolving queries relating to nonpayment of invoices within Sales / Operations & Customer service Teams.
- Maintaining Reconciliation of EPC Customers project location wise to provide timely financial support to the Project team.
- Working towards strict monthly and annual collections targets. DSO/BPDSO/DDSO Metrics & Analyzing AR Forecasts VS Profit Plan monthly & providing Variance analysis on PP Vs Actual.
Accountant
Pigeon Middle East LLC
04.2008 - 12.2011
- Assisting financial department with responsibility for accounts Payable, receivable & general ledger functions.
- Efficient understanding of accounts payables, receivable & ledger entries ensuring compliance with accounting deadlines.
- Preparations of LC's / TRL's / Bills Discounting & proficient in all aspects of trade finance correspondences.
- Adequate knowledge on forecasting & variance analysis.
- A thorough understanding & application of oracle ERP system (Financials 11i & R12).
- Verified payment accounts, entered information into systems to ensure printed checks and contact with customers.
- Reconcile and pay bills to several vendors. maintain daily expense reports. Coordinate payment schedules and shipping expenditures.
- Assist in period close activities for all modules & maintaining regular updates and knowledge sharing with the team.
- Resolving bank reconciliation issues & liaise with suppliers and employees on any payment issues.
Education
Association of Chartered Certified Accountants -
Association of Chartered Certified Accountants, UK
Dubai, UAE01.2018
Masters in Commerce - Financial Performance Management & Accounting, Financial Analysis & Portfolio Management, Financial Risk Management, Mergers and Acquisitions & Equity Research
Alagappa Institute of Management
Tamil Nadu, India01.2007
Bachelors in Commerce - Finance, Marketing, Operations management, Economical analysis & Banking
The American College
Madurai, Tamil Nadu, India01.2005
Skills
- SAP and Oracle 11i
- MS Office and advanced Excel
- Communication proficiency
- Organizational skills
- Team collaboration
- Interpersonal relations
- Initiative and drive
- Analytical skills
- Problem-solving expertise
- Result orientation
- Time management effectiveness
Professional Highlights
- Over 14 years of experience within the financial industry, including 7 years working as a Credit Manager for Middle East & Africa.
- Attained Master’s & Bachelors of Commerce graduation in Accounting.
- Pursuing to become a member of Association of Chartered Certified Accountant, ACCA, UK.
- Software proficiency include SAP, Oracle 11i, MS Office, Excel (advanced).
- Excellent skill sets include proficient communication, good organization-team building, interpersonal relationship, strong initiative/analytical abilities, problem solving, result oriented and effective time management.
- Identified business opportunity suggesting the implementation of a Credit solutions software (FIS-GETPAID) for better management of working capital requirements integrated with SAP accounting platform, mainly focusing on reduction of DSO & Dispute management.
Timeline
Credit Manager
EATON CORPORATION
01.2012 - Current
Senior Credit Analyst
EATON CORPORATION
01.2012 - 12.2019
Accountant
Pigeon Middle East LLC
04.2008 - 12.2011
Association of Chartered Certified Accountants -
Association of Chartered Certified Accountants, UK
Masters in Commerce - Financial Performance Management & Accounting, Financial Analysis & Portfolio Management, Financial Risk Management, Mergers and Acquisitions & Equity Research
Alagappa Institute of Management
Bachelors in Commerce - Finance, Marketing, Operations management, Economical analysis & Banking
The American College
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