Shilpa Nithilraj

• Monitoring FCRM alerts(Fiserv/PBC) to identify any trace of money laundering or financing of terrorism and taking further action to mitigate any risk involved
• Filing Suspicious transaction reports on potentially suspicious transaction.(Goaml portal)
• Filing Suspicious Activity reports on customers attempting to conduct transactions basedon the results of negative media
• Filing counterfeit forign currency notes reports(sar) ON Goaml portal of CBUAE
• Analysing the customer database and replyng to surveys published by Executive Office for Control and Non proliferation.
• Conducting payment screening against prominent watchlists and internal lists (Finscan)
• Unblocking blocked transactions based on relevant supporting documents
• Verifying ID documents and invoices involved in TT transactions.
• Preparing required reports and replying to compliance enquiries from correspondent bank
• Veifying required reports and replying to IEMS enquiries (checker acess)
• Reviewing customer onboarding form and required supporting documents to ensure client due diligence. and risk profiling
• Doing proper documentation for record keeping

roject Name

ONLINE BANKING SIGNATURE MANDATE RECONCILIATION

Responsibilities Handled.

• Tracked online banking signature mandate of customers to identify any discrepancies between online banking mandate and conventional banking signature mandate.

• Recording of all discrepancies in every reviewed account to be used for taking remedial action.

• Reviewing the reconciled account to ensure its correctness.

Project Name

REAL ESTATE DEVELOPER ACCOUNT RECONCILIATION FOR RERA AUDIT.

Responsibilities Handled:

• Tracked real estate developer customers’ account to identify any discrepancies.

• Utilized various methods to reconcile account discrepancies.

Project Name

1. FATCA(Foreign Account Tax Compliance Act)

2. UBO(Ultimate beneficial Owner) IDENTIFICATION USA

• Analyzing and verifying the documents of Individual and Corporate customers of the bank as per KYC central bank guidelines.

• Identifying and capturing of Ultimate Beneficiary Owners details in case of entity accounts.

• Review of FATCA forms to ensure it is filled up as per the guidelines of FATCA

booklet.

• FATCA compliance in terms of identifying USA customers as per alert generated in

FCRM system and accordingly review and remediation of the same.

• Recording the discrepancies if any in every reviewed account to be used for future remediation purpose.

• Internal Quality Analysis on new accounts opened daily to ensure that it satisfies compliance requirements.

· Ensuring the smooth running of daily banking transactions.

· Building relationships with high net worth individuals.

· Answering any financial and banking queries.

· Dealing with the activation of digital banking like internet and mobile banking for customers

· Providing advice on investment.

· Card operation and maintenance..

· Verifying customer data to detect and identify financial fraud.

· Opening new bank accounts for individuals and also companies