SHRADDHA VAJPAYEE
Senior Relationship Manager
Summary
Results-driven banking professional with over 12 years of experience in SME and Commercial Banking across India and UAE. Demonstrated expertise in managing large credit portfolios, client acquisition, financial analysis, and relationship management. Proven track record in driving portfolio growth, enhancing client satisfaction, and delivering innovative banking solutions.
Overview
12
12
years of professional experience
3
3
Languages
Work History
Senior Relationship Manager – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
11.2023 - Current
- Managing SME accounts with AED 420Mn portfolio (Assets: AED 162Mn | Liabilities: AED 267Mn)
- Experience in management customers across various business segments including Trading, Contracting, Education, Health Care, Real Estate, etc.
- Portfolio management and new sourcing of all types of Asset products including Trade Finance facility, Construction Finance, POS Finance, LRD, ABF and CML.
- End to end client management including preparation of Credit Proposals, responding to credit queries, facility disbursement, covenant monitoring, and day-to-day transactions.
Relationship Manager – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
06.2021 - 11.2023
Assistant Relationship Manager – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
10.2018 - 06.2021
Relationship Officer – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
05.2017 - 10.2018
- Managed daily service requirements of 130–140 clients
- Supported RMs with CA preparation, TOD tracking, and EWS reporting
Relationship Manager – Business Banking
IDFC Bank Ltd.
12.2015 - 01.2017
- Oversaw 100 current and asset accounts (Topline: USD 15Mn)
- New business acquisition through lead generation
- CAM ownership and post-sanction documentation
Deputy Manager – Business Banking
HDFC Bank Ltd.
03.2013 - 11.2015
- Managed ~25–30 accounts (Topline: USD 45Mn)
- CAM preparation, pricing negotiations, TOD, and site visits
- Mentored by senior managers for day-to-day execution
Education
MBA - Finance
N.L. Dalmia Institute of Management Studies
Mumbai, India04-2013
Bachelor of Science - Information Technology
Mumbai University
Mumbai, India04-2010
Skills
Portfolio management
Risk Management
Trade and Working Capital Finance
Contracting Finance
Financial Analysis
Timeline
Senior Relationship Manager – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
11.2023 - Current
Relationship Manager – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
06.2021 - 11.2023
Assistant Relationship Manager – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
10.2018 - 06.2021
Relationship Officer – Commercial Banking
Abu Dhabi Commercial Bank (ADCB)
05.2017 - 10.2018
Relationship Manager – Business Banking
IDFC Bank Ltd.
12.2015 - 01.2017
Deputy Manager – Business Banking
HDFC Bank Ltd.
03.2013 - 11.2015
MBA - Finance
N.L. Dalmia Institute of Management Studies
Bachelor of Science - Information Technology
Mumbai University
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