Sneha Attharkar
Product Manager Payments
Dubai
Summary
Analytical, Agile and diligent Product Manager offering 7+ years of success in product roadmap development, market research and data analysis. Highly skilled in identifying opportunities to maximize revenue. Driven and strategic with proven history of superior market penetration and product launch.
Overview
8
8
years of professional experience
Work History
Product Manager - Payments
Emirates NBD
Dubai
02.2022 - Current
- Manage Cross Border products/propositions which involves Product /process enhancements , competitor benchmarking , collaboration with partners on strategic and marketing initiatives and P&L /Revenue management to retain the Market leader position in UAE
- Lead the Global remittance network expansion initiatives : Launched the DirectRemit to UK corridor in Feb 2023 leading to 2X growth in volumes
- Successfully implemented CBUAE's Instant payment solution in NPSS program 'Aani' right from defining Customer journeys /experience , pricing strategy and go to market on ENBD X
- Handling the Digital Transformation/payments Projects (Internal & CBUAE's like ISO20022 upgrade, CPR etc.) from requirement gathering to go live
- To perform timely Market research for benchmarking across players and cost benefit analysis for the product enhancements and Customer Campaigns across forex and liabilities products
- Repricing of the Liabilities products to manage the CASA Book growth
- Campaign Management for FX , DirectRemit and Western Union Business : launched Mega FX for the first time along with other multiple DR/FX campaigns with segments.
- Thrived in fast-paced, highly-adept team to develop and prioritize product features and build product roadmap.
Senior Manager(Product Owner -Digital Transformation)
AXIS BANK
- 01.2022
- Product Management - Project 1 - Pay Vantage 2.0 /OPEN banking - extending the APIs for Fintech's/E commerce companies /MSMEs
- Project 2 - API Developer Portal as an alternative channel for onboarding clients over APIs
- To define the product vision , drive roadmap and backlog management as per Agile methodology with hands-on tools like JIRA , Confluence with special focus on the Fintech/Ecommerce Clientele
- To lead the Strategic partnerships with the Corporates by assessing the functional/technical capabilities for integrations on Neo/Open banking /trade /treasury APIs with their in-house server or Application and monetization of the same.
Assistant Vice President (Transaction Banking group - Ecommerce /Fintech Segment)
YES BANK
12.2018
- Product Management - Connected Banking - Proposed and assisted in the Connected banking /Neo banking project for MSMEs to build one stop solution for all business requirement ensuring quick digital onboarding of the MSME on partner platform right from Business case presentation ,workflow design, UAT and Post product checkout and GTM strategy
- To lead the Strategic Alliances with Corporates through integrations with their in house server or Application maximizing the profit by utilizing the multiplier effect, leading to reduced TAT from a week to a day and 2X merchant onboarding and Casa growth of nearly 150%
- Sales Management - Training sales teams on CMS and capital markets like APIs, Nodal / Escrows, UPI and other digital banking solutions for achievement of the Revenue and CASA targets.
Manager (CMS Retail Banking)
ICICI BANK
04.2016 - 11.2018
- Sales Management- involved in driving the business in Payments and collections Solutions (API based , UPI) by training the cross functional teams for new client acquisitions and ring-fencing the existing business portfolio
- Product Marketing - Ensuring the desired penetration of solutions by understanding the market and opportunities by providing marketing support, promotional campaigns w.r.t to the appropriate customer segments.
Education
MBA in Finance - undefined
ICFAI HYDERABAD
B.PTH in Physiotherapy - undefined
MUHS, NASHIK
HSSC - undefined
BHANVANS, Nagpur
SSC - undefined
SUNFLAG SCHOOL, BHANDARA
Skills
Campaign management
Client communication
Market Analysis
P&L Management
Strategic planning
Analytical and Critical Thinking
Product development
Effective relationship building
Corporate presentations
Accomplishments
- Awarded GEMS award twice in 2023
Timeline
Product Manager - Payments
Emirates NBD
02.2022 - Current
Assistant Vice President (Transaction Banking group - Ecommerce /Fintech Segment)
YES BANK
12.2018
Manager (CMS Retail Banking)
ICICI BANK
04.2016 - 11.2018
Senior Manager(Product Owner -Digital Transformation)
AXIS BANK
- 01.2022
MBA in Finance - undefined
ICFAI HYDERABAD
B.PTH in Physiotherapy - undefined
MUHS, NASHIK
HSSC - undefined
BHANVANS, Nagpur
SSC - undefined
SUNFLAG SCHOOL, BHANDARA