Sujit Nair

• Leading a team of 45+ executives including senior officials managing Credit Administration activity for Wholesale Banking, Business Banking, Investment and Wealth Products for Elite/High Net worth Customers and Agency activity for Syndication Desk.
• Manage assigned system related projects including implementation of Core systems and workflows, along with providing various system related enhancements to streamline product offering to customers
• Liaise with Vendors and IT team for various transformation related projects and be a key stakeholder in Project steering committee's with Senior Management
• Lead the digital transformation project of the Bank from on boarding to end to end customer journey
• Advanced knowledge of LMA documentation with support provided to legal counsels while closing syndication or bilateral loans including all collateral's not limited to mortgages
• Develop, create and implement policies, procedures and controls covering all areas of Business, Corporate and Investment Banking
• Focal point between various business groups, interact with internal business groups, business services units, business heads and internal, external departments in order to develop and maintain key working relationships
• Proactively identifying operational risks and assessing the adequacy of controls to manage such risks, including recommending enhanced or additional controls by designing various Operational activities and plans
• Ensure consistent application of the Banks proprietary operational risk framework across the Corporate Banking and Multi National Corporate Division, through proactive assessment; interpret Risk data with implementation of mitigation strategies
• Ensure the team is compliant with policies, procedures and practices to fortify adherence and maximize own and employee contribution to business performance
• Conducts various team huddles and debriefs weekly staff meetings to ensure support various staff requirements in line with the Bank strategy.

• Implementation of the process, policy and setup of Credit Administration setup at international location MENA, APAC and Europe
• Training the staff on the process and documentation related to international jurisdiction
• Maintaining relationship with internal customer, closely coordinate with the business team, credit, policy to accomplish department objectives/goals
• Maintain thorough familiarity of all products under Corporate and investment Banking for international branches
• Continuously strive for cost reduction, risk management in the most efficient manner
• Development of RCSA for various International branches
• Work with project for system integration at various international location.

• Responsible for documentation and disbursal of corporate loans, structured products and Syndication loans
• Solving queries and complaints from various channels across the bank
• Preparation of monthly reports for central bank and internal management reports
• Training and staff induction of new joiners
• System testing and successful implementation within stipulated timeline.

Senior Officer Credit Administration | First Gulf Bank

• Responsible for managing the Agency desk from documentation execution and loan processing
• Managing documentation related to corporate and investment banking team
• Handling internal and central bank audit query and timely resolution of same
• Developing SOP and preparation of various internal and external MIS report
• Handled syndication loan disbursal and maintenance of same in the system.

• Managing documentation in relation to corporate and business banking customer
• System Limit and collateral maintenance in line with credit approval and documentation
• Syndication loan maintenance and MIS reporting, Bank and country limit monitoring.

• Improved customer service by implementing new procedures and protocols.
• Increased staff productivity by providing comprehensive training programmes.

• Quickly learned and applied new skills to daily tasks, improving efficiency and productivity.
• Successfully delivered on tasks within tight deadlines.
• Limit management and Credit Documentation Drafting for Corporate customer.