Tamer Elgohary

• Streamlining trade finance products resulted in enhanced clarity and governance among teams, ensuring delivery of best-in-class service.
• Managed trade and working capital products, serving as the point of contact to enhance competitiveness and market relevance.
• Contributed to strategic initiatives transforming client service experience and elevating team productivity.
• Conducted periodic assessments and strategic reviews to ensure product relevance and competitive positioning.
• Reviewed term sheets and credit applications, offering essential input to support informed decision-making for the credit team.
• Delivered comprehensive training and ongoing support to coverage and service teams, fostering a high-performance culture.
• · Collaborated with coverage and credit risk teams to design tailored, competitive trade and working capital facilities.
• Participated in client calls and meetings to provide technical expertise and facilitate the negotiation of documentation for large-scale, complex trade transactions.

• Optimized transaction banking, commodities trade finance, supply chain finance, and working capital solutions to drive strategic growth in the MENA region.
• Built and led a high-performing team focused on delivering world-class service and rapid support to corporate and trade finance customers.
• Collaborated with relationship managers and internal stakeholders to enhance collaboration with customers.
• Maximize utilization of trade finance products through meticulous oversight, strategic facility structuring, and negotiation of favorable terms.
• Proactive in identifying and escalating red flags during the transaction cycle to risk management, ensuring all aspects from disbursement to settlement are comprehensively monitored.
• Conducts thorough assessments of credit applications to verify trade and working capital structure in line with credit approvals outlined in facility offer letters and documentation.
• Consistently recommend enhancements to drive operational efficiency and cultivate robust customer relationships for superior service delivery.

• Responsible for comprehensive Operations Management to enhance efficiency in Trade Finance, Factoring, and Receivables Finance.
• Collaborated with business development to create and implement efficient product processes, ensuring successful rollouts through securing necessary approvals.
• Mitigated operational risks in Factoring Operations to prevent financial losses, near misses, and reputational harm.
• Led high-performing teams in executing strategic operational plans, monitoring and reporting progress to ensure success.
• Conducting strategic analysis to enhance deliverables and drive continuous improvement in business policies and processes.
• Monitored Trade Finance and factoring transactions for adherence to regulatory, internal AML, and sanctions guidelines.
• Enhanced operational efficiency and elevated team productivity through the identification of training needs and implementation of effective programs.

• Manager - Trade Finance Dept. from Oct. 2012 to Mar. 2014
• Deputy Manager - Trade Finance Dept. from April 2007 to Sept. 2012
• Supervisor - Trade Finance Dept. from May 2003 to Mar. 2007.
• Supervisor - Credit Admin. & Trade Finance from Mar. 2002 to April 2003.
• Assistant Banker - Banking Operations from May 2000 to Feb. 2002.

Key Roles across tenure

• Spearheaded efficient execution of Trade Finance, Remittance, and Corporate portfolio management; enhanced strategic partnerships with corporate clients.
• Spearheaded seamless front and back-end operations in the Trade Finance Department, ensuring efficient handling of Import/Export L/Cs, Guarantees, and Syndication Loans for improved operational excellence and client satisfaction.
• Provided expert guidance in Trade Finance/Operations, streamlining document scrutiny and authorization processes to ensure compliance and operational integrity.
• Maintained high standards of transaction management, leading to excellent audit scores and strict adherence to banking regulations.
• Developed and reviewed operational procedures in Trade Finance to drive business process re-engineering, resulting in enhanced service delivery and customer satisfaction.
• Evaluated banking activities to enhance product offerings, elevate client experiences and satisfaction.
• Cultivated correspondent banking relationships and optimized trade business routes, while efficiently coordinating with the Trade Operations Center for superior service delivery.
• Managed the maintenance of up-to-date banking guidelines and policies, ensuring they remained in accordance with operational changes and regulatory requirements.
• Assessed training needs and implemented programs, boosting operational efficiency and driving increased productivity across the department.