UMAA KUNWAR

Accountant |

AJMAN, UAE |

• Managed daily accounting operations, including AP, AR, petty cash, and invoicing.
• Prepared monthly P&L, Balance Sheet, Cash Flow Reports for management.
• Handled WPS payroll processing for 50+ employees.
• Reconciled bank statements, vendor accounts, and customer ledgers.
• Coordinated with auditors and provided accurate financial data & documents .

• Performed daily accounting entries, updated ledgers, and supported month-end closing.
• Assisted in preparing MIS reports for management, including daily revenue updates, loan disbursement summaries, and collection reports.
• Conducted bank reconciliations and tracked outstanding customer payments.
• Supported finance teams with NBFC-related documentation, loan file auditing, and compliance checks.
• Assisted internal auditors with data extraction, file verification, and discrepancy resolution.
• Ensured accuracy of financial data

• Prepared and issued customer invoices on time and verified supporting documents such as PO, SO, and GRN.
• Managed Accounts Receivable by updating customer ledgers, sending reminders, and tracking overdue payments.
• Handled Accounts Payable including vendor invoice verification, entering bills, and processing payments.
• Reconciled vendor accounts, customer accounts, and bank statements monthly.
• Generated AR Aging, AP Summary, and Invoice Tracking reports for management.
• Processed debit/credit notes and handled disputes with vendors or customers.
• Supported month-end closing, assisting with ledger review and journal entries.
• Coordinated with internal teams for invoice approval and payment release.