Summary
Overview
Work history
Education
Skills
Accomplishments
Timeline
Generic
Vicky Patro

Vicky Patro

Dubai,UAE

Summary

Audit team leader with over 5 years of experience in statutory and bank audits. Proven expertise in identifying non-performing asset (NPA) accounts and enhancing organizational controls. Demonstrated ability to lead audit teams to achieve compliance and improve financial accuracy.


Overview

12
12
years of professional experience
6049
6049
years of post-secondary education

Work history

Risk Manager

Avanse Financial Services Limited
Mumbai
10.2023 - 04.2025
  • Conducted computation of Probability Default and Loss Given Default for management and stakeholders.
  • Streamlined internal procedures through development of robust risk controls.
  • Implemented strategic risk mitigation plans, enhancing operational stability.
  • Evaluated market trends and economic factors to identify potential risks.
  • Reduced financial losses via proactive risk management tactics.
  • Prepared comprehensive reports on potential threats to support corporate decision-making.
  • Collaborated with finance team to monitor credit exposure consistently.
  • Refined risk models, improving accuracy in predicting future occurrences.

Audit manager

G. M Kapadia & Co
Mumbai
04.2022 - 10.2023
  • Led statutory audits for multiple listed and foreign banks, ensuring timely completion through effective coordination with audit teams and clients.
  • Effectively communicated audit findings to enhance stakeholder understanding.
  • Conducted regular reviews and audits to validate recordkeeping and internal controls.
  • Informed clients of identified risks and fraud to prevent future occurrences.
  • Trained and mentored staff in best audit practices, enhancing quality standards.
  • Prepared comprehensive audit reports detailing findings and recommending actionable solutions.
  • Finalised audit findings to develop practical recommendations for firm growth.

Associate

G. M. Kapadia & Co
Mumbai
12.2018 - 03.2022
  • Key responsibility of leading Central Statutory Audit and Statutory audits and of various third largest public sector bank with major role in verification of key areas of Loans & Advances and Treasury Operations.
  • Managed multiple tasks simultaneously for increased productivity.
  • Preparing audit reports and made necessary recommendation to clients ensuring that accounts are prepared and maintained in compliance with accounting standard.
  • Handling Central Statutory Audit of Reserve Bank of India and leading the Physical Verification of Gold Reserves of bank.

Audit Assistant

R. Devendra Kumar & Associates
Mumbai
09.2016 - 08.2017
  • Worked in a team for Statutory audits of second largest Public sector bank in India.
  • Worked in audit engagements in Broking Firms, Airport authorities of India.
  • Identified various risks and errors in accounts to propose corrective action adding value to client management.
  • Conducted internal audits on financial statements for improved accuracy.


Article Assistant

R. Devendra Kumar & Associates
Mumbai
09.2013 - 09.2016
  • Conducted concurrent audit of various co-operative banks, Departments of Reserve Bank of India and treasury departments of various nationalized banks.
  • Conducted stock and revenue audit of various nationalized and co-operative banks.
  • Coordinated inspection of various commodity broker on behalf of Forward Market Commission (FMC).
  • Facilitated books of accounts (preparation of account) and revenue reconciliations of 6 yrs of Special Economic Zone.

Education

Chartered Accountant -

The Institute of Chartered Accountants of India
Mumbai, India

Masters in Commerce -

The University of Mumbai
Mumbai, Maharashtra

Bachelor of Commerce -

The University of Mumbai
Mumbai, Maharashtra

Skills

  • Bank auditing and risk assessment
  • Team management
  • Audit procedures knowledge
  • Internal control evaluation
  • Compliance auditing


Accomplishments

  • Audited the two top public sector banks (Punjab National Bank and Bank of Baroda) of India ensuring compliance with the necessary Reserve Bank of India guidelines.
  • Handled the audit of Reserve Bank of India and Audited the Indian Branch operations of the largest bank in the world.
  • Identifying NPA accounts ranging from Rs.50Cr to Rs 3000Cr, leading to correct Asset classification as per RBI guidelines.

Timeline

Risk Manager

Avanse Financial Services Limited
10.2023 - 04.2025

Audit manager

G. M Kapadia & Co
04.2022 - 10.2023

Associate

G. M. Kapadia & Co
12.2018 - 03.2022

Audit Assistant

R. Devendra Kumar & Associates
09.2016 - 08.2017

Article Assistant

R. Devendra Kumar & Associates
09.2013 - 09.2016

Chartered Accountant -

The Institute of Chartered Accountants of India

Masters in Commerce -

The University of Mumbai

Bachelor of Commerce -

The University of Mumbai
Vicky Patro