Summary
Overview
Work history
Education
Skills
Languages
Timeline
Generic
VISHNU.M

VISHNU.M

Dubai,UAE

Summary

4 Years, UAE experienced Accountant with a commerce background and hard core expertise in accounts finalization ,budgeting and forecasting, preparing financial reports, sales analysis and monitoring key accounts.

Overview

8
8
years of professional experience
5
5
years of post-secondary education

Work history

Accountant

NATIONAL CATERING COMPANY LTD S.P L.L.C
Dubai, UAE
07.2020 - Current

• Responsible for all day-to-day accounting activities, such as vendor invoice processing, follow-up on payment collections, and monitoring customer non-payments.
• Preparation of reconciliation of accounts, processing cash payments.
• Producing budget data and documents, based on estimated revenues, expenses, and previous budgets.
• Researching and resolving account discrepancies, preparing bank deposits, and processing adjustments in payments.
• Obtaining all supplier balance information during the interim, and final audit.
• Planning and preparation of P&L forecasting for the year with the COO and Operation Manager.
• Preparing and posting the monthly cash sales report, and submitting all the documents to Finance HO.
• AP – Posting supplier invoices after checking LPO, DN, and GRN.
Monitoring the daily material system issuance, and their transactions.
• Familiarity with inventory systems, cost analysis, and product evaluation.
• Preparing the monthly stock-taking and reporting to the Finance Controller, and Inventory Controller.
• Coordinating with operations management, and carrying out inventory analysis.

Credit Verification Officer

INDUSIND BANK
Kerala, India
01.2017 - 09.2019

• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

• Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

• Review and update credit and loan files. Review loan agreements to ensure that they are complete and accurate according to policy.

Compute payment schedules.

• Handle customer complaints, and take appropriate action to resolve them.

• Negotiate payment arrangements with customers who have delinquent loans.

• Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.

• Monitor daily credit operations.

• Recruitment of collection executives.

• Continually update regulatory and banking knowledge through training.

Education

Master of Business Administration - Finance & Marketing

University of kerala
kerala,India
07.2014 - 05.2016

Bachelor of Commerce - Taxation

University of Kerala
Kerala,India
04.2011 - 01.2014

Skills

  • Budget forecasting
  • Cost reduction strategies
  • Account reconciliation mastery
  • Profit and loss analysis
  • Cash flow projection
  • Financial statement preparation
  • Invoice processing efficiency
  • Client relationship building

Languages

English
Native
Hindi
Fluent
Malayalam
Native
Tamil
Upper intermediate

Timeline

Accountant

NATIONAL CATERING COMPANY LTD S.P L.L.C
07.2020 - Current

Credit Verification Officer

INDUSIND BANK
01.2017 - 09.2019

Master of Business Administration - Finance & Marketing

University of kerala
07.2014 - 05.2016

Bachelor of Commerce - Taxation

University of Kerala
04.2011 - 01.2014
VISHNU.M