Yiwen Zhang
Risk Analyst
Dubai
Summary
Based in DIFC, UAE.
Risk Analyst for Bank of China Middle East Limited (Dubai and Abu Dhabi)
A keen language learner. Simultaneous Interpreter and Liaison Interpreter with National Certificate.
Overview
2
2
years of professional experience
1
1
year of post-secondary education
4
4
Certifications
3
3
Languages
Work History
Risk Manager
Bank Of China DIFC
Dubai
05.2021 - Current
- Analyzed credit portfolios with due diligence report covering varieties of risk analysis, etc. financial statement analysis.
- Assisted in formulating risk appetite policy and setting risk limit indicator of the Bank.
- Implemented bank-wide comprehensive risk management scheme and organized Risk Management Committee Meeting quarterly.
- Responsible for the annual review and credit extension of the existing credit customers.
- In charge of operational risk and internal control management with tools like KRI, LDC and RACA.
- Monitor expected credit loss of individual customers on a daily basis based on its internal credit rating, classification, PD, LGD and outstanding balance.
- Submit quarterly, semiannually and annually compliance report to the DFSA (Dubai Branch) and CBUAE (Abu Dhabi Branch) and come up with remediating measures in response to the Regulator’s finding.
Assistant Manager
Bank of China DIFC
Dubai
02.2021 - 05.2022
- Responsible for Transaction Settlement and Correspondent Banking in the Operation Department
- Daily work includes receiving and replying compliance-relevant inquires from correspondent bank
- Settlement for Syndicated Loan drawdown and repayement
Education
MA - Interpreting
University of Newcastle
Newcastle 06.2019 - 09.2020
Skills
Risk mitigation
Data analysis
Loss Prevention Programs
Teamwork and Collaboration
Trend Analysis
Conducting investigations
Certification
Multitasking : Advanced level
Timeline
Risk Manager
Bank Of China DIFC
05.2021 - Current
Assistant Manager
Bank of China DIFC
02.2021 - 05.2022
MA - Interpreting
University of Newcastle
06.2019 - 09.2020