ANJALI P. R
Ajman,UAE
Summary
Dynamic and adaptable professional with a strong foundation in teamwork, time management, and leadership. Demonstrates effective communication and critical thinking skills, ensuring flexibility in diverse environments. A quick learner committed to leveraging these competencies to drive organizational success and achieve career growth.
Overview
9
9
years of professional experience
2
2
years of post-secondary education
Work history
A P Accountant
Tech Foundations LLC
Ajman
2025.06 - Current
- Prepared and monitored daily and monthly cash flow statements to ensure sufficient liquidity for operations.
- Tracked cash inflows and outflows, including vendor payments, project expenses, and receipts.
- Assisted in cash flow forecasting to support financial planning and decision-making.
- Processed high-volume supplier invoices with proper verification of PO, GRN, and approvals before system posting
- Posted and managed invoices in Microsoft Dynamics, ensuring accurate account coding and cost allocation
- Performed 3-way matching (PO–GRN–Invoice) to maintain strong internal controls and prevent discrepancies
- Reconciled vendor statements and resolved differences in coordination with procurement and site teams
- Prepared and executed supplier payments in line with agreed credit terms
- Monitored accounts payable aging and ensured timely payments to avoid penalties and maintain vendor relationships
- Handled advance payments, retention entries, and adjustments in supplier ledgers
- Coordinated with internal departments to resolve invoice issues and improve processing efficiency
Junior Accountant
Pacific Paper LLC
Ajman, UAE
2023.03 - 2025.05
- Prepared and processed invoices and Local Purchase Orders (LPOs), ensuring accuracy and adherence to company policies.
- Recorded payments, receipts, vouchers, and journal entries in the accounting system. Also handled petty cash management and processing of employee expenses.
- Reconciled bank statements, ensuring accuracy of all bank transactions.
- Commission Calculation.
- Preparing & Handling -Cheque Discounting & STL.
- Assist senior manager with vat preparing and filing.
- Handling ADNOC, Salik, EVG, DARB.
Sr. Credit Officer
SML Finance LTD
, India
2020.02 - 2023.02
- Review and evaluate loan applications and ensure completeness of documentation.
- Checking- Cibil Report, Equifax report, Crif Report.
- Assess creditworthiness of applicants and determine loan eligibility.
- Analyze credit risk and make recommendations on loan approvals and rejections plus Maintain accurate records.
- Analyzes applicants’ financial status and credit and property evaluations to determine loan feasibility.
- Reviewed and approved customer credit applications and loan requests.
Collection Team Leader
Muthoot Capital Service LTD
, India
2017.01 - 2020.01
- Supervise and lead a team of tele collection executive to meet collection charges.
- Develop and implement effective collection strategies.
- Monitor daily operations and provide performance feedbacks to team members.
- Ensure a compliance with company policies and relevant regulations.
- Train and monitor new hires and junior staffs in collection techniques.
- Prepare and present regular performance reports to senior management.
- Maintain accurate and up-to-date collection records.
Education
Bachelor of Commerce - B.COM -CO-OPERTION
Calicut University
2013.01 - 2015.01
Skills
- Teamwork
- Time Management
- Leadership
- Effective Communication
- Critical Thinking
- Flexibility
- Quick Learner
LANGUAGES
English (Fluent)
Malayalam (Fluent)
Tamil (Fluent)
Hindi (Basic)
TECHNICAL EXPERIENCES
Microsoft Office (Word, Excel, PowerPoint and Outlook), Matrix, Dynamic, Tally
PERSONAL DETAILS
- Date of Birth - 1994-05-20
- Passport No - T0398547
- Date of Issue - 2018-12-04
- Date of Expiry - 2028-12-03
- Nationality - Indian
- Visa Status - Employment Visa
Timeline
A P Accountant
Tech Foundations LLC
2025.06 - Current
Junior Accountant
Pacific Paper LLC
2023.03 - 2025.05
Sr. Credit Officer
SML Finance LTD
2020.02 - 2023.02
Collection Team Leader
Muthoot Capital Service LTD
2017.01 - 2020.01
Bachelor of Commerce - B.COM -CO-OPERTION
Calicut University
2013.01 - 2015.01