Summary
Overview
Work History
Education
Skills
Timeline
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Hagop Ghazarian

Hagop Ghazarian

Senior Specialist | Strategic Manager - Group Insurance
Dubai

Summary

Accomplished senior executive with 12+ years of proven success in architecting and leading global insurance strategies, fortifying enterprise risk management frameworks, and driving digital transformation. Adept at optimizing complex risk programs for multinational organizations, spearheading cross-functional teams, and implementing AI-integrated solutions to achieve best-in-class operational effectiveness. A trusted C-suite advisor, recognized for delivering multimillion-dollar premium savings, securing 100% recovery on high-stakes claims, and safeguarding over USD 2B in corporate assets. Renowned for strategic foresight and operational efficiency, specializing in crafting and executing innovative, data-driven risk management solutions that deliver measurable business value and ensure long-term organizational resilience.

Overview

14
14
years of professional experience
2033
2033
years of post-secondary education
3
3
Languages

Work History

Specialist - Strategic Manager - Group Insurance

CHALHOUB GROUP
07.2013 - Current
  • USD 2M+ Annual Savings: Spearheaded strategic negotiations and market analysis efforts, resulting in over USD 2M in annual premium savings while optimizing coverage across a complex, multinational portfolio.
  • 100% Recovery on High-Value in Claims: Managed the recovery of more than USD 80M in claims, including three high-value incidents exceeding USD 20M each. Ensured business continuity and minimized financial disruptions during property damage and business closure events.
  • Digital Transformation & AI Integration: Led the integration of in-house AI-powered claims management systems and advanced analytics tools, drastically reducing claims processing time, enhancing predictive accuracy, and improving stakeholder satisfaction.
  • Global Portfolio & Risk Governance: Directed global insurance portfolios covering Property, Casualty, Marine, Cyber, D&O, Group Life, and Medical insurance programs, ensuring compliance with evolving international regulatory standards and maintaining financial resilience across diverse markets.
  • Cross-Functional Leadership & Culture Building: Championed collaboration across Finance, Legal, HR, and Operations, embedding a risk-aware culture that enhanced decision-making processes and aligned company-wide objectives to optimize risk management strategies.

Reinsurance Officer

AL MASHREK INSURANCE AND REINSURANCE COMPANY
07.2011 - 07.2013
  • Reinsurance Portfolio Optimization: Managed facultative and treaty reinsurance portfolios, focusing on large-scale energy and infrastructure projects, and negotiated terms to optimize risk retention strategies and improve capital efficiency.
  • Enhanced Claims Processing: Implemented revised protocols for reinsurance claims handling, leading to a 25% improvement in recovery timelines and enhanced accuracy in claims data management for complex accounts.
  • Risk Analysis & Underwriting: Provided critical support for complex underwriting decisions, particularly in high-risk sectors like oil & gas, contributing to a balanced and profitable portfolio.

Education

ACII - Inusrance

Chartered Insurance Institute (CII)
London, United Kingdom
06-2022

BBA - Finance

Haigazian University
Beirut, Lebanon
04.2001 - 07.2011

Skills

  • Global Insurance Program Design & Execution
  • High-Value Claims Management & Advocacy
  • Digital Transformation & AI Integration
  • Cost Optimization & Strategic Negotiations
  • Cross-Functional Team Leadership & Collaboration
  • International Regulatory Compliance & Governance
  • Strategic Risk Leadership & C-Suite Advisory
  • Financial Modeling & Risk Transfer Optimization
  • Crisis Management & Business Continuity Planning
  • Data-Driven Decision Making

Timeline

Specialist - Strategic Manager - Group Insurance

CHALHOUB GROUP
07.2013 - Current

Reinsurance Officer

AL MASHREK INSURANCE AND REINSURANCE COMPANY
07.2011 - 07.2013

BBA - Finance

Haigazian University
04.2001 - 07.2011

ACII - Inusrance

Chartered Insurance Institute (CII)

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Hagop GhazarianSenior Specialist | Strategic Manager - Group Insurance