Misbah Anwar
Dubai
Summary
Highly motivated, qualified and compliance- focused banking professional with over 3 years of UAE experience for multi products in diverse banks i.e. CBD, RAK and UAB. Certified in AML/ CFT laws, KYC compliance, Customer Due Diligence, transactions monitoring, Enterprise Wide Risk Assessment, and Sanctions Screening. Driven by a passion for shaping regulatory compliance and supporting the growth of financial organizations that value integrity and excellence.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Senior Relationship Officer- Banking
Markai Commercial Brokers
06.2022 - Current
- Provided CBD credit cards and cross sold other financial products to the specified target segment inorder to achieve the set sales targets on a monthly basis.
- Conducted field visits and provided daily sales report with all customers details and analyzed documents submitted by the customers in order to ensure documents are error free and as per SOP (in case of BPM cases)
- Taken ownership of the customer’s complaint resolution, report indicators, set by managers accurately at the required frequency.
- Fully complied with policy Guidelines and code of conduct of CBD and maintained the secrecy norms on the data provided.
- Ensured portfolio quality by exercising sound credit judgment and by complying with credit and product parameters to complete all formalities and documentation in line with SOP manuals and compliance policies.
- Attended various training and learning programs to close the skill gaps and to ensure proper awareness about the products and procedures.
- Managed a diverse portfolio of high-net-worth clients, ensuring their financial goals were met.
- Analyzed complex financial situations to recommend tailored solutions for clients'' unique circumstances.
Business Development Officer
Al Mashriq Management
11.2021 - 05.2022
- Increased sales of credit card and loan for Deem by actively tele calling and networking for achieving sales target.
- Monitored, followed-up and escalated cases to meet customer response commitments.
- Increased Deem personal loan approvals by diligently assessing creditworthiness and recommending suitable lending options.
Visiting Lecturer
University of Agriculture Faisalabad
12.2018 - 12.2019
- Selected and designed lesson plans and curriculum for Macroeconomics and Econometrics to meet academic objectives.
- Collaborated with colleagues on curriculum development, incorporating innovative strategies for improved student outcomes.
- Evaluated student performance fairly and consistently through multiple assessment methods. Also increased student engagement by utilizing multimedia resources in lecture presentations.
- Participated in conferences and professional development opportunities to stay up-to-date with latest trends in field.
Education
M. SC. (Hons.) - Development Economics
University of Agriculture Faisalabad
PakistanB. SC. (Hons.) - Agricultural And Resource Economics
University of Agriculture Faisalabad
PakistanHSSC- Intermediate - Pre-Medical
Pakistan International School Riyadh
KSASkills
- AML compliance (CBUAE)
- Transactions monitoring (STR/ SAR)
- Regulatory compliance (UAE Laws)
- Hands on Microsoft Excel, Power BI, Powerpoint, CRM, ERP, E- Views
- Customer relationship management
Certification
- Decoding KYC Requirements: A Crucial Element of AML Compliance in the UAE
- Mastering Regulatory Reporting: A Deep Dive into SAR/STR Compliance
- Setting the Right Compliance Framework with Robust AML/CFT Policies
- Mastering Customer Risk Assessment & Enhanced Due Diligence
- Unlocking Essential Insights on Screening
- IELTS (7 Band)
Publications
Ahmad, B., M. Anwar, H. Badar, M. Mehdi, F. Tanvir. 2021. Analyzing export competitiveness of major fruits and vegetables of Pakistan: An application of revealed comparative advantage indices. Pak. J. Agri. Sci. 58(2):719-730
Languages
English
Advanced (C1)
Urdu
Bilingual or Proficient (C2)
Arabic
Intermediate (B1)
Hindi
Advanced (C1)
Workshops and Conferences
- Attended “International Workshop on Resources and Environment Data Sharing in China related to the Silk Road Economic Belt” (August 2016) as a Trainee at “Institute of Geographic Sciences and Natural Resources Research, Chinese Academy of Sciences”
- Presented Pakistan at “33rd International Geographical Congress (August, 2016) being hosted by the 33rd IGC Organizing Committee at Chinese Convention Centre
Timeline
Senior Relationship Officer- Banking
Markai Commercial Brokers
06.2022 - Current
Business Development Officer
Al Mashriq Management
11.2021 - 05.2022
Visiting Lecturer
University of Agriculture Faisalabad
12.2018 - 12.2019
- Decoding KYC Requirements: A Crucial Element of AML Compliance in the UAE
- Mastering Regulatory Reporting: A Deep Dive into SAR/STR Compliance
- Setting the Right Compliance Framework with Robust AML/CFT Policies
- Mastering Customer Risk Assessment & Enhanced Due Diligence
- Unlocking Essential Insights on Screening
- IELTS (7 Band)
M. SC. (Hons.) - Development Economics
University of Agriculture Faisalabad
B. SC. (Hons.) - Agricultural And Resource Economics
University of Agriculture Faisalabad
HSSC- Intermediate - Pre-Medical
Pakistan International School Riyadh
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