MOHAMMAD GEYAS UDDIN
Summary
To pursue a position within a company wherein my management, organizational and professional financial experience be effectively utilized in order to become a vital asset to the company itself. Detail-oriented Compliance Officer dedicated to improving policies and procedures in all business areas. Hardworking and driven with quality-focused and proactive approach. Bringing 6 years of experience in Financial institution.
Overview
12
12
years of professional experience
Work History
Alternate Compliance Officer
AL BADER EXCHANGE
12.2022 - Current
- Assist compliance officer to carry out his responsibilities smoothly
- Assist in designing AML training materials, maintaining AML training registers, training plans and other evidence for providing AML training must be retained for a period of five (5) years from the date of training
- Perform daily review, monitoring, and analysis of transaction alerts using internal data to identify trends and unusual! Activity to determine if transactions are suspicious in nature
- Act as a subject matter to employees providing guidance on what actions to take when it comes to AML/CFT and compliance related
- Suspicious transaction reports (STRs), action and submit responses to UAE Central Bank on STRs
- Maintain log of Internal and external STRs
- Assist with addressing queries from corresponding agents and clients relating to money laundering and sanctions matters
- Monitor and review issues relating to the AML/CTF Program
- Assist in the design and provision of training related to AML/CTF as required
- Provide support to employees on regulatory provisions related to Anti-Money Laundering (AML) and Counter Terrorist Financing (CTF) to the Compliance Department and relevant operational areas
- Analyze complex AML/ CTF issues and provide appropriate advice, including escalating to the relevant senior levels
- Observe and analyze internal and external developments to identify AML/ CTF issues and incorporate controls in exchange’s policies
- Ensure compliance with local laws and regulations concerning AML and CTF and the handling procedures for sanctions and embargoes
- Strict adherence to the AI Bader Exchange Internal policies and HR policies.
- Maintained up-to-date knowledge of current and emerging compliance regulations.
- Responded to employee inquiries regarding compliance regulations and procedures.
- Prepared and submitted regulatory filings in timely manner.
Compliance Officer (Proposed)
AL BADER EXCHANGE
04.2024 - 09.2024
- Design an appropriate AML/CFT compliance program for the Al Bader Exchange to remain compliant with applicable AML/CFT Laws, Regulations, Notices, the Standards, and international best practice always
- Establish and maintain appropriate AML/CFT policies, procedures, processes, and controls
- Ensure day-to-day compliance of the business against internal AML/CFT policies and procedures
- Act as the key contact point regarding all AML/CFT related matters/ queries from the Central Bank and any other competent authorities
- Receive suspicious transaction alerts from employees and analyze them to take appropriate decisions to report all suspicious cases to the FID
- On-going monitoring of transactions to identify high-risk, unusual, and suspicious customers/transactions
- Submit Suspicious Transaction Reports to the FID in a timely manner
- Cooperate with and provide the FID with all information it requires for fulfilling their obligations
- Develop and execute AML/CFT training programs considering all relevant risks of ML/FT and financing illicit organizations including the ways/means for addressing them
- Provide necessary reports to the Board of Directors (or to the Owner/Partners where there is no Board of Directors) on all AML/CFT issues, on a quarterly basis at a minimum
- Arrange to retain all necessary supporting documents for transactions, KYC, monitoring, suspicious transaction reporting and AML training for the minimum period for record retention
- Conduct regular gap analysis between our existing AML/CFT Procedures and current Laws, Regulations, Notices, and the Standards of the UAE to determine the extent of our level of compliance
- Propose actions required to address gaps, if any; and Prepare Bi-Annual Compliance Reports and Compliance Branch Audits.
- Responded to employee inquiries regarding compliance regulations and procedures.
- Maintained up-to-date knowledge of current and emerging compliance regulations.
- Developed and maintained compliance database, tracking all compliance activities and documents.
- Prepared and submitted regulatory filings in timely manner.
- Managed relationships with regulators, maintaining open lines of communication to ensure transparent operations.
- Identified, investigated and documented compliance violations and recommended corrective measures.
- Assisted with internal and external audits to confirm compliance with applicable laws and regulations.
- Reviewed, revised and updated compliance policies and procedures to confirm continual compliance with applicable laws.
- Promoted a culture of continuous improvement through ongoing evaluation and refinement of compliance program elements.
Anti-Fraud and Risk officer
AL BADER EXCHANGE
04.2022 - 12.2022
- Risk and Anti-Fraud officer given the overall responsibility of the risk management function; responsible for managing all frauds at Al Bader Exchange
- Establishing an effective anti-fraud response plan, in proportion to the level of fraud risk identified
- The design of an effective control environment to prevent fraud
- Establishing appropriate mechanisms for Reporting fraud risk issues
- Reporting significant incidents of fraud or attempted fraud to the Board of Directors
- Making sure that all staff are aware of the Anti-Fraud Policy and know what their responsibilities are in relation to combating fraud
- Ensuring that appropriate anti-fraud training is made available all staff and volunteers as required
- Ensuring that appropriate action is taken to minimize the risk of previous frauds occurring in future
- Ensuring that an adequate system of internal control exists within their areas of responsibility and that controls operate effectively
- Conducting fraud risk assessment on an annual and ad hoc basis and submitting the board
- Preventing and detecting fraud as far as possible; Assessing the types of risk involved in the operations for which they are responsible; Reviewing the control systems for which they are responsible regularly
- Ensuring that controls are being complied with and their systems continue to operate effectively; and Implementing new controls to reduce the risk of similar fraud occurring where frauds have taken place Immediate reporting of fraud incidents to the police, FIU and banking supervision department
- Reporting details immediately if they suspect that a fraud has been committed or see any suspicious acts or events and Cooperating fully with whoever is conducting internal checks, reviews, or fraud investigations.
- Served as subject matter expert for development and implementation of corrective action plans where substantial unnecessary loss resulted regularly from current policy.
- Took initiative in gathering information and solving problems independently within highly structured corporate environment.
Alert Analyst
AL BADER EXCHANGE
02.2022 - 03.2022
- To support and assist Compliance Officer and participate fully in the testing and remediation of anti-money laundering policies and procedures and observation of customer transactions
- Primary objective will be reviewing onboarding customer manipulative activity in all system Generated AML alerts and also manually created alerts from internal and external referral sources for potential fraud & money laundering violations
- Conduct proper review of PEP, FPEP and sanction check screening for every transactions alerted through TraxPlus which has Integrated sanction list data set sources like OFAC- SDN, UN, US, UK, EU and SDN-FSE and World check, C6, and CB UAE black list
- You are intellectually curious and love finding and solving challenges with creative and simple Solutions In compliance, documentation is outmost importance
- You will document supporting of your Reviews and your findings You will continue follow-up and record supporting documents
- Maintain proficient knowledge of the rules and regulations of CB-UAE and recommendation from other competitive authorities like, FATF, and MENAFATF
- OFAC Etc
- Conduct initial review and identify suspicious/unusual activity as well as escalate cases to Shall work collaboratively and embrace new ideas and opinions to ensure the team succeeds
- Maintain regular contact with branch personnel to provide necessary information about procedures and regulations with regards to customer onboarding individual corporate and all types of transaction
- Help with the design and development of monitoring reports and assist CO with testing enhancements to the monitoring program
- Assist all branches regarding AML/CF-T related Training, matters/ queries
- Prevent the Exchange from being used by the money launderers to further their illicit business
- All information related to STRs including internal disclosures by employees must be confidential.
Branch Manager & Branch MLRO
AL BADER EXCHANGE
09.2014 - 01.2022
- Oversee the activities of a branch Responsible for the management of that entity's resources as well as the establishment of strategic goals and formulating plans to make sure those goals are met
- Supporting the team to implement the robust compliance program across each business product, counterparty, country in which it deals, delivery channel of its services, customers; Supervise and manage the branch daily operations and report to the Area Manager
- Prepare rotational shift working hours and schedule staffs weekly off ensuring effective coordination working environment
- Answer customer’s questions and provide information on procedures or policies
- Guiding and solving queries of customer, Maintain quality Customer Service
- Coordinate to finalize with corporate customers onboarding procedures
- Log and register customer complaints track until proper resolution
- Compute and record totals of transactions
- Strict compliance with CB-UAE AML/KYC standard guidelines
- Compile and maintain reports and records
- Providing Symex.net training and assistance to new joined staffs
- Send applicable (Daily, weekly, monthly reports) reports to managing director and operation manager
- Comply with Al Bader Exchange standard procedures for Anti Money Laundering and Combating Terrorist Financing Policy (AML/CFT)
- Coordination with Head office and compliance department
- Branch Contact person.
- Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
Front Line Assistance (FLA) / Teller
AL BADER EXCHANGE
09.2012 - 09.2014
- Greet the customer
- Responsible for remittances at the branch walk in customers
- Assisting customers for remittances by collecting valid documents, beneficiary account details
- Answer customer’s questions and provide information on procedures or policies
- Guiding and solving queries of customer, maintain quality customer service
- Assist customers and clients for onboarding for WPS (Wages Protection System)
- Coordinate for processing WPS services Performance with effective coordination rotational basis working environment
- Comply with Central Bank of UAE Standard Guidelines
- Compute and record all transactions
- Comply with Al Bader Exchange standard procedures for Anti Money Laundering and Combating Terrorist Financing Policy (AML/CFT).
Education
BBA -
JAIPUR NATIONAL UNIVERSITY
RAJASTHAN, INDIA01.2024
ACAMS -
ACAMS
01.2024
Certified Risk Management Specialist in TFS -UAE - SANCTION AND RISK MANAGEMENT
DOLFIN ACADEMY
01.2024
CCAP -
01.2024
Skills
- Compliance Monitoring
- Auditing processes
- Internal Audits
- Regulatory knowledge
- Compliance reviews
- Policy analysis
- Risk Management
- Project Coordination
- Corporate Governance
- Sanctions compliance
- Compliance Training
- Audit Documentation
- Leadership Techniques
- Investigative reporting
- Risk Mitigation
- Risk Assessment
Languages
English
Arabic
Events attended
- Targeted Financial Sanctions (TFS) - Sanction Evasion, Typologies and Red Flags Conducted by The Executive Office for control & Non-proliferation
- Virtual outreach session on “Designated Non-Financial Businesses and Professions Sectoral ML/TF Risk Assessment conducted by CB-UAE
- Virtual outreach session on “Legal Persons and Arrangements Sectoral ML/TF Risk Assessment conducted by CB-UAE
- Virtual outreach session on "Best Practices on raising Suspicious Transaction and Activity Reports conducted by CB-UAE 2022
- Virtual outreach session on AML/CFT Guidance for Licensed Financial Institutions on Digital Identification for Customer Due Diligence
- CPK WEEK - Combatting Proliferation Financing and Sanction Evasion(Conducted by The Executive Office for control & Non-proliferation)
- Good Screening practice (Conducted by The Executive Office for control & Non-proliferation)
- Countering Proliferation Financing (Conducted by The Executive Office for control & Non-proliferation)
- Targeted Financial Sanction and Sanction Evasion – Survey (Conducted by The Executive Office for control & Non-proliferation)
- Virtual outreach session on "Best Practices on raising Suspicious Transaction and Activity Reports" conducted by CB-UAE 2023
- Virtual outreach session on "Designated Non-Financial Businesses and Professions Sectoral ML/TF Risk Assessment conducted by CB-UAE
- Virtual outreach session on "The Skilled Person Review conducted by CB-UAE
- Virtual outreach session on the Fraud Risk Assessment Data Collection Exercise conducted by CB-UAE
- Virtual outreach session on "Thematic Review - Targeted Financial Sanctions (TFS)" - July 2023 Conducted by The Executive Office for control & Non-proliferation)
- Virtual outreach session on "Thematic Review – Suspicious Transaction Report (STR)" - July 2023 Conducted by The Executive Office for control & Non-proliferation)
- TF emerging trends, Sanction Evasions Developments and Updated Typologies Conducted by The Executive Office for control & Non-proliferation)
- Virtual outreach session on "Sanction Screening Programs conducted by CB-UAE
- Virtual outreach session on "STR / SAR conducted by CB-UAE
- Countering the Financing of Terrorism - Investigations and New Technologies(Conducted by The Executive Office for control & Non-proliferation dated on 17-18 may 2023)
- TF Emerging Trends, Sanction Evasions Developments and Updated Typologies (Conducted by The Executive Office for control & Non-proliferation dated on 3rd may 2023)
- Countering the Financing of Terrorism "Investigations and New Technologies"(Conducted by The Executive Office for control & Non-proliferation dated on 15-16 November 2023)
- Virtual outreach session on "Institutional Risk Assessments conducted by CB-UAE
- Virtual outreach session on "MLRO Training conducted by CB-UAE
- Outreach session on " Patterns of Abusing Financial Institutions in Drug Trafficking and Laundering its Proceeds conducted by FIU
- Countering the Financing of Proliferation (Conducted by The Executive Office for control & Non-proliferation)
- How to stop the Real-Time Payments"Scam-demic" From Hurting You and Your Customers (Conducted by ACFCS on 29 November 2023)
- Crowdfunding for Terrorism Financing (Conducted by FATF dated on 19 January 2024)
- Unlock the Future of Compliance: A Journey through BSA/AML/OFAC Trends in 2024
- Safeguarding Against Scams In Receiving Banks (Conducted by ACFCS 07 March 2024)
- Guess the Real Story: An AML Gameshow (Conducted by ACFCS on 27 feb 2024).
- Roundtable Discussion of the 2024 Global Internal Audit Standards Updates (Conducted by K2 Integrity dated on 20 march 2024)
- How to detect a Business Email Compromise Scam (conducted by ACFCS on 17th April 2024)
- Unlock the Future of compliance (Conducted by ACFCS on 18th April 2024)
- How to protect seniors from Fraud (Conducted by ACFCS on 24th April 2024)
- When & Where is Money Laundered? (Conducted by GLOBAL COMPLIANCE INSTITUTE on 24th April 2024)
- Identifying PF & Sanction Exposure through effective CDD (Conducted by The Executive Office for control & Non-proliferation on 25th April 2024)
- Clashes across continents- how does the US-CHINA rivalry affect key regions of the world(conducted byK2 INTEGRITY 07th may 2024)
- AI in compliance bridging the business and Technology divide (Conducted by ACFCS on 08th May 2024)
- 1st Compliance Officers Forum of 2024 (Conducted by CBUAE on 13 May 2024)
- Guidance on Proliferation Financing (PF) Institutional Risk Assessment (Financial Institutions) (Conducted by EOCN on 15th may 2024)
- Money Trails - Using Risk Intelligence to Uncover and Prevent Financial Crime (Conducted by ACFCS on 15th May 2024).
- The Intersection of Digital Assets, Crypto & Fraud (Conducted by ACFCS on 22nd may 2024)
Personal Information
- Passport Number: EH0017588
- Date of Birth: 01/01/1991
- Nationality: Bangladeshi
- Marital Status: Married
- Visa Status: Employment Visa
Timeline
Compliance Officer (Proposed)
AL BADER EXCHANGE
04.2024 - 09.2024
Alternate Compliance Officer
AL BADER EXCHANGE
12.2022 - Current
Anti-Fraud and Risk officer
AL BADER EXCHANGE
04.2022 - 12.2022
Alert Analyst
AL BADER EXCHANGE
02.2022 - 03.2022
Branch Manager & Branch MLRO
AL BADER EXCHANGE
09.2014 - 01.2022
Front Line Assistance (FLA) / Teller
AL BADER EXCHANGE
09.2012 - 09.2014
BBA -
JAIPUR NATIONAL UNIVERSITY
ACAMS -
ACAMS
Certified Risk Management Specialist in TFS -UAE - SANCTION AND RISK MANAGEMENT
DOLFIN ACADEMY